NevadaSB25883rd Regular Session (2025)SenateWALLET

AN ACT relating to industrial insurance; revising provisions governing certain civil actions involving injured employees; and providing other matters properly relating thereto.

Sponsored By: Duy Nguyen (Democratic), Elaine H. Marzola (Democratic), Gregory T., IIMinority Floor Leader Hafen (Republican), Selena Torres-Fossett (Democratic), Assemblymember Toby Yurek, Carrie Ann Buck (Republican), JeffAssistant Minority Leader Stone (Republican), Nicole J.Majority Leader Cannizzaro (Democratic), Robin L.Minority Leader Titus (Republican), Rochelle T. Nguyen (Democratic)

Signed by Governor

BDR 53-594

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Bill Overview

Analyzed Economic Effects

7 provisions identified: 3 benefits, 3 costs, 1 mixed.

Cap on insurer payback from settlements

The insurer’s take from your third‑party recovery is capped. It is the lesser of: (a) the lien amount minus one‑half of your reasonable, itemized costs, or (b) one‑third of the total amount recovered minus one‑half of those costs. Total recovered includes attorney fees, case costs, and any non‑cash items valued on the date the deal is signed. You must give a verified, itemized cost memo; a judge can review it if asked within 30 days. If the insurer collects more than it paid or owes, the extra money is paid to you or your dependents.

Injured workers: comp cut by recoveries

If you get money from someone other than your employer for a work injury, your workers’ compensation is reduced by that amount. If your employer pays you for that injury, your compensation is also reduced dollar‑for‑dollar, including future checks. Money you get from your employer’s uninsured or underinsured motorist policy also reduces your workers’ comp. These rules prevent double payment for the same injury.

Employers get premium credit after recoveries

When a private workers’ comp carrier recovers money from a third party on a claim, your premium account gets a credit. The credit equals the recovery minus the carrier’s share of legal costs, capped at the compensation the carrier paid or reserved on that claim. This lowers your workers’ comp premium bill.

Insurers can claim third‑party recovery

When you get workers’ compensation, the insurer or Administrator can sue the person who caused your injury and use your legal rights to recover. They have a lien on the total proceeds of any third‑party recovery and on amounts your employer paid for the injury. The lien covers the insurer’s total compensation expenditures for you and your dependents. This can reduce what you keep from a settlement or judgment.

Workers’ comp checks cut up to one-third

After you recover money from a third party, the insurer can reduce only non‑accident benefit payments. Each payment can be cut by no more than one‑third of what would be owed. Reductions continue payment by payment until the total taken equals your net amount recovered. Net amount recovered means your total recovery minus the insurer’s allowed share and your attorney’s fees.

Notice and trial rules for third‑party cases

You or your lawyer must notify the insurer or Administrator in writing before filing a third‑party lawsuit. If you receive settlement or judgment money, you must notify and pay the amount due within 15 days, with an itemized distribution. Your lawyer and the third‑party insurer are jointly responsible if they knew of the lien. Juries are told not to subtract workers’ comp from damages, and repayment happens after any award. Insurers cannot sell a lien unless you or your lawyer refuse to provide information about the third‑party action.

Personal uninsured auto coverage protected

The insurer or Administrator may seek proceeds under your employer’s uninsured/underinsured motorist policy, but not from a policy you bought for yourself. Any employer auto policy term that limits your right to recover, limits subrogation, or excludes coverage to benefit the insurer is void. The law also defines which insurers count as “third‑party insurers,” including an employer’s UM/UIM carrier when its proceeds are recoverable.

