All Roll Calls
Yes: 105 • No: 5
Rhode IslandS32822026 Regular SessionSenateWALLET
AN ACT RELATING TO INSURANCE -- MEDICARE SUPPLEMENT INSURANCE POLICIES .
Sponsored By: Valarie J. Lawson (Democratic)
Signed by Governor
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
Guaranteed Medigap during Medicare open enrollment
During Medicare’s annual open enrollment, people with continuous coverage get guaranteed access to Medigap. You must have no coverage gap over 90 days since your first Medigap open-enrollment window. Insurers must accept you for any Medigap they sell for coverage that starts January 1. They cannot use medical underwriting or deny you for health reasons.
More Medigap access for under-65 disabled
Insurers that sell Medigap Plan A must offer it to people under 65 on Medicare because of disability or end-stage kidney disease. You must apply in the first six months after you get Medicare Part B, or in another window the commissioner sets. Insurers cannot use health questions or deny you. When you turn 65 and stay in Parts A and B, you get six months to buy any Medigap plan the issuer offers in Rhode Island. Under-65 enrollees in Medicare Advantage or Plan A also have guaranteed issue for any Plan A the insurer sells.
No duplicate Medigap and fewer exclusions
Medigap plans in Rhode Island cannot duplicate benefits that Medicare already pays. Plans also cannot deny or limit benefits for a preexisting condition after six months from when your coverage starts. A preexisting condition can only mean a condition you got advice for or treatment for in the six months before coverage begins.
Sponsors & Cosponsors
Sponsor
Valarie J. Lawson
Democratic • Senate
Cosponsors
Melissa A. Murray
Democratic • Senate
Roll Call Votes
House vote • 6/9/2026
MEDICARE INSURANCE POLICIES PASSAGE IN CONCURRENCE
Yes: 67 • No: 5
Senate vote • 6/3/2026
RELATING TO INSURANCE - MEDICARE SUPPLEMENT INSURANCE POLICIES Passage
Yes: 38 • No: 0
Actions Timeline
Signed by Governor — Chapter 194
6/22/2026GovernorTransmitted to Governor
6/18/2026GovernorHouse passed in concurrence
6/9/2026HousePlaced on House Calendar (06/09/2026)
6/8/2026HouseCommittee recommends passage in concurrence
6/8/2026Scheduled for consideration (06/08/2026)
6/5/2026Referred to House Health & Human Services
6/4/2026HouseSenate read and passed
6/3/2026SenatePlaced on Senate Calendar (06/03/2026)
5/29/2026SenateCommittee recommends passage
5/28/2026Scheduled for consideration (05/28/2026)
5/26/2026Committee recommended measure be held for further study
5/21/2026Scheduled for hearing and/or consideration (05/21/2026)
5/15/2026Introduced, referred to Senate Health and Human Services
5/12/2026Senate
Bill Text
S3282 - As Introduced
5/12/2026
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