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OregonHB 25402025 Regular SessionHouseWALLET

Relating to medical out-of-pocket costs.

Sponsored By: Cyrus Javadi (Democratic), Ed Diehl (Republican), Emily McIntire (Republican), Hai Pham (Democratic)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Patients’ direct payments count toward insurance deductibles

Insurers must count qualifying payments you make directly to providers toward your deductible and yearly out-of-pocket limit. The care must be medically necessary and covered by your plan, and you must not submit the care claim for insurance payment. Your payment must be below the average discounted rate paid to an in-network provider with the same license for that care. Insurers must set up a credit request process with required documents or require use of their claims system. Health maintenance organizations (HMOs) are excluded. This rule applies to plans issued, renewed, or extended on or after the law’s effective date.

Sponsors & Cosponsors

Sponsors

  • Cyrus Javadi

    Democratic • House

  • Ed Diehl

    Republican • House

  • Emily McIntire

    Republican • House

  • Hai Pham

    Democratic • House

Cosponsors

  • Alek Skarlatos

    Republican • House

  • Bobby Levy

    Republican • House

  • Cedric Hayden

    Republican • Senate

  • Daniel Bonham

    Affiliation unavailable

  • Darin Harbick

    Republican • House

  • David Brock Smith

    Republican • Senate

  • Deb Patterson

    Democratic • Senate

  • Dwayne Yunker

    Republican • House

  • Julie Fahey

    Democratic • House

  • Mari Watanabe

    Democratic • House

  • Mike McLane

    Republican • Senate

  • Paul Evans

    Democratic • House

  • Rep Neron

    Affiliation unavailable

  • Rob Nosse

    Democratic • House

  • Shelly Boshart Davis

    Republican • House

  • Tom Andersen

    Democratic • House

  • Travis Nelson

    Democratic • House

  • Zach Hudson

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 96 • No: 0

Senate vote • 5/13/2025

Third reading. Carried by Hayden. Passed.

Yes: 29 • No: 0

Senate vote • 4/29/2025

Health Care: Heard and Reported Out

Yes: 5 • No: 0

House vote • 3/17/2025

Third reading. Carried by Diehl. Passed.

Yes: 53 • No: 0

House vote • 3/6/2025

Behavioral Health and Health Care: Heard and Reported Out with Amendments

Yes: 9 • No: 0

Actions Timeline

  1. Chapter 120, (2025 Laws): Effective date January 1, 2026.

    6/11/2025House

  2. Governor signed.

    5/22/2025House

  3. President signed.

    5/15/2025Senate

  4. Speaker signed.

    5/14/2025House

  5. Third reading. Carried by Hayden. Passed.

    5/13/2025Senate

  6. Carried over to 05-13 by unanimous consent.

    5/12/2025Senate

  7. Carried over to 05-12 by unanimous consent.

    5/8/2025Senate

  8. Second reading.

    5/7/2025Senate

  9. Recommendation: Do pass the A-Eng. bill.

    5/7/2025Senate

  10. Work Session held.

    4/29/2025Senate

  11. Public Hearing held.

    4/17/2025Senate

  12. Referred to Health Care.

    3/18/2025Senate

  13. First reading. Referred to President's desk.

    3/18/2025Senate

  14. Third reading. Carried by Diehl. Passed.

    3/17/2025House

  15. Second reading.

    3/13/2025House

  16. Recommendation: Do pass with amendments and be printed A-Engrossed.

    3/12/2025House

  17. Work Session held.

    3/6/2025House

  18. Public Hearing held.

    2/25/2025House

  19. Public Hearing cancelled.

    2/13/2025House

  20. Referred to Behavioral Health and Health Care.

    1/17/2025House

  21. First reading. Referred to Speaker's desk.

    1/13/2025House

Bill Text

  • HBHHC Amendment -1 (Adopted)

    3/6/2025

    PDF

  • A-Engrossed

    PDF

  • Enrolled

    PDF

  • House Amendments to Introduced

    PDF

  • Introduced

    PDF

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