Sponsors & Cosponsors

Sponsors

  • Duy Nguyen

    Democratic • House

  • Elaine H. Marzola

    Democratic • House

  • Gregory T., IIMinority Floor Leader Hafen

    Republican • House

  • Selena Torres-Fossett

    Democratic • House

  • Assemblymember Toby Yurek

    Affiliation unavailable

  • Carrie Ann Buck

    Republican • Senate

  • JeffAssistant Minority Leader Stone

    Republican • Senate

  • Nicole J.Majority Leader Cannizzaro

    Democratic • Senate

  • Robin L.Minority Leader Titus

    Republican • Senate

  • Rochelle T. Nguyen

    Democratic • Senate

Cosponsors

  • Angela D. Taylor

    Democratic • Senate

  • Bert K. Gurr

    Republican • House

  • Cecelia González

    Democratic • House

  • Cinthia Zermeño Moore

    Democratic • House

  • DanieleSpeaker Pro Tempore Monroe-Moreno

    Democratic • House

  • David Orentlicher

    Democratic • House

  • Erica P. Roth

    Democratic • House

  • Gregory S.Assistant Minority Floor Leader North Koenig

    Republican • House

  • Heidi Kasama

    Republican • House

  • HowardMajority Whip Watts

    Democratic • House

  • Joe Dalia

    Democratic • House

  • Jovan A. Jackson

    Democratic • House

  • Ken Gray

    Republican • House

  • Lisa K. Cole

    Republican • House

  • Max E., II Carter

    Democratic • House

  • Melissa R..Assistant Minority Floor Leader South Hardy

    Republican • House

  • Natha C.Assistant Majority Whip Anderson

    Democratic • House

  • PK O’Neill

    Republican • House

  • Rebecca Edgeworth

    Republican • House

  • SandraMajority Floor Leader Jauregui

    Democratic • House

  • SteveSpeaker Yeager

    Democratic • House

  • Venise Karris

    Democratic • House

  • FabianDeputy Majority Whip Doñate

    Democratic • Senate

  • James Ohrenschall

    Democratic • Senate

  • John Ellison

    Republican • Senate

  • John C. Steinbeck

    Republican • Senate

  • Julie Pazina

    Democratic • Senate

  • LisaMinority Whip Krasner

    Republican • Senate

  • Lori Rogich

    Republican • Senate

  • MarilynPresident pro Tempore Dondero Loop

    Democratic • Senate

  • MelanieChief Majority Whip Scheible

    Democratic • Senate

  • Michelee "Shelly" Cruz-Crawford

    Democratic • Senate

  • RobertaAssistant Majority Leader Lange

    Democratic • Senate

  • SkipDeputy Majority Whip Daly

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 63 • No: 0

House vote 5/19/2025

Final Passage - Assembly (2nd Reprint)

Yes: 42 • No: 0

Senate vote 4/22/2025

Final Passage - Senate (1st Reprint)

Yes: 21 • No: 0

Actions Timeline

  1. Chapter 186.

    5/31/2025legislature
  2. Approved by the Governor.

    5/31/2025legislature
  3. Enrolled and delivered to Governor.

    5/27/2025legislature
  4. To enrollment.

    5/23/2025Senate
  5. Assembly Amendment No. 565 concurred in.

    5/22/2025Senate
  6. In Senate.

    5/19/2025Senate
  7. Read third time. Passed, as amended. Title approved. (Yeas: 42, Nays: None.) To Senate.

    5/19/2025House
  8. Taken from General File. Placed on General File for next legislative day.

    5/16/2025House
  9. Placed on General File.

    5/16/2025House
  10. Withdrawn from Committee on Ways and Means.

    5/16/2025House
  11. To committee.

    5/16/2025House
  12. From printer. To reengrossment. Reengrossed. Second reprint.

    5/16/2025House
  13. To printer.

    5/15/2025House
  14. Rereferred to Committee on Ways and Means.

    5/15/2025House
  15. Read second time. Amended. (Amend. No. 565.)

    5/15/2025House
  16. Notice of exemption.

    5/15/2025House
  17. From committee: Amend, and do pass as amended.

    5/14/2025House
  18. Read first time. Referred to Committee on Commerce and Labor. To committee.

    4/28/2025House
  19. In Assembly.

    4/28/2025House
  20. To Assembly.

    4/28/2025Senate
  21. From printer. To engrossment. Engrossed. First reprint.

    4/25/2025Senate
  22. Read third time. Passed, as amended. Title approved. (Yeas: 21, Nays: None.) To printer.

    4/22/2025Senate
  23. Reprinting dispensed with.

    4/21/2025Senate
  24. Read second time. Amended. (Amend. No. 141.)

    4/21/2025Senate
  25. Placed on Second Reading File.

    4/21/2025Senate

Bill Text

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