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New YorkS 87862025-2026 Regular SessionSenateWALLET

Relates to the kinds of insurance with respect to which a rental vehicle company or peer-to-peer car sharing program administrator may act as an agent for an authorized insurer

Sponsored By: James Skoufis (Democratic)

Became Law

RULESINSURANCE

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Optional accident insurance for rentals and car-sharing

Rental car companies and peer‑to‑peer car‑sharing programs can sell optional accident and medical coverage as agents for insurers. The coverage is extra on top of New York’s standard no‑fault first‑party benefits. It only applies to accidents during your rental or car‑sharing period. The insurance superintendent can approve other meaningful coverages for rentals and sharing. The law takes effect on the same date and in the same manner as the 2025 law that requires car‑sharing programs to provide certain insurance.

Sponsors & Cosponsors

Sponsor

  • James Skoufis

    Democratic • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 77 • No: 1

Senate vote • 1/28/2026

FLOOR Vote

Yes: 58 • No: 1

committee vote • 1/20/2026

Rules Committee Vote

Yes: 19 • No: 0

Actions Timeline

  1. SIGNED CHAP.69

    2/13/2026Senate

  2. DELIVERED TO GOVERNOR

    2/13/2026Senate

  3. RETURNED TO SENATE

    2/10/2026House

  4. PASSED ASSEMBLY

    2/10/2026House

  5. ORDERED TO THIRD READING RULES CAL.55

    2/10/2026House

  6. SUBSTITUTED FOR A9508

    2/10/2026House

  7. REFERRED TO INSURANCE

    1/28/2026House

  8. DELIVERED TO ASSEMBLY

    1/28/2026Senate

  9. PASSED SENATE

    1/28/2026Senate

  10. ORDERED TO THIRD READING CAL.75

    1/20/2026Senate

  11. REFERRED TO RULES

    1/8/2026Senate

Bill Text

  • Original

    1/8/2026

    PDF

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