All Roll Calls
Yes: 321 • No: 1
Sponsored By: Destiny LeVere Bolling (Democratic)
Signed by Governor
Insurance; standards of conduct for public adjusters; unauthorized practice of public adjusting. Prohibits any person who does not hold a valid public adjuster license from soliciting, investigating, negotiating, adjusting, or providing advice to a policyholder, in relation to a first party claim arising under an insurance contract that insures the real or personal property of a policyholder, for the purpose of effecting the settlement of a claim on behalf of the policyholder. The bill prohibits any public adjuster from assisting in a claim where the policyholder has improperly assigned the duties, rights, or benefits under the relevant policy to any contractor or vendor. The bill adds requirements for advertisements by public adjusters, and excludes certain materials from being considered advertisements. The bill also includes specific standards of conduct for public adjusters regarding vulnerable adults, as defined in the bill, and contains technical amendments.
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10 provisions identified: 8 benefits, 1 costs, 1 mixed.
Public adjusters must use written contracts listing their identity, license number, contacts, services, loss details, fees, signatures, and cancellation rights. Contracts must include a bond statement when required. A separate disclosure explains that hiring an adjuster is optional, the adjuster is not an insurer employee, and who pays costs. Policyholders must sign an authorization letter to the insurer. You can cancel within three business days after signing, or five following a catastrophic disaster declared by the President or Virginia Governor. Mail or deliver written notice to the contract address; the adjuster must return anything received within 15 business days of receiving notice. You can void a contract that violates licensing rules, and contracts cannot block civil remedies after cancellation deadlines.
Only licensed public adjusters or firms can advertise public-adjusting services, and knowingly false or misleading claims are banned. Ads must show the responsible adjuster's full name and license number; firms with several adjusters must name one responsible adjuster. Written or electronic ads using unlicensed spokespeople must disclose their unlicensed status, endorsement, and whether they are paid. Ads must also disclose computer-generated avatars, and the named adjuster must personally review ads for accuracy and compliance. Internal communications, training materials, and policyholder messages that do not solicit business are excluded from these advertising rules.
Virginia requires a public-adjuster license to offer, advertise, or perform covered help with policyholders' own property-insurance claims. Covered work includes preparing claims, investigating losses, advising policyholders, and negotiating settlements; specified liability and third-party claims are excluded. An insurance agent advising only about a policy the agent sold, solicited, or negotiated is not acting as a public adjuster. Other legal exemptions and limited administrative tasks also remain outside licensing, provided those tasks do not explain insurance or encourage hiring an adjuster. Licensed adjusters cannot knowingly help unauthorized practice, and nobody can negotiate or settle with an unauthorized adjuster. A power of attorney cannot bypass licensing, and a public-adjuster license does not authorize representing or binding an insurer.
Public adjusters cannot demand or accept fees, retainers, deposits, or other things of value before a claim settles. Fees must be fair and reasonable for the work and include costs for estimating and settling the claim. For claims adjusted during a catastrophic disaster, total fees and expenses cannot exceed 10% of the insurance settlement. Fees cannot be based on money the insurer paid before the written contract date. If the insurer pays or commits in writing to pay the policy limit within 72 hours of the loss report, percentage fees are banned. The adjuster must explain that this is the policy's maximum recovery and charge only reasonable amounts based on time and expenses.
Public adjusters must deal fairly and honestly and disclose compensation terms in writing. They need your written approval to settle a claim or acquire interests in damaged property kept after a loss. They cannot represent both sides of the same claim or serve as its appraiser or umpire after adjusting it. You choose your own lawyer and can veto proposed loss-estimating professionals after receiving advance written notice. Architects, engineers, and contractors used for estimates must hold required professional licenses. Kickbacks and deductible-related inducements are banned; referrals to businesses the adjuster owns require disclosure and contract permission. Adjusters cannot solicit during an ongoing loss event or between 8:00 p.m. and 8:00 a.m.
Public adjusters holding claim money for policyholders must keep it separate from their own money and maintain records. They must deposit it by the close of the second business day into a separate trust account that earns no interest. The account must be at a financial institution licensed in Virginia. Adjusters must disburse funds within 30 calendar days after receiving an invoice, once the policyholder or claimant approves satisfactory completion.
