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MontanaHB 46469th Legislature, Regular Session (2025)HouseWALLET

Revise insurance laws relating to interest of a named insured and change of interest by transfer on death

Sponsored By: Steve Fitzpatrick (Republican)

Signed by Governor

Insurance

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Home insurance covers transfer-on-death beneficiary

When a home passes by a transfer-on-death deed, the existing policy stays in force after the owner dies. The beneficiary is treated like the named insured and gets the same rights and duties, unless they disclaim the home. This temporary coverage ends at the earliest of 45 days after death, the policy’s expiration, or when the beneficiary places a new policy. Coverage already provided to household members or others under the policy is not changed.

Sponsors & Cosponsors

Sponsor

  • Steve Fitzpatrick

    Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 493 • No: 0

House vote • 4/15/2025

Do Concur

Yes: 97 • No: 0

House vote • 4/14/2025

Do Concur

Yes: 100 • No: 0

Senate vote • 4/3/2025

Do Concur

Yes: 50 • No: 0

Senate vote • 4/2/2025

Do Concur

Yes: 50 • No: 0

House vote • 3/1/2025

Do Pass

Yes: 97 • No: 0

House vote • 2/28/2025

Do Pass

Yes: 99 • No: 0

Actions Timeline

  1. Chapter Number Assigned

    5/5/2025House

  2. Signed by Governor

    5/1/2025House

  3. Signed by President

    4/22/2025Senate

  4. Signed by Speaker

    4/18/2025House

  5. Returned from Enrolling

    4/15/2025House

  6. Sent to Enrolling

    4/15/2025House

  7. 3rd Reading Senate Amendments

    4/15/2025House

  8. 2nd Reading Senate Amendments

    4/14/2025House

  9. Returned to House with Amendments

    4/3/2025Senate

  10. 3rd Reading

    4/3/2025Senate

  11. 2nd Reading

    4/2/2025Senate

  12. Committee Report

    3/20/2025Senate

  13. Committee Executive Action

    3/19/2025Senate

  14. Hearing

    3/15/2025Senate

  15. Referred to Committee

    3/4/2025Senate

  16. 1st Reading

    3/3/2025Senate

  17. 3rd Reading

    3/1/2025House

  18. 2nd Reading

    2/28/2025House

  19. 2nd Reading Pass Consideration

    2/27/2025House

  20. Committee Report

    2/24/2025House

  21. Committee Executive Action

    2/24/2025House

  22. Hearing

    2/14/2025House

  23. 1st Reading

    2/13/2025House

  24. Referred to Committee

    2/13/2025House

  25. Introduced

    2/12/2025House

Bill Text

  • Enrolled

    4/15/2025

    PDF

  • As Amended (Version 2)

    3/20/2025

    PDF

  • Introduced

    2/12/2025

    PDF

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