VirginiaHB602026 Regular SessionHouseWALLET

Life or health insurances; unfair discrimination, pre-exposure prophylaxis for prevention of HIV.

Sponsored By: Jeion A. Ward (Democratic)

Became Law

Summary

Life insurance; health insurance; unfair discrimination; pre-exposure prophylaxis for prevention of human immunodeficiency virus. Prohibits any person from refusing to insure, refusing to continue to insure, or limiting the amount or extent of life insurance or accident and sickness insurance coverage available to an individual or charge an individual a different rate for the same coverage based solely on the status of such individual as having received pre-exposure prophylaxis for the prevention of human immunodeficiency virus.

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 4 benefits, 0 costs, 0 mixed.

Fair pricing for life and health insurance

The law bars unfair price differences among people with the same risk. For life insurance and annuities, equal‑risk customers must get the same rates, dividends, and contract terms. For accident and health policies, equal‑risk customers must get the same premiums, fees, benefits, and terms.

No insurance penalties for donors, PrEP, survivors

Insurers cannot deny, limit, or surcharge coverage just because you are blind or have a mental or physical impairment, unless backed by sound actuarial principles. They cannot use your status as a domestic violence victim to underwrite, price, renew, or pay claims. This rule does not apply to legal services plans and some specific insurance types named in law. Insurers also cannot penalize you solely for being a living organ or bone marrow donor, or for receiving PrEP to prevent HIV. Insurers may still use medical information as allowed by law. Different treatment is allowed only for other actuarial risks permitted by law.

Extra individual health coverage over group cap

Insurers cannot refuse to issue or renew an individual accident and sickness policy that pays over a group plan’s lifetime benefit. When both cover the same bill, the group plan pays first up to its limit.

Home insurance can't penalize location or age

Insurers cannot refuse, cancel, or limit coverage for similar risks solely because of where you live. They also cannot do this just because your home is old. Different treatment is allowed only for a real business reason that is not a pretext or when required by law.

Sponsors & Cosponsors

Sponsor

  • Jeion A. Ward

    Democratic • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 213 • No: 9

Senate vote 2/26/2026

Passed Senate Block Vote

Yes: 40 • No: 0

Senate vote 2/25/2026

Constitutional reading dispensed Block Vote (on 2nd reading)

Yes: 40 • No: 0

Senate vote 2/25/2026

Passed by for the day Block Vote (Voice Vote)

Yes: 0 • No: 0

Senate vote 2/23/2026

Reported from Commerce and Labor

Yes: 14 • No: 0

House vote 1/28/2026

Read third time and passed House

Yes: 89 • No: 8

House vote 1/22/2026

Reported from Labor and Commerce

Yes: 22 • No: 0

House vote 1/20/2026

Subcommittee recommends reporting

Yes: 8 • No: 1 • Other: 1

Actions Timeline

  1. Acts of Assembly Chapter text (CHAP0012)

    3/31/2026Governor
  2. Approved by Governor-Chapter 12 (effective 7/1/2026)

    3/31/2026Governor
  3. Governor's Action Deadline 11:59 p.m., April 13, 2026

    3/10/2026Governor
  4. Enrolled Bill communicated to Governor on March 10, 2026

    3/10/2026House
  5. Fiscal Impact Statement from State Corporation Commission (HB60)

    3/5/2026House
  6. Bill text as passed House and Senate (HB60ER)

    3/3/2026House
  7. Enrolled

    3/3/2026House
  8. Signed by President

    3/3/2026Senate
  9. Signed by Speaker

    3/3/2026House
  10. Passed Senate Block Vote (40-Y 0-N 0-A)

    2/26/2026Senate
  11. Read third time

    2/26/2026Senate
  12. Passed by for the day Block Vote (Voice Vote)

    2/25/2026Senate
  13. Constitutional reading dispensed Block Vote (on 2nd reading) (40-Y 0-N 0-A)

    2/25/2026Senate
  14. Rules suspended

    2/25/2026Senate
  15. Reported from Commerce and Labor (14-Y 0-N)

    2/23/2026Senate
  16. Fiscal Impact Statement from State Corporation Commission (HB60)

    2/13/2026House
  17. Referred to Committee on Commerce and Labor

    1/29/2026Senate
  18. Constitutional reading dispensed (on 1st reading)

    1/29/2026Senate
  19. Read third time and passed House (89-Y 8-N 0-A)

    1/28/2026House
  20. Read second time and engrossed

    1/27/2026House
  21. Moved from Uncontested Calendar to Regular Calendar

    1/27/2026House
  22. Read first time

    1/26/2026House
  23. Reported from Labor and Commerce (22-Y 0-N)

    1/22/2026House
  24. Subcommittee recommends reporting (8-Y 1-N)

    1/20/2026House
  25. Assigned HCL sub: Subcommittee #1

    1/15/2026House

Bill Text

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