NevadaAB29683rd Regular Session (2025)HouseWALLET

AN ACT relating to motor vehicles; requiring the Department of Motor Vehicles to contract with a person who makes installment loans to pay the fees and taxes due for the initial or renewal registration of a vehicle; prescribing certain requirements for such installment loans; authorizing the Director of the Department to authorize the use of digital license plates; providing requirements governing the use of digital license plates; revising the applicability of certain provisions governing installment lenders to a lender who contracts with the Department; extending the prospective expiration of the pilot program to gather data about annual vehicle miles traveled by certain vehicles registered in this State; and providing other matters properly relating thereto.

Sponsored By: Howard Watts (Democratic)

Signed by Governor

BDR 43-231

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 1 benefits, 0 costs, 3 mixed.

Easier Nevada licenses for online lenders

Starting July 1, 2025, lenders with out‑of‑state offices can get a Nevada license to do business here. They must either keep records available for inspection in Nevada or pay the Commissioner’s reasonable travel, meals, and lodging costs to examine records out of state. Internet business lenders may share office space with other businesses, subject to existing rules (such as mortgage‑company separations).

Installment loans for DMV registration fees

When the DMV offers electronic-branch registration, it must contract with a licensed lender to let you pay fees over time. The lender must front the full amount due at registration or renewal. Loans must be at least $250. Lenders cannot charge an APR, and total loan fees cannot be more than 15% of the amount financed. No rollovers or refinancing into other loans are allowed. The DMV must post a public notice and inform state leaders when it has the resources to launch this program.

New rules and fees for digital plates

Starting July 1, 2025, the DMV may allow digital license plates. A digital plate must show your plate number and proof of valid registration at all times, and use a DMV‑approved device from an approved vendor. The DMV sets rules on what can be shown and on privacy and data use. The DMV cannot charge more for a digital plate than for the same regular plate. If you use a digital plate, it goes on the rear and no front plate is required. The DMV may use outside vendors to make digital or other plates when the prison shop cannot.

Miles-traveled pilot extended to 2030

The DMV’s pilot that collects annual vehicle miles traveled now runs through December 31, 2030. Odometer and related reporting linked to the pilot continue until that date.

Sponsors & Cosponsors

Sponsor

  • Howard Watts

    Democratic • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 42 • No: 21

Senate vote • 6/2/2025

Final Passage - Senate (2nd Reprint)

Yes: 13 • No: 8

House vote • 5/30/2025

Final Passage - Assembly (2nd Reprint)

Yes: 29 • No: 13

Actions Timeline

  1. Chapter 466.

    6/11/2025legislature
  2. Approved by the Governor.

    6/10/2025legislature
  3. Enrolled and delivered to Governor.

    6/6/2025legislature
  4. In Assembly. To enrollment.

    6/4/2025House
  5. To Assembly.

    6/2/2025Senate
  6. Read third time. Passed. Title approved. (Yeas: 13, Nays: 8.)

    6/2/2025Senate
  7. Read second time.

    6/1/2025Senate
  8. Placed on Second Reading File.

    6/1/2025Senate
  9. From committee: Do pass.

    6/1/2025Senate
  10. Read first time. Referred to Committee on Finance. To committee.

    5/31/2025Senate
  11. In Senate.

    5/31/2025Senate
  12. Read third time. Passed, as amended. Title approved, as amended. (Yeas: 29, Nays: 13.) To Senate.

    5/30/2025House
  13. From printer. To reengrossment. Reengrossed. Second reprint.

    5/30/2025House
  14. Read third time. Amended. (Amend. Nos. 883 and 889.) To printer.

    5/29/2025House
  15. Placed on General File.

    5/29/2025House
  16. From committee: Amend, and do pass as amended.

    5/29/2025House
  17. To committee.

    4/23/2025House
  18. From printer. To engrossment. Engrossed. First reprint.

    4/23/2025House
  19. To printer.

    4/21/2025House
  20. Rereferred to Committee on Ways and Means. Exemption effective.

    4/21/2025House
  21. Taken from General File.

    4/21/2025House
  22. Read second time. Amended. (Amend. No. 318.)

    4/21/2025House
  23. Placed on Second Reading File.

    4/21/2025House
  24. From committee: Amend, and do pass as amended.

    4/21/2025House
  25. Notice of eligibility for exemption.

    3/12/2025House

Bill Text

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