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119-s-2074119th CongressWALLET
Servicemembers’ Credit Monitoring Enhancement Act
Sponsored By: Senator Klobuchar, Amy [D-MN]
Passed Senate
Summary
This bill would expand credit monitoring protections to all armed forces members, replacing the phrase "active duty military consumer" with a broader "armed forces member consumer" across the Fair Credit Reporting Act.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Credit monitoring for all service members
If enacted, any member of the armed forces would get credit‑monitoring protections under the Fair Credit Reporting Act. This would no longer be limited to people on active duty. Credit bureaus would have to apply these protections to all armed forces members. The change would start one year after the bill becomes law.
Sponsors & CoSponsors
Sponsor
Klobuchar, Amy [D-MN]
MN • D
Cosponsors
Sen. Cramer, Kevin [R-ND]
ND • R
Sponsored 6/12/2025
Sen. Kim, Andy [D-NJ]
NJ • D
Sponsored 6/12/2025
Sen. Daines, Steve [R-MT]
MT • R
Sponsored 6/12/2025
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov