All Roll Calls
Yes: 628 • No: 10
KansasHB 20502025–2026 Regular SessionHouseWALLET
Authorizing the commissioner of insurance to set the amount of certain fees and cause the publication of such fees in the Kansas register, authorizing the commissioner to reduce the number of board members on certain insurance-related boards, renaming the Kansas insurance department as the Kansas department of insurance, renaming the office of the securities commissioner as the department of insurance, securities division, renaming the securities commissioner as the department of insurance, assistant commissioner, securities division and eliminating the requirement of senate confirmation for appointees to such position, requiring the commissioner of insurance to maintain a list of eligible nonadmitted insurers and authorizing such nonadmitted insurers to transact business in Kansas with vehicle dealers and to provide excess coverage insurance on Kansas risks.
Sponsored By: Committee on Insurance
Signed by Governor
senate committee on financial institutions and insurancehouse committee on insurance
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Bill Overview
Analyzed Economic Effects
16 provisions identified: 5 benefits, 2 costs, 9 mixed.
Backup injury benefits when insurers cannot pay
Qualifying injured people get backup personal injury protection benefits through the Kansas Assigned Claims Plan when insurers cannot pay. These benefits come after amounts paid or payable by the Kansas Insurance Guaranty Association. If the association misses the law's payment deadline, the assigned claims plan pays. Those payments count as covered claims under the guaranty association law.
Fee limits for agents and adjusters
Insurance agents' two-year renewal application fee is capped at $4; public adjusters' license renewal fee is capped at $100. Continuing-education qualification fees are capped at $50 per course, program, or subject, or $250 annually for all submissions by one provider. Education providers' annual fee is capped at $100. The education qualification and provider fees are nonrefundable. The commissioner sets these fees and publishes next-year amounts by December 1.
More insurance choices for vehicle dealers
Kansas vehicle dealers can use eligible nonadmitted insurers for required license coverage, alongside insurers authorized to operate in Kansas. The policy must cover public liability and property damage at the required limits. Dealers must keep continuous coverage on file, with 30 days' notice of cancellation. Failure to maintain required coverage voids the dealer license.
Prepaid service plans get fee limits
Prepaid service plans pay registration filing fees capped at $100. Annual continuation fees are capped at $50. The insurance commissioner sets the fees and publishes next-year amounts by December 1.
Purchasing groups get limits on fees
Insurance purchasing groups doing business in Kansas face a notification fee capped at $250. The fee accompanying service of process is capped at $25. The insurance commissioner sets the fees and publishes next-year amounts by December 1.
Captive insurers lose one coverage option
Captive insurers can no longer apply under this authorization section to provide the insurance described in K.S.A. 40-1102(1)(a). This narrows the types of coverage they can seek approval to offer in Kansas.
Risk groups face tighter operating rules
Risk retention groups cannot solicit or sell insurance to people ineligible for membership. They cannot operate or sell insurance while financially impaired or in a hazardous financial condition. The law also bars the specified insurer-linked structure whose members are all insurance companies. Groups cannot offer coverage prohibited by Kansas law or declared unlawful by the Kansas Supreme Court. Out-of-state groups found financially impaired by examination must obey lawful dissolution or delinquency orders issued by a state insurance commissioner.
Insurer court papers carry capped service fees
People or organizations serving certain court papers through the insurance commissioner can be charged a fee of up to $25. This applies to summonses or garnishment orders in actions against insurers or fraternal benefit societies. The commissioner sets the fee and publishes it in the Kansas Register by December 1 for the next calendar year.
Specialty insurance choices come with safeguards
Licensed excess-lines agents can place certain fire, casualty, or reinsurance risks with eligible nonadmitted insurers when Kansas is the insured's home state. Agents must follow coverage-search, consent, disclosure, and recordkeeping requirements. If coverage starts before written consent, agents must obtain written confirmation within 30 days. Disclosures must explain that state rate and policy-form reviews do not apply and guaranty funds do not protect this coverage.
Backup liability coverage with fund transfer limits
Kansas's equitable apportionment plan provides professional liability coverage and other liability coverage included in the plan. Applicants must be entitled to coverage in good faith but unable to obtain it through ordinary methods. When yearly losses and expenses exceed earned premiums, the plan can transfer money from its fund to cover the shortfall. Those transfers can occur no more than once every three months.
Captive insurers get fee caps and exceptions
For captive insurers not in existence on January 1, 2018, application and annual renewal fees are each capped at $10,000. The law repeals older captives' special $110 annual renewal fee, previously required through January 1, 2028; other applicable fees remain. Captives with a certificate of dormancy pay no more than $500 for annual renewal. Special-purpose captives face $10,000 caps for nonrefundable applications and annual renewals, but applicants can also owe reasonable outside professional-service costs. The commissioner publishes these fees in the Kansas Register by December 1 each year, with next-year schedules for application and renewal fees.
Insurance service firms face capped license fees
The commissioner sets these license fees and publishes next-year amounts by December 1. Premium finance companies pay annual continuation fees capped at $100 by April 1; late payment automatically revokes the license. Insurance administrator applications are capped at $400; reinsurance intermediaries pay up to $150 initially and $100 annually, due by May 1. Viatical settlement providers pay up to $1,000 to apply and $500 for annual renewal. Viatical brokers pay up to $100 to apply and $50 for annual renewal.
