All Roll Calls
Yes: 667 • No: 457
MinnesotaSF 175094th Legislature, 2025-2026SenateWALLET
Common interest communities provisions modifications
Sponsored By: Eric Lucero (Republican)
Became Law
Judiciary and Public SafetyHousing and Homelessness PreventionCommerce Finance and Policy
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Bill Overview
Analyzed Economic Effects
17 provisions identified: 16 benefits, 0 costs, 1 mixed.
Capped association legal fees for homeowners
Beginning January 1, 2026, these limits apply to communities created on or after August 1, 2010. Associations cannot charge a unit more than $1,500 in attorney fees and costs for collecting assessments or enforcing governing documents. They cannot charge those fees or costs when using a collection agency paid based on the amount collected.
Lower association fines and late fees
Beginning January 1, 2026, associations must give owners a fine policy and reasonable time to fix listed violations before fines. A single fine cannot exceed $100; combined fines, late fees, and allowed charges for that violation cannot exceed $2,500. Assessment late fees cannot exceed $15. Special-assessment late fees cannot exceed 5% of the amount owed or $100, whichever is less. Interest is also removed from the charges assessable under the specified common-expense rule.
More foreclosure protection for unit owners
Beginning January 1, 2026, associations cannot foreclose to collect unpaid fines. Fines and interest also leave the specified list of charges secured by association liens. Foreclosure for covered, properly issued fees and charges requires at least $5,000 owed, excluding attorney fees, outstanding for 180 days. In foreclosure by advertisement, recoverable attorney fees are capped at $1,000. Foreclosure costs and disbursements remain separately recoverable.
Owners gain remedies against association violations
Beginning January 1, 2026, associations violating Minnesota's community ownership law owe affected owners actual damages and a civil penalty up to $1,000. Associations cannot retaliate against owners for exercising legal rights, filing lawsuits, or complaining to local authorities. Retaliation includes cutting services, imposing fines or other penalties, and charging legal fees. Associations cannot demand withdrawal of a complaint or lawsuit to restore services or remove retaliatory charges.
Homebuyers get clearer community cost disclosures
Beginning January 1, 2026, developers' required purchase disclosures must explain governing documents in plain language and include required fine schedules. They must include educational material from the Minnesota Attorney General and Community Association Institute about community associations and owner responsibilities. Disclosures must warn when the current budget anticipates a monthly assessment at transfer higher than the budget's stated amount. These requirements cover communities created before or on or after August 1, 2010. Nondeveloper resale sellers must provide board-prepared plain-language explanations with existing required documents before the purchase agreement or otherwise before transfer, except legally exempt transactions.
More communities gain state owner protections
Beginning January 1, 2026, specified state rules cover planned communities, townhome associations, and cooperatives regardless of their creation date. Communities qualifying for the statutory exemption remain exempt. The expanded coverage includes specified governance, maintenance, assessment, lien, dispute, and legal-remedy rules. Minnesota's community ownership law also controls when it conflicts with a covered community's declaration or bylaws.
Owners gain control over community rules
Beginning January 1, 2026, association rules must be reasonable, not arbitrary. Owners get 60 days' notice of proposed rule changes and a chance to comment at the board meeting. Bylaw changes also require board-meeting approval and an opportunity for owner comment. Owners can revoke rules or bylaws by majority vote at a board meeting using the allowed voting methods. Associations must also prepare plain-language explanations of their current declaration and articles of incorporation.
Owners gain meeting access and voting safeguards
Beginning January 1, 2026, associations must provide reasonable board-meeting notice and agendas, subject to listed notice exceptions. Meeting notices must include documents to be discussed or approved, including budgets. Owners and their written designees can speak before board action, and owners get time for related off-agenda issues. Boards can set reasonable speaking limits and close sessions only for specified personnel, adversarial-proceeding, or criminal matters; online meetings require access, technical help, and electronic voting. Where proxy voting is allowed, board members cannot act as proxies, and proxies cannot exceed 20% of votes cast.
