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MissouriSB8352026 Regular SessionSenateWALLET

Modifies provisions relating to court procedures

Sponsored By: Sandy Crawford (Republican)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

5 provisions identified: 3 benefits, 1 costs, 1 mixed.

Debtors gain protection for compelled testimony

Beginning January 1, 2027, compelled statements during judgment-debtor questioning cannot be used against the debtor in a criminal case. Evidence drawn from those statements is also protected. These protections do not bar use in a prosecution for perjury or giving a false statement.

Health savings accounts gain creditor protection

Beginning January 1, 2027, Missouri protects qualifying health savings accounts from creditor claims. The account must qualify under section 223 of the federal tax code. This keeps qualifying account assets from being used to pay creditors.

Higher and lower property protections for debtors

Beginning January 1, 2027, Missouri raises protection from debt collection for household goods from $3,000 to $15,000. Limits fall from $6,000 to $1,700 for other property and from $5,000 to $1,700 for jewelry excluding wedding rings. Vehicle protection rises from $3,000 to $5,000, plus up to $10,000 transferred from unused household-goods protection. The mobile-home limit rises from $5,000 to $12,000 for a main home not attached to land the debtor owns. These limits protect only the debtor’s ownership share. Household goods must mainly serve the personal, family, or household needs of the debtor or a dependent.

Debtor property protections track consumer prices

Beginning April 1, 2029, Missouri adjusts personal-property and homestead protection amounts every three years based on consumer price changes. Adjustments use CPI-U changes over the three years ending just before the preceding January 1. Amounts are rounded to the nearest $25. The Revisor of Statutes must publish them by March 1 before each April adjustment. New amounts apply only to cases started on or after the adjustment date, not cases already underway.

Creditors gain easier access to debtor questioning

Beginning January 1, 2027, creditors can request court-ordered questioning of judgment debtors, or a corporate debtor’s chief officer, under oath. Creditors no longer need a failed collection attempt first, and the former five-year deadline after that attempt is removed. Requests must come before the judgment is recorded as satisfied or legally presumed paid. Courts can compel attendance and use contempt powers for noncompliance.

Sponsors & Cosponsors

Sponsor

  • Sandy Crawford

    Republican • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 30 • No: 1

House vote • 5/15/2026

Reported Do Pass

Yes: 7 • No: 0

House vote • 4/15/2026

Reported Do Pass

Yes: 9 • No: 1

House vote • 4/1/2026

HCS Reported Do Pass

Yes: 14 • No: 0

Actions Timeline

  1. Delivered to Secretary of State (G)

    7/13/2026

  2. Approved by Governor (G)

    7/13/2026

  3. Delivered to Governor

    5/28/2026

  4. Signed by House Speaker

    5/28/2026House

  5. House Message

    5/15/2026House

  6. Truly Agreed To and Finally Passed

    5/15/2026

  7. House Adopts Conference Committee Report

    5/15/2026House

  8. House Submits Conference Committee Report

    5/15/2026House

  9. Reported Do Pass - AYES: 7 NOES: 0 PRESENT: 0

    5/15/2026House

  10. Voted Do Pass

    5/15/2026House

  11. Executive Session Completed

    5/15/2026House

  12. Referred: Fiscal Review

    5/14/2026House

  13. House Distributes Conference Committee Report

    5/14/2026House

  14. House Message

    5/13/2026House

  15. House Conference Committee Appointed - REPRESENTATIVES PERKINS, PARKER, ROBERTS, BUTZ, JOHNSON

    5/13/2026House

  16. House Message

    5/12/2026House

  17. House Refuses to Recede, Grants Conference

    5/12/2026House

  18. Taken Up

    5/12/2026

  19. Reported to the Senate with... - HCS, as amended

    5/7/2026House

  20. Third Read and Passed with Amendments - With HA 1, HA 1 to HA 2 & HA 2, as amended.

    5/7/2026House

  21. HCS Adopted

    5/7/2026House

  22. Title of Bill - Agreed To

    5/7/2026

  23. Taken Up for Third Reading

    5/7/2026House

  24. Reported Do Pass - AYES: 9 NOES: 1 PRESENT: 0

    4/15/2026House

  25. Voted Do Pass

    4/15/2026House

Bill Text

  • Committee Substitute

    PDF

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