An Act to Clarify the Application of Finch v. U.S. Bank, N.A.
Sponsored By: Anne M. Carney (Democratic)
Signed by Governor
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Blocks old mortgage claims after faulty foreclosure notice
This law protects some homeowners from old mortgage collection suits. If your foreclosure case started before January 11, 2024 and was dismissed because the notice of your right to cure was defective, the lender cannot file a new case to collect any amounts that were due as of the final judgment dismissing that foreclosure. Courts also cannot use the Finch v. U.S. Bank ruling for cases that started before January 11, 2024.
Sponsors & Cosponsors
Sponsor
Anne M. Carney
Democratic • Senate
Cosponsors
Amy Kuhn
Democratic • House
Arthur Bell
Democratic • House
Cameron D. Reny
Democratic • Senate
Drew Gattine
Democratic • House
Peggy R. Rotundo
Democratic • Senate
Matt Moonen
Democratic • House
Ryan Fecteau
Democratic • House
Teresa S. Pierce
Democratic • Senate
Roll Call Votes
No roll call votes available for this bill.
Actions Timeline
Signed by Governor, ACTPUB Chapter 677
4/13/2026PASSED TO BE ENACTED, in concurrence.
4/6/2026SenatePASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH.
4/2/2026HouseCONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "B" (S-593).In concurrence. ORDERED SENT FORTHWITH.
3/31/2026HouseReport READ and ACCEPTED.READ ONCE.Committee Amendment "B" (S-593) READ and ADOPTED.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "B" (S-593).Ordered sent down forthwith for concurrence.
3/30/2026SenateCARRIED OVER, in the same posture, to any special or regular session of the 132nd Legislature, pursuant to Joint Order SP 800.
6/25/2025SenateOn motion of Representative KUHN of Falmouth the Bill and accompanying papers were COMMITTED to the Committee on JUDICIARY.In concurrence. ORDERED SENT FORTHWITH.
6/17/2025HouseTaken from the table by the President On motion by Senator PIERCE of Cumberland Bill and accompanying papers COMMITTED to the Committee on JUDICIARY. Sent down for concurrence
6/16/2025SenateUnfinished Business
6/13/2025SenateOn motion by Senator CARNEY of Cumberland Tabled until Later in Today's Session, pending ACCEPTANCE of The Majority Ought to Pass As Amended report.
6/13/2025SenateThe Bill was REFERRED to the Committee on JUDICIARY.In concurrence. ORDERED SENT FORTHWITH.
4/8/2025HouseCommittee on JUDICIARY suggested and ordered printed REFERENCE to the Committee on JUDICIARY Ordered sent down forthwith for concurrence
4/8/2025Senate
Bill Text
Amendment C-B (S-593), adopted by House & Senate
Enacted
Introduced
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