FEMA Updates Flood Maps: Check Your Insurance Rates
Published Date: 3/21/2025
Notice
Summary
Starting July 8, 2025, certain communities will have updated flood maps showing new or changed flood risk areas. These updates affect local rules for building and insurance, helping communities stay safe and keep their flood insurance programs. If you live or own property in these areas, check the new maps to see how the changes might impact you and your wallet.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
July 8, 2025 Flood Map Updates
On July 8, 2025, new flood maps (FIRMs) and, where applicable, Flood Insurance Study (FIS) reports take effect for the listed communities. The updates may include additions or changes to Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways.
Requirement to Adopt Floodplain Measures for NFIP
The FIRM and FIS reports are the basis for the floodplain management measures that a community must adopt or show evidence of having an effect in order to qualify or remain qualified for participation in FEMA's National Flood Insurance Program (NFIP). The notice states that 90 days have elapsed since local publication and that appeals have been resolved.
Maps Available Locally and Online
The final FIRMs and, if applicable, FIS reports for each listed community will be available for inspection at the Community Map Repository addresses listed in the notice and online at FEMA's Map Service Center (https://msc.fema.gov) by July 8, 2025. Interested lessees and owners of real property are encouraged to review these documents to see how the changes may affect them.
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Key Dates
Department and Agencies
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