All Roll Calls
Yes: 345 • No: 23
Sponsored By: Emily M. Jordan (Republican)
Became Law
Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from refusing to insure, refusing to continue to insure, or limiting the amount or extent of motor vehicle insurance coverage, or charge an individual a different rate for the same motor vehicle insurance coverage, solely because of such individual's consumer credit information or credit-based insurance score. The bill also directs the State Corporation Commission's Bureau of Insurance to study the use by insurers of an insured's or applicant's consumer credit information or credit-based insurance score in connection with underwriting motor vehicle insurance polices and to submit a report of its findings and recommendations by October 1, 2027.
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5 provisions identified: 5 benefits, 0 costs, 0 mixed.
Auto insurers cannot deny, drop, limit, or charge different rates solely because of your credit information or a credit-based insurance score. The Bureau of Insurance studies how credit is used in auto insurance and reports findings and recommendations by October 1, 2027, with help from the DMV.
The law prohibits insurers from unfairly charging different prices or benefits for the same risk. Life insurers must treat people with the same life expectancy the same in rates, dividends, and terms. Accident and health insurers must treat people with the same hazard the same in premiums, fees, benefits, and terms.
Insurers cannot refuse, limit, or charge more just because you are blind or have impairments, unless backed by sound actuarial data. They cannot penalize you for being a living organ donor when donor status alone is the reason. They also cannot use your status as a domestic violence victim to set prices, renewals, coverage scope, or claim payments, except for some legal services plans and listed insurance classes. Insurers may still ask about medical conditions and use medical information where other law allows.
Insurers cannot refuse to issue or renew an individual accident or sickness policy that provides benefits above a group plan’s lifetime limit. When both individual and group coverage apply, the group policy pays first up to its coverage. This helps workers add extra protection and know which plan pays first.
Insurers cannot refuse, cancel, nonrenew, or limit home or personal property coverage only because a home is old. They also cannot take those actions only because of where you live or where the risk is. Insurers may act when a real business reason exists that is not a pretext, or when law or regulators require it.
Emily M. Jordan
Republican • Senate
There are no cosponsors for this bill.
All Roll Calls
Yes: 345 • No: 23
Senate vote • 3/5/2026
House Amendments agreed to by Senate
Yes: 39 • No: 0
House vote • 3/3/2026
Passed House with amendments
Yes: 91 • No: 7
House vote • 2/26/2026
Reported from Labor and Commerce with amendment(s)
Yes: 19 • No: 2
House vote • 2/24/2026
Removed from the Table by Labor and Commerce
Yes: 18 • No: 2
House vote • 2/24/2026
Subcommittee recommends reporting with amendment(s)
Yes: 7 • No: 1 • Other: 1
House vote • 2/19/2026
Tabled in Labor and Commerce
Yes: 14 • No: 6
Senate vote • 1/30/2026
Read third time and passed Senate
Yes: 36 • No: 1 • Other: 1
Senate vote • 1/30/2026
Read third time and passed Senate
Yes: 33 • No: 2 • Other: 1
Senate vote • 1/30/2026
Reconsideration of passage agreed to by Senate
Yes: 37 • No: 0
Senate vote • 1/29/2026
Engrossed by Senate (Voice Vote)
Yes: 0 • No: 0
Senate vote • 1/29/2026
Commerce and Labor Substitute agreed to
Yes: 0 • No: 0
Senate vote • 1/28/2026
Passed by for the day Block Vote (Voice Vote)
Yes: 0 • No: 0
Senate vote • 1/28/2026
Constitutional reading dispensed Block Vote (on 1st reading)
Yes: 40 • No: 0
Senate vote • 1/26/2026
Reported from Commerce and Labor with substitute
Yes: 11 • No: 2 • Other: 2
Acts of Assembly Chapter text (CHAP0902)
Approved by Governor-Chapter 902 (effective 7/1/2026)
Fiscal Impact Statement from State Corporation Commission (SB693)
Governor's Action Deadline 11:59 p.m., April 13, 2026
Enrolled Bill communicated to Governor on March 14, 2026
Signed by Speaker
Bill text as passed Senate and House (SB693ER)
Enrolled
Signed by President
House Amendments agreed to by Senate (39-Y 0-N 0-A)
Passed House with amendments (91-Y 7-N 0-A)
Engrossed by House as amended
committee amendments agreed to
Read third time
Read second time
Reported from Labor and Commerce with amendment(s) (19-Y 2-N)
House subcommittee offered
Subcommittee recommends reporting with amendment(s) (7-Y 1-N)
Removed from the Table by Labor and Commerce (18-Y 2-N)
Assigned HCL sub: Subcommittee #1
Tabled in Labor and Commerce (14-Y 6-N)
Fiscal Impact Statement from State Corporation Commission (SB693)
Referred to Committee on Labor and Commerce
Read first time
Placed on Calendar
Chaptered
4/13/2026
Enrolled
3/11/2026
Amendment
3/3/2026
Amendment
2/27/2026
Amendment
2/25/2026
Amendment
2/24/2026
Substitute
1/27/2026
Substitute
1/26/2026
Introduced
1/14/2026
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