IllinoisHB3657104th General Assembly (2025–2026)HouseWALLET

PEN CD-MWRD-VARIOUS

Sponsored By: Stephanie A. Kifowit (Democratic)

Became Law

personnel & pensionsassignmentsexecutive

Your PRIA Score

Score Hidden

Personalized for You

How does this bill affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Bill Overview

Analyzed Economic Effects

5 provisions identified: 1 benefits, 2 costs, 2 mixed.

Pensions for newer police and firefighters

The law sets Tier 2 pensions for police and firefighters who first joined on or after Jan 1, 2011. If you leave service at age 50 or older with at least 10 years, you get a monthly pension. It equals 2.5% of your final average salary for each year of service. It is cut by 0.5% for each month you retire under age 55. The pension is capped at 75% of final average salary. Final average salary is the higher of your best 96 months in the last 120, or your best 48 months in the last 60.

Salary cap for Tier 2 pensions

The pay used to set Tier 2 police and fire pensions is capped. Beginning Jan 1, 2011, the cap is $106,800. Beginning July 1, 2025, the cap is $141,407.74. After 2025, it rises each year by up to 3% or half the CPI‑U change, whichever is less. Benefits and employee contributions use the lower of your pay or the cap. No past employee contributions are changed.

Survivor pensions for newer police, fire

The law sets survivor pensions for police and firefighters who first joined on or after Jan 1, 2011. A surviving spouse gets 66 2/3% of the member’s earned pension. If the member had at least 10 years but was not yet on a pension, the spouse gets the largest of: 30% of top patrolman or first‑class firefighter salary, 54% of the member’s monthly pay, or two‑thirds of a Tier 2 pension as if age 55. For 1.5 to under 10 years, floors of 30% or 54% apply. Children and guardians can get set shares (for example, about 12% per child or 20% for some guardian payments). If death is in the line of duty, added amounts can bring total survivor pay up to 75% of salary, subject to the Tier 2 salary cap. Survivor COLAs start Jan 1 after age 60 (or the first anniversary) and then rise each Jan 1 by up to 3% or half the CPI‑U change, with no increase when CPI‑U is flat or negative. Minimum widow protections are preserved.

Fire child and parent survivor rules

If you are a child or parent who would qualify for a fire survivor annuity, you receive a Tier 2 child’s or parent’s annuity instead. It is paid the same way, but the pay used in the formula is limited by the Tier 2 salary cap. Family shares are based on the combined Tier 2 amounts. These rules apply back to Jan 1, 2011 and keep minimum protections.

State won't repay local mandate costs

The law exempts this Act from State Mandates Act payback rules. The State does not reimburse local governments for costs from these mandates.

Sponsors & Cosponsors

Sponsor

  • Stephanie A. Kifowit

    Democratic • House

Cosponsors

  • Bill Cunningham

    Democratic • Senate

  • Cristina Castro

    Democratic • Senate

  • Harry Benton

    Democratic • House

  • Kimberly Du Buclet

    Democratic • House

  • Lisa Davis

    Democratic • House

  • Mary Gill

    Democratic • House

  • Michael Crawford

    Democratic • House

  • Michael J. Kelly

    Democratic • House

  • Mike Porfirio

    Democratic • Senate

  • Nicolle Grasse

    Democratic • House

  • Rick Ryan

    Democratic • House

  • Robert F. Martwick

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 441 • No: 13

House vote 5/31/2025

Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Personnel & Pensions Committee;

Yes: 8 • No: 4

House vote 5/31/2025

Senate Committee Amendment No. 1 House Concurs

Yes: 114 • No: 0

House vote 5/31/2025

Senate Floor Amendment No. 2 House Concurs

Yes: 114 • No: 0

House vote 5/31/2025

Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Personnel & Pensions Committee;

Yes: 8 • No: 4

Senate vote 5/30/2025

Third Reading - Passed;

Yes: 55 • No: 0

Senate vote 5/28/2025

Senate Floor Amendment No. 2 Recommend Do Adopt Pensions;

Yes: 7 • No: 1

Senate vote 5/15/2025

Do Pass as Amended Executive;

Yes: 9 • No: 4

House vote 4/11/2025

Third Reading - Short Debate - Passed

Yes: 115 • No: 0

House vote 3/20/2025

Do Pass / Short Debate Personnel & Pensions Committee;

Yes: 11 • No: 0

Actions Timeline

  1. Public Act . . . . . . . . . 104-0065

    8/1/2025House
  2. Effective Date August 1, 2025

    8/1/2025House
  3. Governor Approved

    8/1/2025House
  4. Sent to the Governor

    6/24/2025House
  5. Added Co-Sponsor Rep. Harry Benton

    5/31/2025House
  6. Added Co-Sponsor Rep. Lisa Davis

    5/31/2025House
  7. Added Co-Sponsor Rep. Nicolle Grasse

    5/31/2025House
  8. Added Co-Sponsor Rep. Michael Crawford

    5/31/2025House
  9. Added Chief Co-Sponsor Rep. Rick Ryan

    5/31/2025House
  10. Added Chief Co-Sponsor Rep. Kimberly Du Buclet

    5/31/2025House
  11. Passed Both Houses

    5/31/2025House
  12. House Concurs

    5/31/2025House
  13. Senate Floor Amendment No. 2 House Concurs 114-000-000

    5/31/2025House
  14. Senate Committee Amendment No. 1 House Concurs 114-000-000

    5/31/2025House
  15. Chair Rules placed on Standard debate.

    5/31/2025House
  16. Added Chief Co-Sponsor Rep. Michael J. Kelly

    5/31/2025House
  17. Added Chief Co-Sponsor Rep. Mary Gill

    5/31/2025House
  18. Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Personnel & Pensions Committee; 008-004-000

    5/31/2025House
  19. Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Personnel & Pensions Committee; 008-004-000

    5/31/2025House
  20. Senate Floor Amendment No. 2 Motion to Concur Rules Referred to Personnel & Pensions Committee

    5/31/2025House
  21. Senate Committee Amendment No. 1 Motion to Concur Rules Referred to Personnel & Pensions Committee

    5/31/2025House
  22. Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee

    5/30/2025House
  23. Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee

    5/30/2025House
  24. Senate Floor Amendment No. 2 Motion Filed Concur Rep. Stephanie A. Kifowit

    5/30/2025House
  25. Senate Committee Amendment No. 1 Motion Filed Concur Rep. Stephanie A. Kifowit

    5/30/2025House

Bill Text

  • Engrossed

  • Enrolled

  • Introduced

  • Senate Amendment 1

  • Senate Amendment 2

Related Bills

Back to State Legislation