Public-adjuster contracts cannot collect percentage fees on money the insurer owes but has not paid. Fees must come proportionally from each check, rather than entirely from the first check. Contracts cannot require checks payable only to the adjuster or impose collection costs or late fees. An adjuster can be named alongside you on a check, but the contract must state the exact settlement-based fee percentage. It must list initial expense types and estimated dollar costs, and you must approve added expenses before they are incurred.
The Virginia State Corporation Commission can investigate misconduct and deny, suspend, revoke, or place public-adjuster licenses on probation. Grounds include fraud, insurance-law violations, mishandled funds, exploiting vulnerable adults, unauthorized adjusting, and knowingly accepting unlawfully solicited services from unlicensed people. Certain criminal convictions, unfair trade practices, other jurisdictions' licensing denials, and child-support or Virginia income-tax failures also support action. The Commission must find a legal ground; suspension or revocation requires notice and an opportunity to be heard. It can act after a license lapses or is surrendered, refer crimes to law enforcement, and impose multi-year reapplication bans.
A resident public adjuster's license authority ends immediately when the adjuster moves out of Virginia. A firm losing its only responsible adjuster must name a replacement and notify the Commission within 30 calendar days. Missing that deadline ends the firm's license authority. The Bureau must terminate affected entity licenses within 90 calendar days after receiving notice that specified charters, registrations, or operating authorities ended or were revoked.
Public adjusters must use written security programs with administrative, technical, and physical safeguards suited to their business size and work. Commission records under this law are confidential and privileged, generally blocking public inspection, subpoenas, discovery, and use in private civil lawsuits. The Commission can use records in regulatory or legal actions and share them with authorized partners that agree to confidentiality. People providing information without malice, fraud, or bad faith are protected from civil liability. The Commission can release final adjudicated actions that are open to public inspection.
Destiny LeVere Bolling
Democratic • House
There are no cosponsors for this bill.
All Roll Calls
Yes: 321 • No: 1
Senate vote • 2/26/2026
Passed Senate Block Vote
Yes: 40 • No: 0
Senate vote • 2/25/2026
Passed by for the day Block Vote (Voice Vote)
Yes: 0 • No: 0
Senate vote • 2/25/2026
Constitutional reading dispensed Block Vote (on 2nd reading)
Yes: 40 • No: 0
Senate vote • 2/23/2026
Reported from Commerce and Labor
Yes: 15 • No: 0
House vote • 2/4/2026
Read third time and passed House Block Vote
Yes: 97 • No: 1
House vote • 2/4/2026
Passed House Block Vote
Yes: 98 • No: 0
House vote • 1/29/2026
Reported from Labor and Commerce with amendment(s)
Yes: 22 • No: 0
House vote • 1/27/2026
Subcommittee recommends reporting with amendment(s)
Yes: 9 • No: 0
Acts of Assembly Chapter text (CHAP0142)
Approved by Governor-Chapter 142 (effective 7/1/2026)
Governor's Action Deadline 11:59 p.m., April 13, 2026
Enrolled Bill communicated to Governor on March 10, 2026
Fiscal Impact Statement from State Corporation Commission (HB437)
Bill text as passed House and Senate (HB437ER)
Enrolled
Signed by President
Signed by Speaker
Fiscal Impact Statement from State Corporation Commission (HB437)
Passed Senate Block Vote (40-Y 0-N 0-A)
Read third time
Passed by for the day Block Vote (Voice Vote)
Constitutional reading dispensed Block Vote (on 2nd reading) (40-Y 0-N 0-A)
Rules suspended
Reported from Commerce and Labor (15-Y 0-N)
Referred to Committee on Commerce and Labor
Constitutional reading dispensed (on 1st reading)
Passed House Block Vote (98-Y 0-N 0-A)
Reconsideration of passage agreed to by House
Read third time and passed House Block Vote (97-Y 1-N 0-A)
Engrossed by House as amended
committee amendments agreed to
Read second time
Read first time
Chaptered
4/6/2026
Enrolled
3/3/2026
Engrossed
2/3/2026
Amendment
1/29/2026
Amendment
1/28/2026
Amendment
1/27/2026
Introduced
1/12/2026
HB5, Employment; paid sick leave, civil penalties.
