An Act to Establish an Apprentice Insurance Producer License
Sponsored By: Jennifer Poirier (Republican)
Signed by Governor
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 0 benefits, 2 costs, 1 mixed.
Limits on apprentice insurance work
Apprentices face strict limits on what they can do. You cannot sell life insurance, annuities, long‑term care coverage, or Affordable Care Act plans. You only handle risks located in Maine and only tasks your sponsor is licensed to do. You may not act for an insurer unless that insurer appoints you.
New apprentice insurance license starts 2026
Beginning January 1, 2026, Maine creates an apprentice insurance producer license with no exam. To qualify, you are 18 or older, live in Maine, and keep residency during the apprenticeship. You must be employed and sponsored by a licensed resident producer who agrees to supervise you, have applied for a producer license and meet all requirements except the exam, have not held or been denied a comparable license anywhere, and pay the temporary license and application fees. The Superintendent sets the application form. The license lasts up to 180 days, is not renewable, and after 180 days you must stop licensed work unless you get a full producer license.
Sponsor rules and liability for apprentices
To sponsor an apprentice, you must be a Maine resident producer in good standing for at least one year, have no license restrictions, and file the sponsor application. The sponsor takes full legal responsibility for the apprentice’s acts. The Superintendent can limit you to two active apprentices per calendar year and can limit or revoke a license or sponsorship to protect the public or for violations. Apprentices and sponsors must make timely reports like producers do, and both must notify the Superintendent within 5 business days if employment or sponsorship ends early. The Superintendent may set extra rules, including which insurance lines are eligible and limits or standards for commissions.
Sponsors & Cosponsors
Sponsor
Jennifer Poirier
Republican • House
Cosponsors
Bradlee T. Farrin
Republican • Senate
David Boyer
Republican • House
Joshua Morris
Republican • House
Robert Nutting
Republican • House
Shelley Rudnicki
Republican • House
Tracy Quint
Republican • House
Roll Call Votes
No roll call votes available for this bill.
Actions Timeline
Signed by Governor, ACTPUB Chapter 238
6/10/2025PASSED TO BE ENACTED, in concurrence.
6/3/2025SenatePASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH.
6/3/2025HouseReport READ and ACCEPTED, in concurrence.READ ONCE.Committee Amendment "A" (H-421) READ and ADOPTED, in concurrence.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (H-421), in concurrence.Ordered sent down forthwith.
6/3/2025SenateCONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (H-421).Sent for concurrence. ORDERED SENT FORTHWITH.
6/2/2025HouseCarried over, in the same posture, to the next special or regular session of the 132nd Legislature, pursuant to Joint Order SP 519.
3/21/2025HouseThe Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.In concurrence. ORDERED SENT FORTHWITH.
3/4/2025SenateCommittee on LABOR suggested and ordered printed. On motion of Representative ROEDER of Bangor, the Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.Sent for concurrence. ORDERED SENT FORTHWITH.
3/4/2025House
Bill Text
Amendment C-A (H-421), adopted by House & Senate
Enacted
Introduced
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