VirginiaHB14502026 Regular SessionHouseWALLET

Health insurance; claims experience information, delayed effective date.

Sponsored By: M. Keith Hodges (Republican)

Signed by Governor

Summary

Health insurance; claims experience information. Provides that provisions requiring insurers to provide policyholders with certain claims experience information apply to all employee welfare benefit plans and include pharmacy benefits claims.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Large employers get free claims data

Virginia law requires group health insurance policies and employee welfare benefit plans to include a claims-data disclosure clause. Policyholders qualify if they averaged at least 100 covered employees on business days during the preceding 12 months. Insurers, claims administrators, and pharmacy benefit managers must supply the requested information, including pharmacy claims. Policyholders must request the summary and related details in writing at least 45 days before premiums or contract terms can change. Requests for complete claims records must come at least 30 days before that date. Complete records are due within 20 business days. They cover the shorter period since the plan began or since its last renewal, reissue, or extension. Related details include costs and payments for the latest 24 months and enrollment by membership type. They also include information about enrollees whose combined payments or costs exceeded $100,000 in the latest 12 months. If not already provided, that high-cost enrollee information also covers the preceding 12 months. Policyholders pay no fee, and legally protected personal or privileged information must remain protected. The requirements apply to plans delivered, issued for delivery, reissued, or extended on or after January 1, 2027.

Sponsors & Cosponsors

Sponsor

  • M. Keith Hodges

    Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 421 • No: 14

House vote • 4/22/2026

House concurred in Governor's recommendation

Yes: 100 • No: 0

Senate vote • 4/22/2026

Senate concurred in Governor's recommendation

Yes: 25 • No: 14

Senate vote • 3/11/2026

Passed Senate Block Vote

Yes: 39 • No: 0

Senate vote • 3/11/2026

Reconsideration of Senate passage agreed to by Senate Block Vote

Yes: 40 • No: 0

Senate vote • 3/11/2026

Passed Senate Block Vote

Yes: 40 • No: 0

Senate vote • 3/10/2026

Constitutional reading dispensed Block Vote (on 2nd reading)

Yes: 37 • No: 0

Senate vote • 3/10/2026

Passed by for the day Block Vote (Voice Vote)

Yes: 0 • No: 0

Senate vote • 3/9/2026

Reported from Commerce and Labor

Yes: 15 • No: 0

House vote • 2/17/2026

Read third time and passed House Block Vote

Yes: 97 • No: 0

House vote • 2/12/2026

Reported from Labor and Commerce

Yes: 20 • No: 0

House vote • 2/10/2026

Subcommittee recommends reporting

Yes: 8 • No: 0

Actions Timeline

  1. Senate concurred in Governor's recommendation (25-Y 14-N 0-A)

    4/22/2026Senate
  2. House concurred in Governor's recommendation (100-Y 0-N 0-A)

    4/22/2026House
  3. Acts of Assembly Chapter text (CHAP1099)

    4/22/2026Governor
  4. Reenrolled bill text (HB1450ER2)

    4/22/2026House
  5. Reenrolled

    4/22/2026House
  6. Approved by Governor-Chapter 1099 (Effective - see bill)

    4/22/2026Governor
  7. Signed by President

    4/22/2026Senate
  8. Signed by Speaker

    4/22/2026House
  9. Governor's recommendation adopted

    4/22/2026Governor
  10. Fiscal Impact Statement from State Corporation Commission (HB1450)

    4/13/2026House
  11. Governor's recommendation received by House

    4/13/2026Governor
  12. Governor's Action Deadline 11:59 p.m., April 13, 2026

    3/31/2026Governor
  13. Enrolled Bill communicated to Governor on March 31, 2026

    3/31/2026House
  14. Signed by Speaker

    3/31/2026House
  15. Bill text as passed House and Senate (HB1450ER)

    3/30/2026House
  16. Enrolled

    3/30/2026House
  17. Signed by President

    3/30/2026Senate
  18. Passed Senate Block Vote (40-Y 0-N 0-A)

    3/11/2026Senate
  19. Reconsideration of Senate passage agreed to by Senate Block Vote (40-Y 0-N 0-A)

    3/11/2026Senate
  20. Passed Senate Block Vote (39-Y 0-N 0-A)

    3/11/2026Senate
  21. Read third time

    3/11/2026Senate
  22. Passed by for the day Block Vote (Voice Vote)

    3/10/2026Senate
  23. Constitutional reading dispensed Block Vote (on 2nd reading) (37-Y 0-N 0-A)

    3/10/2026Senate
  24. Rules suspended

    3/10/2026Senate
  25. Reported from Commerce and Labor (15-Y 0-N)

    3/9/2026Senate

Bill Text

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