All Roll Calls
Yes: 139 • No: 0
South CarolinaS 0830126th General Assembly (2025-2026)SenateWALLET
AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-122, RELATING TO INSURERS AND AGENTS PROHIBITED FROM REFUSING TO ISSUE AUTOMOBILE INSURANCE POLICIES DUE TO CERTAIN FACTORS, SO AS TO PROVIDE THAT INSURERS CAN LIMIT THE ISSUANCE OF INSURANCE TO MEMBERS OF PARTICULAR NONPROFIT MEMBER ORGANIZATIONS.
Sponsored By: Thomas C. Alexander (Republican)
Signed by Governor
Summary
Automobile Insurance Issuance
Personalized for You
How does this bill affect your finances?
Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
2 provisions identified: 1 benefits, 0 costs, 1 mixed.
Ban on unfair auto policy denials
Beginning May 18, 2026, insurers and agents in South Carolina cannot refuse to sell you an auto policy because of your age, sex, where you live in the state, race, color, creed, national origin, ancestry, marital status, or income. They also cannot deny you only because another insurer refused you before, because you bought through the Associated Auto Insurers Plan, or because of your lawful job, including military service. These rules apply to motor vehicle insurance policies.
Member-only auto policies and risk pricing
Beginning May 18, 2026, insurers may choose to sell motor vehicle policies only to people in certain jobs, to members of a specific religious sect, or to members of a nonprofit member organization. This can give members tailored options, but nonmembers may have fewer choices with those insurers. The law also makes clear that insurers can set prices using relevant actuarial (risk) data, while still following other insurance rules.
Sponsors & Cosponsors
Sponsor
Thomas C. Alexander
Republican • Senate
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 5/7/2026
(Automobile Insurance Issuance)Passage of Bill
Yes: 96 • No: 0
Senate vote • 3/25/2026
(Automobile Insurance Issuance)2nd Reading
Yes: 43 • No: 0
Actions Timeline
Act No. 176
5/27/2026legislatureEffective date 05/18/26
5/27/2026legislatureSigned By Governor
5/18/2026GovernorRatified R 155
5/14/2026legislatureRead third time and enrolled
5/8/2026HouseUnanimous consent for third reading on next legislative day
5/7/2026HouseRoll call Yeas-96 Nays-0
5/7/2026HouseRead second time
5/7/2026HouseDebate adjourned
5/6/2026HouseDebate adjourned until Wed., 5-6-26
5/5/2026HouseCommittee report: Favorable Labor, Commerce and Industry
4/30/2026HouseReferred to Committee on Labor, Commerce and Industry
3/31/2026HouseIntroduced and read first time
3/31/2026HouseRead third time and sent to House
3/26/2026SenateRoll call Ayes-43 Nays-0
3/25/2026SenateRead second time
3/25/2026SenateCommittee report: Favorable Banking and Insurance
3/12/2026SenateReferred to Committee on Banking and Insurance
1/20/2026SenateIntroduced and read first time
1/20/2026Senate
Bill Text
Introduced
Related Bills
S 0623, AN ACT TO EXEMPT GEORGETOWN COUNTY FROM CERTAIN BUILDING REQUIREMENTS AND TO ALLOW THE COUNTY TO INSTEAD ENFORCE AE STANDARDS IN GEORGETOWN COUNTY'S FLOOD DAMAGE PREVENTION ORDINANCE.
Georgetown County Building Requirements
S 1062, A JOINT RESOLUTION TO APPROVE REGULATIONS OF THE STATE COMMISSION ON HIGHER EDUCATION, RELATING TO DETERMINATION OF RATES OF TUITION AND FEES, DESIGNATED AS REGULATION DOCUMENT NUMBER 5443, PURSUANT TO THE PROVISIONS OF ARTICLE 1, CHAPTER 23, TITLE 1 OF THE SOUTH CAROLINA CODE OF LAWS.
JR to Approve Reg. Doc. No. 5443
H 5127, A JOINT RESOLUTION TO APPROPRIATE MONIES FROM THE CAPITAL RESERVE FUND FOR FISCAL YEAR 2025-2026, AND TO ALLOW UNEXPENDED FUNDS APPROPRIATED TO BE CARRIED FORWARD TO SUCCEEDING FISCAL YEARS AND EXPENDED FOR THE SAME PURPOSES.
Capital Reserve Fund appropriation
S 1162, AN ACT TO AMEND ACT 509 OF 1982, AS AMENDED, RELATING TO THE ELECTION OF TRUSTEES OF ANDERSON COUNTY SCHOOL DISTRICT 2, SO AS TO PROVIDE THAT SIX MEMBERS OF THE SEVEN-MEMBER GOVERNING BODY MUST BE ELECTED FROM SINGLE-MEMBER DISTRICTS.
Anderson County School District No. 2
S 0769, A JOINT RESOLUTION TO PROVIDE FOR THE CONTINUING AUTHORITY TO PAY THE EXPENSES OF STATE GOVERNMENT IF THE 2026-2027 FISCAL YEAR BEGINS WITHOUT A GENERAL APPROPRIATIONS ACT FOR FISCAL YEAR 2026-2027 HAVING BEEN ENACTED, AND TO PROVIDE EXCEPTIONS.
Continuing Resolution
S 0779, A JOINT RESOLUTION TO PROVIDE THAT EACH MEMBER OF THE GENERAL ASSEMBLY SHALL RECEIVE A MONTHLY LEGISLATIVE EXPENSE ALLOWANCE OF ONE THOUSAND DOLLARS; TO PROVIDE FOR THE ALLOCATION OF LEGISLATIVE EXPENSE ALLOWANCE PAYMENTS BETWEEN MEMBERS WHOSE SEATS WERE VACATED DURING FISCAL YEAR 2025-2026 AND THE MEMBERS ELECTED TO FILL THE VACANCY; AND TO PROVIDE THAT MEMBERS OF THE GENERAL ASSEMBLY WHOSE SEATS WERE VACATED DUE TO THE MEMBER BEING CONVICTED OF OR PLEADING GUILTY OR NOLO CONTENDERE TO A FELONY ARE NOT ENTITLED TO A LEGISLATIVE EXPENSE ALLOWANCE PAYMENT PURSUANT TO THIS JOINT RESOLUTION.
Legislative Expense Allowance