relative to a home damage mitigation and resiliency program.
Sponsored By: Daryl Abbas (Republican)
Signed by Governor
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Weatherproofing grants for New Hampshire homeowners
The law creates grants for New Hampshire homeowners to reduce damage from severe weather, including storms and floods. Gross household income cannot exceed 60% of New Hampshire's state median income. Homes must be owner-occupied, single-family primary residences; new construction, mobile homes, condominiums, townhouses, and multi-unit buildings do not qualify. Qualifying manufactured homes are included if built on permanent foundations and at least 320 square feet. Grants are capped at $9,500 per home per year, with only one grant allowed within any three-year period. Awards are first-come, first-served, depend on available money, and are not guaranteed. The Insurance Department must issue a decision within 60 days of a completed application. One grant option supports work meeting IBHS FORTIFIED Home roof or silver standards, or successor standards. These projects require a certified evaluator's advance approval and work plan, bids from at least two certified contractors, and a certified contractor. Homes with dry-stack or fieldstone foundations cannot use this option. Other grants cover work such as tree removal or foundation, stair, railing, deck, and porch repairs, with proof that the problem threatens insurability. Both options require permits, inspections, and homeowners insurance unless coverage is unavailable until work is finished. Payment goes directly to the contractor after completed work is verified through contracts, itemized invoices, and a sworn contractor statement. FORTIFIED projects also require interim inspection reports and a final designation certificate. Homeowners pay any taxes owed on grants and costs above the award. A separate, ongoing fund pays only grants and program costs; it can receive federal money, loans, gifts, and donations. The law sets no total funding amount, and fund money generally carries forward rather than expiring. The act takes effect 60 days after passage.
Privacy and appeal rights for homeowner applicants
Grant applications and supporting records are confidential, subject to state and federal law. They are generally protected from public-records requests, subpoenas, discovery, and use as evidence in private civil lawsuits. The department can share records with specified regulators and insurance oversight groups only under confidentiality safeguards. It may publish annual grant reports, but must protect private information. The department must track money received and spent, list funding gifts and grants annually, and update funding availability quarterly. Website funding notices do not guarantee an award. People affected by the Insurance Commissioner's actions under the program can request an administrative hearing.
New standards for home grant contractors
Contractors and subcontractors doing grant-funded work must meet registration, licensing, insurance, and contact-information requirements. Required coverage includes liability and workers' compensation insurance. Contractors on FORTIFIED projects must also hold the required IBHS certification. Contractors cannot evaluate their own projects or hold a financial stake beyond payment for their work. Evaluators must keep active FORTIFIED evaluator certification, register with the state, and keep contact information current. They cannot have a financial interest in inspected projects or act as contractors, suppliers, or sales agents for those properties.
Sponsors & Cosponsors
Sponsor
Daryl Abbas
Republican • Senate
Cosponsors
Bill M. Gannon
Republican • Senate
Cindy Rosenwald
Democratic • Senate
David H. Watters
Democratic • Senate
Kevin A. Avard
Republican • Senate
Sherman A. Packard
Republican • House
Timothy Lang
Republican • Senate
Roll Call Votes
No roll call votes available for this bill.
Actions Timeline
Signed by the Governor on 07/02/2026; Chapter 265; Effective 08/31/2026
7/9/2026SenateEnrolled (in recess of) 06/04/2026 HJ 15 P. 52
6/23/2026HouseEnrolled Adopted, VV, (In recess 06/04/2026); SJ 14
6/23/2026SenateEnrolled Bill Amendment # 2026-2135e Adopted, VV, (In recess of 06/04/2026); SJ 14
6/10/2026SenateEnrolled Bill Amendment # 2026-2135e: AA VV (in recess of) 06/04/2026 HJ 15 P. 43
6/10/2026HouseOught to Pass: MA VV 05/14/2026 HJ 13 P. 5
5/14/2026HouseCommittee Report: Ought to Pass 04/29/2026 (Vote 15-0; CC) HC 19 P. 8
5/1/2026HouseExecutive Session: 04/29/2026 10:00 am GP 229
4/22/2026HouseSubcommittee Work Session: 04/22/2026 01:15 pm GP 229
4/16/2026HousePublic Hearing: 04/16/2026 10:00 am GP 229
4/9/2026HouseIntroduced (in recess of) 02/19/2026 and referred to Commerce and Consumer Affairs HJ 5 P. 126
2/26/2026HouseOught to Pass: MA, VV; OT3rdg; 02/19/2026; SJ 4
2/9/2026SenateCommittee Report: Ought to Pass, 02/19/2026; Vote 5-0; CC; SC 6
2/9/2026Senate==RECONVENE== Hearing: 02/03/2026, Room 100, SH, 09:45 am; SC 4
1/27/2026Senate==RECESSED== Hearing: 01/27/2026, Room 100, SH, 11:00 am; SC 1
1/13/2026SenateIntroduced 01/07/2026 and Referred to Commerce; SJ 1
11/25/2025Senate
Bill Text
As Amended
6/10/2026
Enrolled
6/10/2026
Introduced
11/25/2025
CHAPTERED FINAL VERSION
Version adopted by both bodies
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