Insurer fees get annual schedules and limits
The commissioner sets covered insurer and fraternal-society fees within statutory limits, publishing next-year fees by December 1 in the Kansas Register. Caps include $100 each for managing-agent appointment notices, life-insurer authorization filings, and licenses to sell insurer or health-organization stock. Annual rating-organization licenses are capped at $25; nonrefundable domestic-insurer acquisition filings are capped at $1,000. Qualifying nonprofit life insurers supporting educational institutions pay annual exemption-registration fees capped at $500 and must meet the exemption's statutory requirements. Insurer agent-appointment fees are one-time charges of $2 for Kansas companies or $5 for specified out-of-state companies, subject to the out-of-state statutory exception.
Stronger specialty insurer standards, lower filing costs
Kansas must maintain a public list of eligible nonadmitted insurers. The general capital-or-surplus requirement rises from $4.5 million to $15 million, supported by required annual statements. An unincorporated insurer not listed by the NAIC can qualify with authorization in at least one U.S. state and $50 million in trust assets for American policyholders. Insurers also qualify through federal eligibility standards as they stood on July 1, 2025. The law eliminates the $200 nonrefundable annual-statement review fee for list eligibility.
Health organizations face capped regulatory fees
Covered health maintenance organizations and Medicare provider organizations pay filing fees set by the insurance commissioner. Caps are $150 for an authority application, $50 for an annual report, and $10 for a certificate amendment. Utilization review organizations, unless exempt, pay certification fees capped at $100 and annual continuation fees capped at $50. The commissioner publishes next-year fees by December 1.
Insurers use broader estimated tax calculations
Covered insurers calculate estimated payments using a broader set of prior-year taxes and fees. The calculation includes applicable insurance taxes, fees and taxes under K.S.A. 40-253, and State Fire Marshal maintenance taxes. Each installment remains 50% of the expanded prior-year amount. Payments are due by June 15 and December 15. This changes estimated-payment calculations, not the stated overall tax rate.
Sponsors & Cosponsors
Sponsor
Committee on Insurance
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 4/23/2026
Yea: 120 Nay: 5
Yes: 120 • No: 5
House vote • 4/23/2026
Yea: 40 Nay: 0
Yes: 40 • No: 0
House vote • 4/23/2026
Yea: 114 Nay: 0
Yes: 114 • No: 0
House vote • 4/23/2026
Yea: 40 Nay: 0
Yes: 40 • No: 0
House vote • 3/27/2025
Conference Committee Report was adopted
Yes: 120 • No: 5
Senate vote • 3/26/2025
Conference Committee Report was adopted
Yes: 40 • No: 0
Senate vote • 3/19/2025
Emergency Final Action - Passed as amended
Yes: 40 • No: 0
House vote • 2/7/2025
Final Action - Passed as amended
Yes: 114 • No: 0
Actions Timeline
Reengrossed on Tuesday, April 1, 2025
4/10/2025HouseEnrolled and presented to Governor on Friday, April 4, 2025
4/10/2025HouseApproved by Governor on Tuesday, April 8, 2025
4/8/2025HouseConference Committee Report was adopted; Yea 120, Nay 5
3/27/2025HouseConference committee report now available
3/26/2025SenateConference Committee Report was adopted; Yea 40, Nay 0
3/26/2025SenateMotion to accede adopted; Sen. Brenda Dietrich, Sen. Michael Fagg and Sen. Marci Francisco appointed as conferees
3/24/2025SenateNonconcurred with amendments; Conference Committee requested; appointed Rep. Bill Sutton, Rep. Brian Bergkamp and Rep. Cindy Neighbor
3/20/2025HouseCommittee of the Whole - Committee Report be adopted
3/19/2025SenateCommittee of the Whole - Be passed as amended
3/19/2025SenateEmergency Final Action - Passed as amended; Yea 40, Nay 0
3/19/2025SenateCommittee Report recommending bill be passed as amended by Senate Committee on Financial Institutions and Insurance
3/12/2025SenateHearing: Tuesday, February 25, 2025, 9:30 AM — Room 546-S
2/25/2025SenateReferred to Senate Committee on Financial Institutions and Insurance
2/10/2025SenateEngrossed on Friday, February 7, 2025
2/7/2025HouseFinal Action - Passed as amended; Yea 114, Nay 0, Absent 11
2/7/2025HouseReceived and Introduced
2/7/2025SenateCommittee of the Whole - Committee Report be adopted
2/6/2025HouseCommittee of the Whole - Be passed as amended
2/6/2025HouseCommittee Report recommending bill be passed as amended by House Committee on Insurance
1/30/2025HouseHearing: Monday, January 27, 2025, 3:30 PM — Room 218-N
1/27/2025HouseIntroduced
1/21/2025HouseReferred to House Committee on Insurance
1/21/2025House
Bill Text
As Amended by House Committee
As Amended by Senate Committee on Financial Institutions and Insurance
As Introduced
Enrolled
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