Rhode IslandH76302026 Regular SessionHouseWALLET

AN ACT RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES .

Sponsored By: Teresa A. Tanzi (Democratic)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 0 costs, 1 mixed.

Mobile crisis care covered for kids

Beginning January 1, 2026, most health plans in Rhode Island must cover mobile crisis response and stabilization for children and youth age 18 and under in an acute mental health crisis. Coverage follows the state’s mobile crisis model and must allow fast response, de‑escalation, stabilization, and follow‑up care. Plans cannot use utilization review to delay access or change how the model works. The services must be provided by certified outpatient behavioral health organizations with child crisis expertise approved by the state. This rule does not apply to limited‑benefit policies like hospital indemnity, disability income, accident‑only, long‑term care, Medicare supplement, specified disease, and similar limited policies.

Plans must pay mobile crisis Medicaid rates

Starting January 1, 2026, insurers, nonprofit hospital and medical service plans, and HMOs must pay certified mobile crisis providers at least the state’s Medicaid rate for these services. The state’s executive office of health and human services sets the prevailing integrated Medicaid rate and certifies the providers. This helps ensure providers get paid fairly and supports access to crisis care for kids.

Sponsors & Cosponsors

Sponsor

Teresa A. Tanzi
Democratic • House

Cosponsors

Edith H. Ajello
Democratic • House
Jennifer Boylan
Democratic • House
Lauren H. Carson
Democratic • House
Megan L. Cotter
Democratic • House
Susan R. Donovan
Democratic • House
Leonela Felix
Democratic • House
Michelle E. McGaw
Democratic • House
Evan P. Shanley
Democratic • House
Tina L. Spears
Democratic • House

Roll Call Votes

All Roll Calls

Yes: 73 • No: 0

House vote • 6/11/2026

ACCIDENT & SICKNESS INS POLICIES PASSAGE