Employment; paid sick leave; civil penalties; civil actions. Requires one hour of paid sick leave for every 30 hours worked for all employees of private employers and state and local governments, with certain exceptions. The bill requires that employees who are employed and compensated on a fee-for-service basis accrue paid sick leave in accordance with regulations adopted by the Commissioner of Labor and Industry. The bill provides that employees transferred to a separate division or location remain entitled to previously accrued paid sick leave and that employees retain their accrued paid sick leave under any successor employer. The bill allows employers to provide a more generous paid sick leave policy than prescribed by its provisions and specifies that employees, in addition to using paid sick leave for their physical or mental illness or to care for a family member, may use paid sick leave to seek or obtain certain services or to relocate or secure an existing home due to domestic abuse, sexual assault, or stalking. The bill requires the Commissioner to promulgate regulations for the implementation and enforcement of the bill's provisions by July 1, 2027.The bill authorizes the Commissioner, in the case of a knowing violation, to subject an employer to a civil penalty not to exceed $150 for the first violation, $300 for the second violation, and $500 for each successive violation. The Commissioner or Attorney General may commence administrative proceedings or bring a civil action to enforce the bill's provisions. Additionally, the bill authorizes an aggrieved employee to bring a civil action against the employer in which he may recover double the amount of any unpaid sick leave and the amount of any actual damages suffered as the result of the employer's violation. Certain provisions of the bill have a delayed effective date of July 1, 2027. This bill is identical to SB 199.
SB199, Employment; paid sick leave, civil penalties.
Employment; paid sick leave; civil penalties; civil actions. Requires one hour of paid sick leave for every 30 hours worked for all employees of private employers and state and local governments, with certain exceptions. The bill requires that employees who are employed and compensated on a fee-for-service basis accrue paid sick leave in accordance with regulations adopted by the Commissioner of Labor and Industry. The bill provides that employees transferred to a separate division or location remain entitled to previously accrued paid sick leave and that employees retain their accrued paid sick leave under any successor employer. The bill allows employers to provide a more generous paid sick leave policy than prescribed by its provisions and specifies that employees, in addition to using paid sick leave for their physical or mental illness or to care for a family member, may use paid sick leave to seek or obtain certain services or to relocate or secure an existing home due to domestic abuse, sexual assault, or stalking. The bill requires the Commissioner to promulgate regulations for the implementation and enforcement of the bill's provisions by July 1, 2027. The bill authorizes the Commissioner, in the case of a knowing violation, to subject an employer to a civil penalty not to exceed $150 for the first violation, $300 for the second violation, and $500 for each successive violation. The Commissioner or Attorney General may commence administrative proceedings or bring a civil action to enforce the bill's provisions. Additionally, the bill authorizes an aggrieved employee to bring a civil action against the employer in which he may recover double the amount of any unpaid sick leave and the amount of any actual damages suffered as the result of the employer's violation. Certain provisions of the bill have a delayed effective date of July 1, 2027. This bill incorporates SB 372 and is identical to HB 5.
HB95, Va. Residential Landlord and Tenant Act; landlord remedies, noncompliance with rental agreement.
Virginia Residential Landlord and Tenant Act; landlord remedies; noncompliance with rental agreement; payment plan. Requires a landlord who owns more than four rental dwelling units or more than a 10 percent interest in more than four rental dwelling units, before terminating a rental agreement due to nonpayment of rent if the exact amount of rent owed is less than or equal to one month's rent plus any late charges contracted for in the rental agreement and as provided by law, to serve upon such tenant a written notice informing the tenant of the exact amount due and owed and offer the tenant a payment plan under which the tenant must pay the exact amount due and owed in equal monthly installments over a period of the lesser of six months or the time remaining under the rental agreement. The bill prohibits the landlord from charging any additional late fees during the payment plan period in connection with the unpaid rental amount for which the tenant entered into the payment plan so long as the tenant makes timely payments in accordance with the terms of the payment plan. The bill also outlines the remedies a landlord has if a tenant fails to pay the exact amount due and owed or enter into a payment plan within five days of receiving notice or if a tenant enters into a payment plan and after such plan becomes effective fails to pay rent when due or fails to make a payment under the terms of the agreed-upon payment plan. The bill has a delayed effective date of January 1, 2027.
HB1393, Electric utilities; pilot program for energy assistance and weatherization for certain individuals.
