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Yes: 314 • No: 5
KansasHB 20502025–2026 Regular SessionHouseWALLET
Authorizing the commissioner of insurance to set the amount of certain fees and cause the publication of such fees in the Kansas register, authorizing the commissioner to reduce the number of board members on certain insurance-related boards, renaming the Kansas insurance department as the Kansas department of insurance, renaming the office of the securities commissioner as the department of insurance, securities division, renaming the securities commissioner as the department of insurance, assistant commissioner, securities division and eliminating the requirement of senate confirmation for appointees to such position, requiring the commissioner of insurance to maintain a list of eligible nonadmitted insurers and authorizing such nonadmitted insurers to transact business in Kansas with vehicle dealers and to provide excess coverage insurance on Kansas risks.
Sponsored By: Sponsor information unavailable
Signed by Governor
financial institutions and insuranceinsurance
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Bill Overview
Analyzed Economic Effects
17 provisions identified: 0 benefits, 6 costs, 11 mixed.
Dealers must keep liability insurance
Vehicle dealers must keep an approved liability and property damage policy on file to get or renew a dealer license. The policy can be from an authorized insurer or an eligible nonadmitted insurer and must meet Kansas limits. If an authorized insurer cancels, it must give the director 30 days’ written notice. When the policy is cancelled, the dealer license becomes void.
Education and renewal rules for agents and adjusters
Insurance agents need 18 continuing‑education credits every two years, including 3 hours in ethics, and pay up to $4 to renew. If your CE report is late, your licenses suspend for 90 days and a $100 penalty applies to each suspended license; after 90 days they expire. Reinstating more than 3 but less than 12 months after expiration can require a $100 reinstatement fee; hardship or military/medical extensions may apply. CE course providers pay up to $50 per course or up to $250 per year, plus an annual provider fee up to $100. Public adjusters must renew on time with a fee up to $100, report address/name changes within 30 days and may reinstate within 12 months by completing renewal and paying a $100 reinstatement fee.
Licenses and fees for reinsurance and viatical firms
Reinsurance brokers must be licensed if they operate in Kansas or for a Kansas‑domiciled reinsurer. The initial license fee can be up to $150, and the annual continuation fee up to $100 is due by May 1; a bond may be required. Nonresidents must appoint the commissioner for service of process and have a resident agent. Viatical settlement providers and brokers must be licensed; provider applications cost up to $1,000 and renewals up to $500, while broker applications cost up to $100 and renewals up to $50. Fees are published by December 1 each year, licenses expire if renewal fees are not paid, and providers/brokers must report key officer or ownership changes within 30 days.
Tighter rules for nonadmitted insurance
Before placing coverage with an insurer not licensed in Kansas, your agent must get your written consent and give clear warnings. The agent must say the insurer is on the state’s eligibility list, the commissioner did not review its finances or forms, and state guaranty protection does not apply. If coverage starts first, the agent has 30 days to get written confirmation and must file a sworn affidavit by March 1 each year showing a diligent search with admitted insurers. Agents pay $50 to apply for an excess lines license and $50 each year to renew on May 1. To be on the eligibility list, a nonadmitted insurer must have at least $15,000,000 in capital or surplus and must file a certified annual statement.
Old insurance statutes repealed
The law repeals many listed Kansas statutes in the act, including sections in chapter 40 and other areas. This removes those rules from state law. The practical effects depend on the specific sections that were repealed.
New licensing rules and fees for PBMs
Pharmacy benefit manager licenses expire each March 31. Renewal costs up to $2,500 each year, with a late penalty up to $2,500 and possible suspension until paid. The commissioner sets and publishes next year’s fees by December 1. PBMs must report big changes within 90 days or face a $500 penalty each time. When a complete application, network report, and fee arrive, the commissioner must act within 90 days. PBM application and exam records are confidential until July 1, 2027 unless lawmakers extend this.
New rules and fees for captive insurers
Captive insurers must get a Kansas certificate of authority before doing business. Many personal and other listed lines are off‑limits for captives. New and special‑purpose captives pay application and annual fees up to $10,000, and fees are published each year by December 1. Special‑purpose captives must keep at least $5,000,000 in capital and 200% risk‑based capital, keep their main office in Kansas, and deposit required securities. A dormant‑captive option gives tax relief but requires at least $25,000 in capital, a yearly report due March 15, and a renewal fee up to $500.
New licensing and reporting for plan administrators
Administrators that do business here without a Kansas home‑state license must hold a Kansas nonresident administrator license. The application fee can be up to $400, and renewal every two years can be up to $200. Each year by July 1, you must file an annual report with a fee up to $100 that lists payors, counts Kansas lives, and includes an audited financial statement verified by two officers. For hardship, the commissioner may accept unaudited statements, but you must keep a surety bond equal to the greater of 10% of funds handled for Kansas residents or $20,000. The commissioner may verify your home‑state license through the NAIC system and publishes next year’s fees by December 1.
