An Act to Protect Holders of Distressed Mortgages from Fraud
Sponsored By: Daniel Ankeles (Democratic)
Signed by Governor
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Homeowners get stronger foreclosure notices
Beginning January 1, 2026, foreclosure notices to homeowners must include clearer, safer guidance. The notice must warn about scams and urge you to seek help from a HUD-approved housing counselor or a Maine-licensed lawyer. If mediation is available, the notice must say you can request mediation to try to avoid a foreclosure judgment. The notice must also state that the total due does not include amounts that come due after the notice date.
Sponsors & Cosponsors
Sponsor
Daniel Ankeles
Democratic • House
Cosponsors
Kristi Mathieson
Democratic • House
Sally Cluchey
Democratic • House
Roll Call Votes
No roll call votes available for this bill.
Actions Timeline
Signed by Governor, ACTPUB Chapter 275
6/12/2025PASSED TO BE ENACTED, in concurrence.
6/10/2025SenatePASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH.
6/10/2025HouseReports ReadOn motion by Senator CARNEY of Cumberland the Majority Ought to Pass as Amended Report ACCEPTED. Bill READ ONCE. Committee Amendment "A" (H-557) READ and ADOPTED. Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED by Committee Amendment "A" (H-557) in concurrence.
6/9/2025SenateReports READ.On motion of Representative KUHN of Falmouth, the Majority Ought to Pass as Amended Report was ACCEPTED.The Bill was READ ONCE.Committee Amendment "A" (H-557) was READ and ADOPTED.Under suspension of the rules, the Bill was given its SECOND READING without REFERENCE to the Committee on Bills in the Second Reading.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (H-557). Sent for concurrence. ORDERED SENT FORTHWITH.
6/9/2025HouseCarried over, in the same posture, to the next special or regular session of the 132nd Legislature, pursuant to Joint Order SP 519.
3/21/2025HouseThe Bill was REFERRED to the Committee on JUDICIARY.In concurrence. ORDERED SENT FORTHWITH.
2/4/2025SenateCommittee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES suggested and ordered printed. On motion of Representative MATHIESON of Kittery, the Bill was REFERRED to the Committee on JUDICIARY.Sent for concurrence. ORDERED SENT FORTHWITH.
2/4/2025House
Bill Text
Amendment C-A (H-557), adopted by House & Senate
Enacted
Introduced
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