Electric utilities; pilot programs for energy assistance and weatherization for certain individuals. Amends annual funding commitments for the purposes of the annual pilot program for energy assistance and weatherization for low-income, elderly, and disabled individuals conducted by Dominion Energy Virginia and Appalachian Power Company. Under the bill, Appalachian Power Company is required to continue its pilot program at no less than $1 million and no greater than $1.5 million annually. Dominion Energy Virginia is required to continue its pilot program at no less than $156 million and no greater than $204 million for the time period beginning July 1, 2026, and ending July 1, 2038. The bill extends the sunset date of such pilot programs from July 1, 2028, to July 1, 2038.The bill also provides that Dominion Energy Virginia may recover costs associated with certain electrical facilities that have been approved by the State Corporation Commission as of December 1, 2033, provided that certain requirements are met and notwithstanding any limitations on such cost recovery in current law. The bill directs Dominion Energy Virginia to propose to the Commission, in any proceeding to determine rates for generation and distribution services commencing after January 1, 2027, and before July 1, 2033, that certain costs related to capacity procurement requirements and distribution infrastructure investments are allocated to the utility's customer class approved to serve customers with a contracted or measured electric demand of 25 megawatts or greater and an anticipated or measured average annual electric load factor of 75 percent or greater. The bill provides that certain customers in manufacturing, industrial, or consumer goods warehousing and distribution activities other than data storage may elect to remain on their existing rate schedule. The bill requires Dominion Energy Virginia, in connection with its first proceeding to determine rates for generation and distribution services commencing after July 1, 2026, to include in its petition to the Commission a proposal to revise its tariff for supplementary, maintenance, or standby service for customers with power plants, effective as of January 1, 2028. The bill provides that the Commission shall only approve such proposal if it determines that such tariff will not adversely affect other retail customers or the utility in a manner contrary to the public interest, and any revised tariff terms shall include protections against stranded cost risks to the utility customer base. Additionally, the bill authorizes Dominion Energy Virginia to file a petition for the securitization of certain deferred fuel costs. The bill requires the Commission, in evaluating certain petitions, to require to the greatest extent it finds in the public interest the use of wages, salaries, benefits, and other remuneration to any mechanic, laborer, or worker employed, retained, or otherwise hired to perform services in connection with a contract contemplated pursuant to such petition at the prevailing wage rate and to the greatest extent practicable, the use of a skilled workforce through registered apprenticeship programs for any authorized demand flexibility programs, utility-related procurement through utility-owned or third-party providers, and an evaluation of other potential opportunities to develop Virginia's skilled workforce by requiring minimum apprenticeship program requirements for such electric generation or energy storage facility work. This bill incorporates HB 634.
HB834, Virginia Residential Landlord and Tenant Act; fire or casualty damage, termination by landlord.
Virginia Residential Landlord and Tenant Act; fire or casualty damage; termination by landlord. Requires a landlord, prior to giving a tenant 21 days' notice of his intention to terminate the rental agreement for a dwelling unit that has been damaged or destroyed by fire or casualty, to (i) make a reasonable effort to meet with the tenant to discuss reasonable alternatives and offer the tenant a substantially similar dwelling unit, if one is available, or (ii) determine that the damage was caused by the tenant's failure to maintain the dwelling unit in accordance with relevant law. Current law allows the landlord to terminate such agreement by giving the tenant 14 days' notice of his intention to terminate on the basis of the landlord's determination that such damage requires the removal of the tenant and that the use of the premises is substantially impaired. The bill requires the landlord, upon receiving a request from the tenant after the tenant has received such notice, to reevaluate the extent of damage and habitability of such dwelling unit unless the landlord has determined that the damage was caused by the tenant's failure to maintain the dwelling unit. The bill has a delayed effective date of January 1, 2027.
HB675, Protection of employees; coercion or threat based on immigration status, civil penalty.
Protection of employees; coercion or threat based on immigration status; civil penalty. Prohibits an employer, including the Commonwealth and its agencies and political subdivisions, from using coercion or issuing a threat to an employee based on immigration status in furtherance of committing a violation of the Virginia Minimum Wage Act or provisions related to the payment of wages. An aggrieved employee is permitted to file a complaint with the Commissioner of Labor and Industry within 180 days of the alleged coercive action or threat. The bill authorizes the Commissioner to investigate such complaints and, if the allegation is substantiated, to impose a civil penalty in the following amounts: (i) up to $5,000 for the first violation, (ii) up to $9,000 for the second violation, and (iii) up to $12,000 for any subsequent violation. The bill provides that any such penalty assessed shall be paid to the Commissioner for deposit into the General Fund. The bill also authorizes the Commissioner to seek injunctive relief as may be necessary for enforcement.