MontanaHB 39869th Legislature, Regular Session (2025)HouseWALLET

Generally revise insurance laws related to prior authorization of chronic conditions

Sponsored By: Jonathan Karlen (Democrat)

Became Law

Health Care ServicesInsuranceProfessions and Occupations GenerallyRevenue, State

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 2 benefits, 0 costs, 1 mixed.

Longer approvals for chronic care

Beginning January 1, 2026, prior authorization approvals last longer. Standard approvals are valid for at least 6 months from when your provider gets them. Approvals for treatment of a chronic condition last 12 months. A chronic condition lasts 1 year or more and needs ongoing care or limits daily activities. Shorter times apply only if you lose coverage or if FDA or other safety guidance requires it.

Keep approvals when you change plans

Beginning January 1, 2026, your prior approval can follow you when plans change. If you switch plans, the new insurer must honor your prior approval for at least the first 3 months. This applies only if the service is covered and you or your provider send the paperwork. If you move to another product from the same insurer, it must keep honoring the approval for covered services. If approval rules change later, your existing approval stays until the authorization ends or your plan year ends, whichever is sooner. During the 3-month period, the plan’s reviewer may run its own review and issue its own decision.

Qualified clinicians must make denials

Beginning January 1, 2026, only qualified clinicians can make or review adverse decisions. If a doctor requested care, a doctor must make any adverse decision. Otherwise, the reviewer must be a licensed clinician in the same profession, or a physician. Grievances are reviewed only by a physician with the right specialty. All adverse decisions happen under a licensed physician medical director.

Sponsors & Cosponsors

Sponsor

  • Jonathan Karlen

    Democrat • House

Cosponsors

  • Willis Curdy

    Democrat • Senate

Roll Call Votes

All Roll Calls

Yes: 271 • No: 21

House vote 4/10/2025

Do Concur

Yes: 47 • No: 1

House vote 4/9/2025

Do Concur

Yes: 44 • No: 3

House vote 3/20/2025

Do Pass

Yes: 90 • No: 8

House vote 3/19/2025

Do Pass

Yes: 90 • No: 9

Actions Timeline

  1. Chapter Number Assigned

    5/5/2025House
  2. Signed by Governor

    5/1/2025House
  3. Transmitted to Governor

    4/22/2025House
  4. Signed by President

    4/22/2025Senate
  5. Signed by Speaker

    4/18/2025House
  6. Returned from Enrolling

    4/11/2025House
  7. Sent to Enrolling

    4/10/2025House
  8. 3rd Reading Concurred

    4/10/2025Senate
  9. 2nd Reading Concurred

    4/9/2025Senate
  10. Committee Report--Bill Concurred

    3/28/2025Senate
  11. Committee Executive Action--Bill Concurred

    3/28/2025Senate
  12. Hearing

    3/24/2025Senate
  13. Referred to Committee

    3/21/2025Senate
  14. Transmitted to Senate

    3/20/2025House
  15. 3rd Reading Passed

    3/20/2025House
  16. 2nd Reading Passed

    3/19/2025House
  17. Committee Report--Bill Passed as Amended

    2/27/2025House
  18. Committee Executive Action--Bill Passed as Amended

    2/27/2025House
  19. Hearing

    2/20/2025House
  20. Fiscal Note Printed

    2/12/2025House
  21. Fiscal Note Signed

    2/11/2025House
  22. Fiscal Note Received

    2/11/2025House
  23. Rereferred to Committee

    2/10/2025House
  24. Hearing Canceled

    2/7/2025House
  25. Hearing

    2/6/2025House

Bill Text

  • Enrolled

    4/15/2025

  • As Amended (Version 2)

    2/27/2025

  • Introduced

    2/5/2025

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