All Roll Calls
Yes: 210 • No: 6
IllinoisHB3796104th General Assembly (2025–2026)HouseWALLET
INSURANCE-PROVIDER PANELS
Sponsored By: Hoan Huynh (Democratic)
Became Law
insuranceassignments
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Bill Overview
Analyzed Economic Effects
4 provisions identified: 3 benefits, 0 costs, 1 mixed.
Keep your doctor 90 days after network change
Starting January 1, 2027, you can keep seeing your doctor for a time if they leave your plan’s network. This applies when the provider still practices in the plan’s service area and did not leave due to imminent harm or final board discipline, or when your plan’s contract ends and you lose benefits with that provider. If you are in an ongoing course of treatment, the plan covers care for 90 days from the date it notifies you. If you had a confirmed visit set before notice, you can see them within 90 days of notice. If you are in your third trimester, coverage includes postpartum care tied to the delivery. During this time, the plan authorizes care and pays the provider at the same rates and terms as before, and the provider must follow plan rules, quality checks, share needed medical records, and get preauthorizations.
New members can keep current doctor 90 days
Starting January 1, 2027, if you join a plan and your current doctor is out of network but in the plan’s service area, you can keep your ongoing treatment for a time. You or your authorized representative must choose this in writing. The plan then authorizes care for 90 days from your enrollment date, or through postpartum care if you are in your third trimester at enrollment. If you had a confirmed visit set before enrollment, you can see them within 90 days of enrollment. The provider is paid at rates the plan sets and must follow plan quality, referral, and preauthorization rules and share needed medical records.
Protections begin January 1, 2027
The law takes effect on January 1, 2027. All the rights and rules above apply to care on and after that date.
Limits and rules on keeping your doctor
Starting January 1, 2027, these transition rights end if you already switch to another in‑network provider, if you hit your plan’s benefit limits, or if the care is not medically necessary. If you or the provider schedule or reschedule care more than 90 days after the notice or enrollment date, the plan’s duty ends. The law does not make the plan cover services it does not already cover and does not change preexisting condition limits in your contract. Providers must also follow the federal continuity‑of‑care rule (42 U.S.C. 300gg‑138).
Sponsors & Cosponsors
Sponsor
Hoan Huynh
Democratic • House
Cosponsors
Rachel Ventura
Democratic • Senate
Roll Call Votes
Senate vote • 5/22/2025
Third Reading - Passed;
Yes: 58 • No: 0
Senate vote • 5/7/2025
Do Pass Insurance;
Yes: 12 • No: 0
House vote • 4/11/2025
Third Reading - Short Debate - Passed
Yes: 115 • No: 0
House vote • 4/8/2025
House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee;
Yes: 14 • No: 0
House vote • 3/20/2025
Do Pass / Short Debate Insurance Committee;
Yes: 11 • No: 6
Actions Timeline
Public Act . . . . . . . . . 104-0333
8/15/2025HouseEffective Date January 1, 2027
8/15/2025HouseGovernor Approved
8/15/2025HouseSent to the Governor
6/20/2025HousePassed Both Houses
5/22/2025HouseThird Reading - Passed; 058-000-000
5/22/2025SenatePlaced on Calendar Order of 3rd Reading **
5/20/2025SenatePlaced on Calendar Order of 3rd Reading May 13, 2025
5/8/2025SenateSecond Reading
5/8/2025SenatePlaced on Calendar Order of 2nd Reading May 8, 2025
5/7/2025SenateDo Pass Insurance; 012-000-000
5/7/2025SenateAssigned to Insurance
4/29/2025SenateReferred to Assignments
4/14/2025SenateFirst Reading
4/14/2025SenateChief Senate Sponsor Sen. Rachel Ventura
4/14/2025SenatePlaced on Calendar Order of First Reading
4/14/2025SenateArrive in Senate
4/14/2025SenateHouse Floor Amendment No. 2 Tabled
4/11/2025HouseThird Reading - Short Debate - Passed 115-000-000
4/11/2025HousePlaced on Calendar Order of 3rd Reading - Short Debate
4/11/2025HouseHouse Floor Amendment No. 1 Adopted
4/11/2025HouseHouse Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 014-000-000
4/8/2025HouseHouse Floor Amendment No. 2 Rules Refers to Insurance Committee
4/8/2025HouseHouse Floor Amendment No. 2 Referred to Rules Committee
4/7/2025HouseHouse Floor Amendment No. 2 Filed with Clerk by Rep. Hoan Huynh
4/7/2025House
Bill Text
Engrossed
Enrolled
House Amendment 1
House Amendment 2
Introduced