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AlabamaHB1482025 Regular SessionHouseWALLET

Motor vehicles; nonresident mandatory insurance requirements, further provided

Sponsored By: Phillip Pettus (Republican)

Enacted

Motor Vehicles & Traffic

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Out-of-state vehicles face Alabama insurance rules

Beginning October 1, 2025, Alabama ends an insurance exemption for out-of-state vehicles not legally required to register in Alabama. Covered vehicles need liability insurance, a commercial auto policy, a motor vehicle liability bond, or a cash deposit. The policy, bond, or deposit must meet the laws of the state where the vehicle is registered. Other vehicle exemptions remain in place. Drivers can show proof of qualifying insurance.

Sponsors & Cosponsors

Sponsor

  • Phillip Pettus

    Republican • House

Cosponsors

  • David Faulkner

    Republican • House

  • Mike Kirkland

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 234 • No: 0

Senate vote • 5/7/2025

Motion to Read a Third Time and Pass - Adopted Roll Call 1027

Yes: 30 • No: 0

House vote • 3/20/2025

Motion to Read a Third Time and Pass - Adopted Roll Call 517

Yes: 103 • No: 0

House vote • 3/20/2025

Third Reading in House of Origin

Yes: 101 • No: 0

Actions Timeline

  1. Enacted

    5/14/2025House

  2. Carried Over to the Call of the Chair

    5/7/2025Senate

  3. Motion to Read a Third Time and Pass - Adopted Roll Call 1027

    5/7/2025Senate

  4. Ready to Enroll

    5/7/2025House

  5. Enrolled

    5/7/2025House

  6. Signature Requested

    5/7/2025Senate

  7. Delivered to Governor

    5/7/2025House

  8. Reported Out of Committee Second House

    4/9/2025Senate

  9. Read for the Second Time and placed on the Calendar

    4/9/2025Senate

  10. Read for the first time and referred to the Senate Committee on Banking and Insurance

    4/1/2025Senate

  11. Pending Committee Action in Second House

    4/1/2025Senate

  12. Third Reading in House of Origin

    3/20/2025House

  13. Motion to Read a Third Time and Pass - Adopted Roll Call 517

    3/20/2025House

  14. Read for the Second Time and placed on the Calendar

    2/20/2025House

  15. Reported Out of Committee House of Origin

    2/19/2025House

  16. Read for the first time and referred to the House Committee on Public Safety and Homeland Security

    2/4/2025House

  17. Pending Committee Action in House of Origin

    2/4/2025House

Bill Text

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