New JerseyA4254220th Legislature (2024-2025)HouseWALLET

Establishes limits on transcript release restrictions at institutions of higher education and certain proprietary institutions.

Sponsored By: Linda S. Carter (Democratic), Verlina Reynolds-Jackson (Democratic), Shirley K. Turner (Democratic), Benjie E. Wimberly (Democratic), Andrew Zwicker (Democratic)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 3 benefits, 0 costs, 1 mixed.

Students get clearer, enforceable transcript rules

Beginning January 20, 2026, colleges and licensed proprietary degree-granting schools must post their transcript-release policies on their websites. The policies must explain transcript access for current and former students with unpaid debt. Violating this law is an unlawful practice under New Jersey’s Consumer Fraud Act. That act’s remedies and penalties apply.

Students gain more transcript access rights

Beginning January 20, 2026, schools must provide official transcripts for qualifying aid-funded payment periods when current or former students request them. Covered aid includes federal Title IV aid and state aid administered by the Higher Education Student Assistance Authority, including NJCLASS loans. Charges for that period must be paid or covered by an agreement to pay when the transcript is requested. Schools cannot withhold transcripts or take other adverse action over debt caused by their federal student-aid errors or school or employee fraud or misconduct. For transcripts released under this law, students can choose delivery to themselves or an authorized third party.

Students gain protection against transcript holds

Beginning January 20, 2026, New Jersey colleges and licensed proprietary degree-granting schools face new limits on transcript holds. Schools cannot block transcripts, demand debt payment, charge higher fees, or give worse treatment over $2,000 or less in non-mandatory charges. These are charges other than tuition, room and board, and required fees; the standard transcript fee remains allowed. This protection covers credits in payment periods not paid with federal Title IV aid or state aid administered by the Higher Education Student Assistance Authority, including NJCLASS loans. The debt protection excludes students living outside the United States who are noncitizens or are or were aid-eligible under the cited 2018 state law. Schools also cannot restrict transcripts when students attest they need them to apply for new student loans or refinance existing loans.

Some students face transcript payment conditions

Beginning January 20, 2026, schools may require a good-faith repayment plan and its first payment before releasing a transcript. This option covers unpaid tuition, room and board, required fees, or more than $2,000 in non-mandatory charges. It applies to credits not paid with federal Title IV aid or state aid administered by the Higher Education Student Assistance Authority, including NJCLASS loans. Schools cannot impose this condition when students attest they need the transcript to apply for or refinance student loans. Getting a transcript does not erase debt or stop lawful collection, and schools may still withhold diplomas for unpaid debt.

Sponsors & Cosponsors

Sponsors

  • Linda S. Carter

    Democratic • House

  • Verlina Reynolds-Jackson

    Democratic • House

  • Shirley K. Turner

    Democratic • Senate

  • Benjie E. Wimberly

    Democratic • Senate

  • Andrew Zwicker

    Democratic • Senate

Cosponsors

  • Rosaura Bagolie

    Democratic • House

  • Hall, Garnet R.

    Affiliation unavailable

  • Carmen Theresa Morales

    Democratic • House

  • Ellen J. Park

    Democratic • House

  • Gabriel Rodriguez

    Democratic • House

  • Shanique Speight

    Democratic • House

  • Lisa Swain

    Democratic • House

  • Chris Tully

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 110 • No: 0

Senate vote • 1/12/2026

3RDG FINAL PASSAGE

Yes: 39 • No: 0

House vote • 12/19/2024

3RDG FINAL PASSAGE

Yes: 71 • No: 0 • Other: 2

Actions Timeline

  1. Approved by Governor — P.L.2025, c.353.

    1/20/2026Governor
  2. Passed Senate, PBH — (39-0)

    1/12/2026Senate
  3. Substituted for S3280 (1R)

    1/12/2026Senate
  4. Reported, 2nd Reading in Senate

    2/10/2025Senate
  5. Received in Senate, Referred to Senate Higher Education Committee

    1/14/2025Senate
  6. Passed Assembly — (71-0-2)

    12/19/2024House
  7. AA, 2nd Reading in Assembly — (Wimberly)

    10/28/2024House
  8. REP/ACA, 2nd Reading in Assembly

    9/23/2024House
  9. Introduced, 1st Reading in Assembly, Referred to Assembly Higher Education Committee

    5/2/2024House

Bill Text

  • Version PL2025

    8/7/2026

  • Version AL2025

    7/6/2026

  • Assembly 10/28/24 2R

    1/13/2026

  • Senate Higher Education Substitute (2/10/25 2R)

    2/11/2025

  • Assembly 10/28/24 1R

    10/29/2024

  • Assembly Higher Education (9/23/24 1R)

    9/24/2024

  • Assembly Higher Education Substitute (9/23/24)

    9/24/2024

  • As Introduced

    9/23/2024

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