Owners get deadlines for property changes
Beginning January 1, 2026, boards authorized to approve unit or limited-common-area changes must use fair, reasonable, and prompt procedures. They must give a written, good-faith decision within 90 days of the initial request or the owner's response to requested information or changes. A rejection must explain the reasons and how the owner can request reconsideration.
Owners get free answers and clearer bills
Beginning January 1, 2026, associations cannot charge owners, including attorney fees, for answering questions about governing documents or operations. The listed fee authority drops record copies and unpaid-assessment statements, but keeps reasonable fees for declaration amendments and resale certificates. Before referring an owner's inquiry to a lawyer, boards must give free notice explaining who pays and estimating similar work's cost. Legal bills charged to owners must list the attorney's rate, time, work, and service dates. Owners owe no dispute-related attorney fees or costs after a requested hearing if the board does not affirm the disputed fine or assessment.
Owners get talks before debt enforcement
Beginning January 1, 2026, associations must adopt dispute procedures, including a meet-and-confer process. Before enforcing a covered dispute through collection, court action, or foreclosure, the association and owner must meet to seek resolution. Participation is free, and a binding agreement must be written and signed by both sides. Associations cannot sell or assign owner debt; this does not erase the debt. Communities created on or after August 1, 2010, must offer reasonable payment agreements that consider owners' finances.
Owners see association budgets and charges
Beginning January 1, 2026, associations charging for common areas or owner services must give every owner a schedule of charges. This disclosure does not cap those charges. In communities created on or after August 1, 2010, members must receive the proposed annual budget before its approval meeting. Members must be allowed to give input before or during that meeting.
Property managers face stronger owner protections
Property managers must disclose interests in construction, salvage, or appraisal firms in writing at least three days before hiring them. Managers cannot accept referral or contract kickbacks from these firms; fee splitting has an exception for another licensed contractor. Managers cannot earn pay based on fines collected or charge fees to collect association fines. Contracts longer than one year cannot require nonrenewal notice more than 30 days before the anniversary; violations allow termination with 60 days' notice. Owners can sue for damages caused by violations, actual case costs, and reasonable attorney fees, without losing other legal remedies.
Residents gain stronger vehicle parking rights
Beginning January 1, 2026, associations generally cannot restrict personal vehicles on state- or locally maintained public roads. Covered vehicles weigh under 26,001 pounds and serve personal travel, pleasure, or commuting—not mainly business use, motor homes, or self-propelled recreational vehicles. An express declaration provision can allow restrictions; government-delegated authority lasts at most five years and requires reapplication afterward. Associations also cannot restrict residents' work vehicles parked on the unit owner's property or surrounding home grounds. Those vehicles cannot cross another owner's property line or interfere with road or common-area maintenance.
Local governments cannot force homeowner associations
Covered local governments and planning bodies cannot condition residential development approvals on creating a homeowners association or features that force one. They cannot demand association terms beyond state law or changes to association rules through those approvals. The listed public bodies, including the Metropolitan Council, also cannot require or incentivize association membership or terms not required by state law. Requirements mandated by state law remain allowed.
Stronger safeguards for homeowner association decisions
Beginning January 1, 2026, appointed and elected association officers and directors must follow conflict-of-interest rules. Board members cannot hold financial interests in businesses with association or board-member business ties, or accept prohibited business-related benefits. They also cannot enter prohibited deals that could financially benefit the management company or related people. Management companies cannot require associations to use a particular vendor. Associations must give every director a plain-language guide to the director’s and board’s roles, rights, and duties under Minnesota law.
Community termination votes retain sale safeguards
Ending a community requires owners holding at least 60% of votes without common elements, or 80% with common elements. First-mortgage lender approval is no longer required. A declaration can lower the common-element threshold only if all units are single-family homes or all are restricted to nonresidential use. These votes can end a community without every owner's agreement. For condominium or planned-community units without upper and lower boundaries, however, a termination agreement cannot force sales without each affected owner's consent.
