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VermontH.1062025-2026 SessionHouseWALLET

An act relating to selling real property within a FEMA mapped flood hazard area

Sponsored By: Thomas S Stevens (Democratic)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Vermont buyers get flood details from sellers

Beginning September 1, 2025, Vermont property sellers must give buyers flood information before or as part of the sale contract. Sellers must provide a paper or electronic copy, or digital link, to the community’s official FEMA flood insurance rate map. If no map is available, sellers must tell buyers. Sellers must report flooding or flood damage while they held the property, including flood-related erosion or landslide damage. They must also disclose whether they carry flood insurance or federal or state law requires them to carry it. Missing required information lets buyers cancel before taking title or occupying the property, whichever comes first. Buyers can sue for damages and reasonable attorney’s fees, and seek punitive damages for a seller’s knowing failure to disclose. Sellers may be excused from liability for errors, inaccuracies, or omissions based on public-body information or licensed professionals’ written reports they reasonably believed were correct. Failure to disclose does not affect the marketability of the property’s title.

Sponsors & Cosponsors

Sponsor

  • Thomas S Stevens

    Democratic • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. House message: Governor approved bill on June 11, 2025

    6/13/2025House

  2. Signed by Governor on June 11, 2025

    6/11/2025House

  3. Delivered to Governor on June 5, 2025

    6/5/2025House

  4. House message: House concurred in Senate proposal of amendment

    5/29/2025House

  5. Senate proposal of amendment concurred in

    5/28/2025House

  6. Rules suspended and taken up for immediate consideration as moved by Rep. McCoy of Poultney

    5/28/2025House

  7. Notice Calendar: Senate Proposal of Amendment

    5/28/2025House

  8. Senate Message: Passed in concurrence with proposal of amendment

    5/23/2025Senate

  9. Read 3rd time & passed in concurrence with proposal of amendment

    5/22/2025Senate

  10. New Business/Third Reading

    5/22/2025Senate

  11. 3rd reading ordered

    5/21/2025Senate

  12. Proposal of amendment by Committee on Economic Development, Housing and General Affairs agreed to

    5/21/2025Senate

  13. Read 2nd time, reported favorably with proposal of amendment by Senator Weeks for Committee on Economic Development, Housing and General Affairs

    5/21/2025Senate

  14. Favorable report with proposal of amendment by Committee on Economic Development, Housing and General Affairs

    5/21/2025Senate

  15. New Business/Second Reading

    5/21/2025Senate

  16. Favorable report with proposal of amendment by Committee on Economic Development, Housing and General Affairs

    5/20/2025Senate

  17. Second Reading

    5/20/2025Senate

  18. Entered on Notice Calendar

    5/20/2025Senate

  19. Committee on Judiciary relieved; bill committed to Committee on Economic Development, Housing and General Affairs on motion of Senator Hashim

    4/17/2025Senate

  20. Read 1st time & referred to Committee on Judiciary

    4/2/2025Senate

  21. Read third time and passed

    3/28/2025House

  22. Action Calendar: Third Reading

    3/28/2025House

  23. Third Reading ordered

    3/27/2025House

  24. Report of Committee on General and Housing agreed to

    3/27/2025House

  25. Rep. Dolgin of St. Johnsbury reported for the Committee on General and Housing

    3/27/2025House

Bill Text

  • As Enacted (ACT 52)Opens in a new window

    6/17/2025

    PDF

  • As Passed by Both Chambers

    6/2/2025

    PDF

  • As Passed by Both Chambers (Unofficial)

    6/2/2025

    PDF

  • Senate Proposal of Amendment

    5/27/2025

    PDF

  • Senate Proposal of Amendment (Unofficial)

    5/27/2025

    PDF

  • As Passed by the House

    4/2/2025

    PDF

  • As Passed by the House (Unofficial)

    4/2/2025

    PDF

  • As Introduced

    1/27/2025

    PDF

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