New YorkS 7532025-2026 Regular SessionSenateWALLET

Relates to the definition of medical debt

Sponsored By: Gustavo Rivera (Democratic)

Became Law

RULESCONSUMER AFFAIRS AND PROTECTION

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

New rules for patients' medical debt

The law changes what counts as medical debt. It covers bills from hospitals, licensed health professionals, and certified ambulance services. Charges on a regular credit card do not count as medical debt. They only count if the card is a credit line offered specifically for health care costs. This can change which consumer protections apply to your balance.

Sponsors & Cosponsors

Sponsor

  • Gustavo Rivera

    Democratic • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 71 • No: 11

Senate vote 1/28/2025

FLOOR Vote

Yes: 54 • No: 7

committee vote 1/13/2025

Rules Committee Vote

Yes: 17 • No: 4

Actions Timeline

  1. SIGNED CHAP.78

    2/14/2025Senate
  2. DELIVERED TO GOVERNOR

    2/12/2025Senate
  3. RETURNED TO SENATE

    2/3/2025House
  4. PASSED ASSEMBLY

    2/3/2025House
  5. ORDERED TO THIRD READING RULES CAL.68

    2/3/2025House
  6. SUBSTITUTED FOR A427

    2/3/2025House
  7. REFERRED TO CONSUMER AFFAIRS AND PROTECTION

    1/28/2025House
  8. DELIVERED TO ASSEMBLY

    1/28/2025Senate
  9. PASSED SENATE

    1/28/2025Senate
  10. ORDERED TO THIRD READING CAL.28

    1/13/2025Senate
  11. REFERRED TO RULES

    1/8/2025Senate

Bill Text

  • Original

    1/6/2025

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