All Roll Calls
Yes: 260 • No: 0
IllinoisSB1346104th General Assembly (2025–2026)SenateWALLET
MANAGED CARE & INSURANCE CARDS
Sponsored By: Laura Fine (Democratic)
Became Law
assignmentsinsurance
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
New state office for health insurance help
The Department of Insurance runs an Office of Consumer Health Insurance. It helps you understand marketing and coverage, your rights, and how to file grievances and appeals. It runs a toll‑free 800 line and offers information in other languages. The Office posts an annual report by January 31, 2026, and every January 31 after that. Starting January 31, 2027, the report also lists State health insurance benefit laws passed the prior year. The Office operates based on funds the legislature appropriates.
Clearer plan and provider information
Health plans must give you, at enrollment and every year, a plain summary and a current in‑network provider list. It must cover service area, covered benefits and exclusions, precertification, referrals, emergency and out‑of‑area care, your costs, continuity of care, appeals, and required benefits. Plans must highlight new State benefit laws, except for Medicaid plans, and may use the latest checklist filed with the Department. When you shop on the State marketplace, you can see each plan’s up‑to‑date drug list with tiers and cost‑sharing and the provider directory, all tied to the exact plan. Insurers must post this info on their websites and offer a non‑internet way to get it. On written request, plans must describe financial ties with providers and show how copays, deductibles, and premiums are split between health care and other costs (not exact provider rates). Participating providers must share their training, specialty, board status, facility privileges, and license/education status when asked. The Department sets the disclosure format, and State sites must link clearly to consumer decision tools. Most rules took effect June 30, 2023; marketplace display rules have applied since January 1, 2015.
Standard health and dental ID cards
Health plans must give you a uniform ID card when they issue coverage cards. The front shows key items like your ID, group number, help phone number and website, the regulator (not for dental), and your deductible and out‑of‑pocket max (not for dental). The back lists claims submission names and addresses and help desk numbers. Dental cards must also state if the dental plan is self‑insured or fully funded and whether it is regulated by the Department of Insurance; medical assistance plans list the Department of Healthcare and Family Services. Plans must give you a new card at enrollment and any time a coverage change affects required card data. Discount health service plans must give a card with a website for providers, a toll‑free help number, the network name/logo, needed IDs, and a clear “not insurance” statement. These card rules take effect January 1, 2024.
Sponsors & Cosponsors
Sponsor
Laura Fine
Democratic • Senate
Cosponsors
Bob Morgan
Democratic • House
Camille Y. Lilly
Democratic • House
Christopher Belt
Democratic • Senate
Graciela Guzmán
Democratic • Senate
Gregg Johnson
Democratic • House
Hoan Huynh
Democratic • House
Julie A. Morrison
Democratic • Senate
Lindsey LaPointe
Democratic • House
Sara Feigenholtz
Democratic • Senate
Roll Call Votes
Senate vote • 5/31/2025
House Committee Amendment No. 1 Senate Concurs
Yes: 57 • No: 0
Senate vote • 5/27/2025
House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Insurance;
Yes: 12 • No: 0
House vote • 5/21/2025
Third Reading - Short Debate - Passed
Yes: 109 • No: 0
House vote • 5/6/2025
Do Pass as Amended / Short Debate Insurance Committee;
Yes: 12 • No: 0
Senate vote • 4/10/2025
Third Reading - Passed;
Yes: 56 • No: 0
Senate vote • 3/19/2025
Do Pass as Amended Insurance;
Yes: 14 • No: 0
Actions Timeline
Public Act . . . . . . . . . 104-0375
8/15/2025SenateEffective Date January 1, 2026
8/15/2025SenateGovernor Approved
8/15/2025SenateSent to the Governor
6/27/2025SenatePassed Both Houses
5/31/2025SenateSenate Concurs
5/31/2025SenateHouse Committee Amendment No. 1 Senate Concurs 057-000-000
5/31/2025SenateAdded as Chief Co-Sponsor Sen. Sara Feigenholtz
5/31/2025SenateHouse Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Insurance; 012-000-000
5/27/2025SenateHouse Committee Amendment No. 1 Motion to Concur Assignments Referred to Insurance
5/27/2025SenateHouse Committee Amendment No. 1 Motion to Concur Referred to Assignments
5/27/2025SenateHouse Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Laura Fine
5/27/2025SenateAdded Alternate Co-Sponsor Rep. Hoan Huynh
5/22/2025HousePlaced on Calendar Order of Concurrence House Amendment(s) 1 - May 22, 2025
5/21/2025SenateSecretary's Desk - Concurrence House Amendment(s) 1
5/21/2025SenateThird Reading - Short Debate - Passed 109-000-000
5/21/2025HousePlaced on Calendar Order of 3rd Reading - Short Debate
5/16/2025HouseSecond Reading - Short Debate
5/16/2025HouseAdded Alternate Chief Co-Sponsor Rep. Gregg Johnson
5/9/2025HouseAdded Alternate Chief Co-Sponsor Rep. Lindsey LaPointe
5/9/2025HouseAdded Alternate Chief Co-Sponsor Rep. Camille Y. Lilly
5/9/2025HousePlaced on Calendar 2nd Reading - Short Debate
5/7/2025HouseDo Pass as Amended / Short Debate Insurance Committee; 012-000-000
5/6/2025HouseHouse Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote
5/6/2025HouseHouse Committee Amendment No. 1 Rules Refers to Insurance Committee
5/6/2025House
Bill Text
Engrossed
Enrolled
House Amendment 1
Introduced
Senate Amendment 1