NevadaSB983rd Regular Session (2025)SenateWALLET

AN ACT relating to insurance; revising provisions governing certain duties of insurers and certain other providers of health coverage with regard to coverage and claims for persons who are eligible for or provided medical assistance under Medicaid; and providing other matters properly relating thereto.

Sponsored By: Senate Committee on Commerce and Labor

Signed by Governor

BDR 57-290

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Bill Overview

Analyzed Economic Effects

7 provisions identified: 5 benefits, 0 costs, 2 mixed.

Fewer denials of Medicaid-paid claims

Plans cannot deny a state agency claim just for missing prior authorization when the agency approved the care. They also cannot deny only because of filing date, form type, or missing point‑of‑sale papers if the agency files within three years of service. The agency has up to six years after submission to start enforcement. These rules cover individual and group insurers, HMOs, societies, and prepaid limited health plans.

Plans must honor Medicaid assignments

If Medicaid paid for your care, group insurers, prepaid limited health plans, and corporations that issue health coverage must treat Medicaid as having your assignment of benefits. This applies even if the plan excludes Medicaid or you did not sign an assignment. This helps the state recover and coordinate payments and can prevent billing disputes.

Private plans can't use Medicaid status

Private health plans cannot use your Medicaid eligibility to decide coverage or payments. This applies to individual and group policies, HMOs, fraternal societies, and prepaid limited health plans. Your private coverage and claim payments are judged by the plan, not by whether you have or could get Medicaid.

Insurer recovery after Medicaid has limits

Group insurers and prepaid limited health plans can seek money from other liable parties only if their Medicaid managed care contract allows it or they have fully repaid Medicaid. Any action must follow the plan’s terms and state law. This can affect who gets money from a third-party recovery.

Who gets paid back after Medicaid

If Medicaid paid for your care, plans must treat Medicaid as having your assignment of benefits, even without a written assignment. Insurers, HMOs, and societies can seek recovery from other liable parties only if a Medicaid managed‑care contract allows it or after they repay Medicaid in full. This can affect how injury or other third‑party recoveries are split.

Faster insurer help to Medicaid agencies

When the state agency is assigned your rights and asks, plans must give coverage details like names, addresses, and ID numbers. Insurers, HMOs, and societies must answer agency claim questions within 60 days if the claim was filed within three years of service. Plans cannot add extra requirements on the state agency beyond what they require of other assignees. These rules cover individual and group insurers, HMOs, and societies; prepaid limited health plans must also not add extra requirements.

Faster plan replies and info for Medicaid

HMOs and prepaid limited health plans must answer state agency questions on Medicaid claims within 60 days. This applies when the agency filed the claim within 3 years of the service date. When a state agency is assigned a subscriber’s rights and asks, prepaid plans must also give coverage dates, what the plan covers, the subscriber’s name and address, and the plan ID. This can include details for a spouse or dependent.

Sponsors & Cosponsors

Sponsor

  • Senate Committee on Commerce and Labor

    Affiliation unavailable

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 63 • No: 0

House vote 5/19/2025

Final Passage - Assembly (As Introduced)

Yes: 42 • No: 0

Senate vote 4/15/2025

Final Passage - Senate (As Introduced)

Yes: 21 • No: 0

Actions Timeline

  1. Chapter 33.

    5/27/2025legislature
  2. Approved by the Governor.

    5/26/2025legislature
  3. Enrolled and delivered to Governor.

    5/23/2025legislature
  4. In Senate. To enrollment.

    5/19/2025Senate
  5. Read third time. Passed. Title approved. (Yeas: 42, Nays: None.) To Senate.

    5/19/2025House
  6. Taken from General File. Placed on General File for next legislative day.

    5/16/2025House
  7. Taken from General File. Placed on General File for next legislative day.

    5/15/2025House
  8. Read second time.

    5/14/2025House
  9. From committee: Do pass.

    5/12/2025House
  10. Read first time. Referred to Committee on Health and Human Services. To committee.

    4/16/2025House
  11. In Assembly.

    4/16/2025House
  12. Read third time. Passed. Title approved. (Yeas: 21, Nays: None.) To Assembly.

    4/15/2025Senate
  13. Read second time.

    4/14/2025Senate
  14. Placed on Second Reading File.

    4/14/2025Senate
  15. From committee: Do pass.

    4/14/2025Senate
  16. Read first time. To committee.

    2/3/2025Senate
  17. From printer.

    11/4/2024Senate
  18. Prefiled. Referred to Committee on Commerce and Labor. To printer.

    10/29/2024Senate

Bill Text

  • As Enrolled

  • As Introduced

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