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MaineLD 1444132nd Maine Legislature (2025-2026)SenateWALLET

An Act to Clarify the Application of Finch v. U.S. Bank, N.A.

Sponsored By: Anne M. Carney (Democratic)

Became Law

REAL ESTATEREAL ESTATE - MORTGAGES

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Homeowners protected from old foreclosure debts

The law protects some past foreclosure cases. If your claim arose before January 11, 2024, and a prior foreclosure was dismissed because the lender’s right‑to‑cure notice was defective, the lender cannot later sue you for amounts that were due as of the final judgment dismissing that case. Courts also cannot apply the Finch v. U.S. Bank (2024 Me. 2) ruling to claims that arose before January 11, 2024.

Sponsors & Cosponsors

Sponsor

  • Anne M. Carney

    Democratic • Senate

Cosponsors

  • Amy Kuhn

    Democratic • House

  • Arthur Bell

    Democratic • House

  • Cameron D. Reny

    Democratic • Senate

  • Drew Gattine

    Democratic • House

  • Peggy R. Rotundo

    Democratic • Senate

  • Matt Moonen

    Democratic • House

  • Ryan Fecteau

    Democratic • House

  • Teresa S. Pierce

    Democratic • Senate

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. ACTPUB Chapter 677

    5/1/2026

  2. PASSED TO BE ENACTED, in concurrence.

    4/6/2026Senate

  3. PASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH.

    4/2/2026House

  4. CONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "B" (S-593).In concurrence. ORDERED SENT FORTHWITH.

    3/31/2026House

  5. Report READ and ACCEPTED.READ ONCE.Committee Amendment "B" (S-593) READ and ADOPTED.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "B" (S-593).Ordered sent down forthwith for concurrence.

    3/30/2026Senate

  6. CARRIED OVER, in the same posture, to any special or regular session of the 132nd Legislature, pursuant to Joint Order SP 800.

    6/25/2025Senate

  7. On motion of Representative KUHN of Falmouth the Bill and accompanying papers were COMMITTED to the Committee on JUDICIARY.In concurrence. ORDERED SENT FORTHWITH.

    6/17/2025House

  8. Taken from the table by the President On motion by Senator PIERCE of Cumberland Bill and accompanying papers COMMITTED to the Committee on JUDICIARY. Sent down for concurrence

    6/16/2025Senate

  9. Unfinished Business

    6/13/2025Senate

  10. On motion by Senator CARNEY of Cumberland Tabled until Later in Today's Session, pending ACCEPTANCE of The Majority Ought to Pass As Amended report.

    6/13/2025Senate

  11. The Bill was REFERRED to the Committee on JUDICIARY.In concurrence. ORDERED SENT FORTHWITH.

    4/8/2025House

  12. Committee on JUDICIARY suggested and ordered printed REFERENCE to the Committee on JUDICIARY Ordered sent down forthwith for concurrence

    4/8/2025Senate

Bill Text

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