Sponsors & Cosponsors
Sponsor
Eric Lucero
Republican • Senate
Cosponsors
Bahner
Affiliation unavailable
Bierman
Affiliation unavailable
Julia E. Coleman
Republican • Senate
Elkins
Affiliation unavailable
Hemmingsen-Jaeger
Affiliation unavailable
Howard
Affiliation unavailable
Igo
Affiliation unavailable
Jones
Affiliation unavailable
Koegel
Affiliation unavailable
Mekeland
Affiliation unavailable
Moller
Affiliation unavailable
Norris
Affiliation unavailable
Susan Pha
Democratic • Senate
Lindsey Port
Democratic • Senate
Rehm
Affiliation unavailable
Rehrauer
Affiliation unavailable
Virnig
Affiliation unavailable
West
Affiliation unavailable
Xiong
Affiliation unavailable
Youakim
Affiliation unavailable
Roll Call Votes
Senate vote • 5/6/2026
Third Reading
Yes: 56 • No: 9
Senate vote • 5/6/2026
Motion that the Senate concur in the amendments by the House to S.F. No. 1750 and that the bill be placed on its repassage as amended
Yes: 59 • No: 8
Senate vote • 5/4/2026
Motion that S.F. No. 1750 be laid on the table
Yes: 63 • No: 0
House vote • 4/30/2026
Amendment
Yes: 47 • No: 86
House vote • 4/30/2026
Amendment
Yes: 69 • No: 65
House vote • 4/30/2026
Amendment to Bahner Amendment
Yes: 67 • No: 67
House vote • 4/30/2026
Passage, as amended
Yes: 100 • No: 34
Senate vote • 5/6/2025
Motion that S.F. No. 1750 be re-referred to the Committee on Judiciary and Public Safety
Yes: 26 • No: 41
Senate vote • 5/6/2025
Amendment: Rasmusson (A15) amendment
Yes: 58 • No: 6
Senate vote • 5/6/2025
Third Reading
Yes: 44 • No: 22
Senate vote • 5/6/2025
Amendment: Westrom (A15) amendment
Yes: 20 • No: 46
Senate vote • 5/6/2025
Amendment: Coleman (A15) amendment
Yes: 32 • No: 34
Senate vote • 5/6/2025
Amendment: Kreun (A15) amendment
Yes: 26 • No: 39
Actions Timeline
Secretary of State Chapter 82
5/12/2026SenateGovernor's action Approval
5/12/2026SenatePresented to Governor
5/11/2026HouseThird reading Passed as amended vote: 56-9
5/6/2026SenateSenate concurred and repassed bill vote: 59-8 4
5/6/2026SenateTaken from table
5/6/2026SenateLaid on table vote: 63-0
5/4/2026SenateMotion to concur with House amendments
5/4/2026SenateReturned from House with amendmenta
5/4/2026SenateBill was passed as amended vote: 100-34
4/30/2026HouseThird reading as amended
4/30/2026HouseAmendeda
4/30/2026HouseHouse rule 1.21, placed on Calendar for the Day 04/30/26
4/28/2026HouseSecond reading
4/7/2026HouseCommittee report, to adopt as amendeda
4/7/2026HouseCommittee report, to adopt as amended and re-refer to Judiciary Finance and Civil Lawa
3/25/2026HouseAuthor stricken Limmer
5/7/2025SenateSenate file first reading, referred to Commerce Finance and Policy
5/6/2025HouseReceived from Senate
5/6/2025HouseThird reading Passed as amended vote: 44-22
5/6/2025SenateAmendeda 3
5/6/2025SenateMotion did not prevail to re-refer to Judiciary and Public Safety vote: 26-41
5/6/2025SenateSpecial Order
5/6/2025SenateSecond reading
4/7/2025SenateComm report: To pass as amendeda 2
4/7/2025Senate
Bill Text
1st Engrossment
2nd Engrossment
3rd Engrossment
4th Engrossment
Introduction
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