IllinoisHB3248104th General Assembly (2025–2026)HouseWALLET

INS CD-LASER HAIR REMOVAL

Sponsored By: Sponsor information unavailable

Signed by Governor

Summary

Amends the Illinois Insurance Code. Provides that any group or individual policy of accident or health insurance or a managed care plan that is amended, delivered, issued, or renewed after January 1, 2027 shall provide coverage for laser hair removal if the procedure is prescribed medical treatment in accordance with generally accepted standards of medical care. Provides that the coverage shall apply to individuals with conditions including, but not limited to, body dysmorphia, hidradentis suppreativa, polycystic ovary syndrome, or other similar skin conditions. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid code to require coverage under those provisions.

insuranceassignments

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Health plans cover necessary laser hair removal

Illinois requires group and individual health or accident policies and managed care plans to cover medically necessary laser hair removal. The rule applies to plans amended, delivered, issued, or renewed after January 1, 2027. Treatment must be prescribed under generally accepted standards of medical care. The requirement also extends to specified public-employee health plans. The law does not set your share of the cost.

Specialized health plans follow more insurance rules

Limited health service organizations must follow Illinois Insurance Code Sections 356z.73, 356z.74, 356z.75, and 356z.80. Health services plan corporations, and people interested in or dealing with them, must follow Sections 356z.72, 356z.74, 356z.75, 356z.77, and 356z.80. Limited plans still do not have to cover services outside their limited-service scope. These provisions do not spell out specific changes to household coverage or costs.

Sponsors & Cosponsors

Sponsors

There is no primary sponsor on record.

Cosponsors

  • Graciela Guzmán

    Democratic • Senate

  • Hoan Huynh

    Democratic • House

  • Lilian Jiménez

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 225 • No: 120

House vote • 5/30/2025

Senate Committee Amendment No. 1 House Concurs

Yes: 76 • No: 39

House vote • 5/29/2025

Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Insurance Committee;

Yes: 11 • No: 5

Senate vote • 5/22/2025

Third Reading - Passed;

Yes: 37 • No: 19

Senate vote • 5/20/2025

Do Pass as Amended Insurance;

Yes: 8 • No: 5

House vote • 4/9/2025

Third Reading - Short Debate - Passed

Yes: 71 • No: 42 • Other: 2

House vote • 4/8/2025

House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee;

Yes: 11 • No: 4

House vote • 3/18/2025

Do Pass / Short Debate Insurance Committee;

Yes: 11 • No: 6

Actions Timeline

  1. Public Act . . . . . . . . . 104-0289

    8/15/2025House
  2. Effective Date January 1, 2026

    8/15/2025House
  3. Governor Approved

    8/15/2025House
  4. Sent to the Governor

    6/24/2025House
  5. Passed Both Houses

    5/30/2025House
  6. House Concurs

    5/30/2025House
  7. Senate Committee Amendment No. 1 House Concurs 076-039-000

    5/30/2025House
  8. Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Insurance Committee; 011-005-000

    5/29/2025House
  9. Senate Committee Amendment No. 1 Motion to Concur Rules Referred to Insurance Committee

    5/28/2025House
  10. Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee

    5/23/2025House
  11. Senate Committee Amendment No. 1 Motion Filed Concur Rep. Lilian Jiménez

    5/23/2025House
  12. Placed on Calendar Order of Concurrence Senate Amendment(s) 1

    5/22/2025House
  13. Arrived in House

    5/22/2025House
  14. Third Reading - Passed; 037-019-000

    5/22/2025Senate
  15. Placed on Calendar Order of 3rd Reading May 22, 2025

    5/21/2025Senate
  16. Second Reading

    5/21/2025Senate
  17. Placed on Calendar Order of 2nd Reading May 21, 2025

    5/20/2025Senate
  18. Do Pass as Amended Insurance; 008-005-000

    5/20/2025Senate
  19. Senate Committee Amendment No. 1 Adopted

    5/20/2025Senate
  20. Senate Committee Amendment No. 1 Assignments Refers to Insurance

    5/20/2025Senate
  21. Senate Committee Amendment No. 1 Referred to Assignments

    5/15/2025Senate
  22. Senate Committee Amendment No. 1 Filed with Secretary by Sen. Graciela Guzmán

    5/15/2025Senate
  23. Assigned to Insurance

    5/14/2025Senate
  24. Rule 2-10 Committee Deadline Established As May 23, 2025

    5/14/2025Senate
  25. Referred to Assignments

    4/23/2025Senate

Bill Text

  • Engrossed

  • Enrolled

  • House Amendment 1

  • Introduced

  • Senate Amendment 1

Related Bills

Back to State Legislation