VirginiaSB6302026 Regular SessionSenateWALLET

Health insurance; tobacco surcharge.

Sponsored By: Jennifer D. Carroll Foy (Democratic)

Signed by Governor

Summary

Health insurance; tobacco surcharge. Eliminates the authority of a health carrier to vary its premium rates based on tobacco use. Under current law, a health carrier may charge premium rates up to 1.5 times higher for a tobacco user than for a nonuser. The provisions of the bill apply to health benefit plans providing individual or small group health insurance coverage entered into, amended, extended, or renewed on or after January 1, 2027. This bill is identical to HB 220.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

No tobacco surcharges for Virginia health coverage

Beginning January 1, 2027, Virginia insurers cannot charge higher premiums based on tobacco use for individual or small-group health plans. This applies to plans entered into, amended, extended, or renewed on or after that date. The law does not specify how much tobacco users save.

Sponsors & Cosponsors

Sponsor

  • Jennifer D. Carroll Foy

    Democratic • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 196 • No: 13

House vote • 2/24/2026

Passed House

Yes: 85 • No: 13

House vote • 2/19/2026

Reported from Labor and Commerce

Yes: 20 • No: 0

Senate vote • 1/30/2026

Read third time and passed Senate Block Vote

Yes: 38 • No: 0

Senate vote • 1/29/2026

Engrossed by Senate Block Vote (Voice Vote)

Yes: 0 • No: 0

Senate vote • 1/28/2026

Passed by for the day Block Vote (Voice Vote)

Yes: 0 • No: 0

Senate vote • 1/28/2026

Constitutional reading dispensed Block Vote (on 1st reading)

Yes: 40 • No: 0

Senate vote • 1/26/2026

Reported from Commerce and Labor

Yes: 13 • No: 0

Actions Timeline

  1. Acts of Assembly Chapter text (CHAP0035)

    3/31/2026Governor
  2. Approved by Governor-Chapter 35 (effective 7/1/2026)

    3/31/2026Governor
  3. Governor's Action Deadline 11:59 p.m., April 13, 2026

    3/10/2026Governor
  4. Enrolled Bill communicated to Governor on March 10, 2026

    3/10/2026Senate
  5. Fiscal Impact Statement from State Corporation Commission (SB630)

    3/2/2026Senate
  6. Bill text as passed Senate and House (SB630ER)

    2/26/2026Senate
  7. Enrolled

    2/26/2026Senate
  8. Signed by President

    2/26/2026Senate
  9. Signed by Speaker

    2/26/2026House
  10. Passed House (85-Y 13-N 0-A)

    2/24/2026House
  11. Read third time

    2/24/2026House
  12. Read second time

    2/23/2026House
  13. Reported from Labor and Commerce (20-Y 0-N)

    2/19/2026House
  14. Fiscal Impact Statement from State Corporation Commission (SB630)

    2/17/2026Senate
  15. Referred to Committee on Labor and Commerce

    2/4/2026House
  16. Read first time

    2/4/2026House
  17. Placed on Calendar

    2/4/2026House
  18. Read third time and passed Senate Block Vote (38-Y 0-N 0-A)

    1/30/2026Senate
  19. Engrossed by Senate Block Vote (Voice Vote)

    1/29/2026Senate
  20. Read second time

    1/29/2026Senate
  21. Passed by for the day Block Vote (Voice Vote)

    1/28/2026Senate
  22. Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A)

    1/28/2026Senate
  23. Passed by for the day

    1/28/2026Senate
  24. Rules suspended

    1/28/2026Senate
  25. Reported from Commerce and Labor (13-Y 0-N)

    1/26/2026Senate

Bill Text

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