Small fees for risk and purchasing groups
Risk retention groups must file a notice before offering insurance in Kansas and pay a one‑time fee up to $250. Purchasing groups that do business here must also file notice and pay up to $250. Purchasing groups must file an irrevocable consent for service of process; each summons carries a fee up to $25. The commissioner publishes the next year’s fees by December 1.
Health plan oversight fees and registrations
Utilization review groups pay up to $100 to get certified and up to $50 each year to continue. The commissioner publishes next year’s fees by December 1. The commissioner also sets and publishes HMO filing fees by December 1 each year; these cover certificate, annual report, and amendment filings. Prepaid service plans must register, submit a list of solicitors, pay up to $100 to apply, and up to $50 each year to continue registration.
New license and fees for pharmacy benefit managers
No one may act as a pharmacy benefits manager in Kansas without a state license. Applications must include key business details, a sample contract with an independent fact‑finder dispute step, and a network adequacy report. Applicants pay a nonrefundable fee up to $2,500. The commissioner publishes the exact fee for the next year by December 1.
Small plan administrators: exemption and review
A nonresident administrator licensed in its home state does not need a Kansas nonresident license if its Kansas work is small. The administrator must have no more than 20% of all covered people living in Kansas and fewer than 100 Kansas residents total. The commissioner can refuse or delay a nonresident administrator license if new information shows the applicant no longer meets requirements or could face home‑state revocation or suspension.
Insurance and securities under one department
Kansas renames the Kansas Insurance Department as the Kansas Department of Insurance. All powers and duties stay the same, and existing rules in place on July 1, 2025 continue. The Office of the Securities Commissioner becomes the Department of Insurance, Securities Division. Its head is now the Assistant Commissioner, Securities Division, appointed by the insurance commissioner and not subject to senate confirmation. The law takes effect when it is published in the statute book.
New admin fee and oversight tools
Serving a summons or garnishment on the insurance commissioner now requires a fee up to $25, and the summons must allow at least 40 days to respond. The commissioner sets and publishes next year’s fee by December 1. The commissioner can contract with groups like the NAIC to handle ministerial tasks such as fee collection and licensing data. A new committee on surety bonds and insurance, chaired by the commissioner, meets monthly with the state treasurer and attorney general.
New boards for high-risk insurance pools
Starting January 1, 2026, the workers’ comp apportionment board has seven members: four insurer reps, two licensed agents, and one public member. Members serve three‑year terms; current terms end December 31, 2025. The commissioner may remove members for cause and must consider fair representation of foreign and domestic insurers. On the same date, the assigned claims plan committee has five members: three insurer reps, one independent agent, and one public member.
Caps and deadlines for many insurance fees
The commissioner sets and publishes next year’s fee amounts by December 1. Caps include: up to $100 for a stock‑sale license; up to $100 per managing general agent appointment or termination (notice due in 30 days); and up to $100 per filing for declarations, bylaws, and policy forms. Rating organizations pay up to $25 per year and get a decision within 60 days. Premium finance companies pay up to $100 by April 1 to keep licenses active on May 1 or the license is revoked. Certain out‑of‑state nonprofit life insurers pay up to $500 each year to register.
New rules for eligible nonadmitted insurers
The commissioner keeps a list of eligible nonadmitted insurers. An insurer that submits its annual statement for review pays a nonrefundable $200 fee. Unincorporated insurers can qualify if they are authorized in at least one state and hold at least $50,000,000 in trust for U.S. policyholders. Insurance exchanges can qualify if each member has at least $1,500,000 and all members have at least $15,000,000 together. Coverage can also be placed with a nonadmitted insurer that meets federal eligibility under 15 U.S.C. 8204 as of July 1, 2025.
Sponsors & Cosponsors
Sponsors
There is no primary sponsor on record.
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 4/23/2026
Yea: 40 Nay: 0
Yes: 40 • No: 0
House vote • 4/23/2026
Yea: 114 Nay: 0
Yes: 114 • No: 0
House vote • 4/23/2026
Yea: 40 Nay: 0
Yes: 40 • No: 0
House vote • 4/23/2026
Yea: 120 Nay: 5
Yes: 120 • No: 5
Actions Timeline
Reengrossed on Tuesday, April 1, 2025
4/10/2025HouseEnrolled and presented to Governor on Friday, April 4, 2025
4/10/2025HouseApproved by Governor on Tuesday, April 8, 2025
4/10/2025HouseConference Committee Report was adopted; Yea: 120 Nay: 5
3/27/2025HouseConference committee report now available
3/26/2025SenateConference Committee Report was adopted; Yea: 40 Nay: 0
3/26/2025SenateMotion to accede adopted; Senator Dietrich, Senator Fagg and Senator Francisco appointed as conferees
3/24/2025SenateNonconcurred with amendments; Conference Committee requested; appointed Representative Sutton , Representative Bergkamp and Representative Neighbor as conferees
3/20/2025HouseCommittee of the Whole - Committee Report be adopted
3/19/2025SenateCommittee of the Whole - Be passed as amended
3/19/2025SenateEmergency Final Action - Passed as amended; Yea: 40 Nay: 0
3/19/2025SenateCommittee Report recommending bill be passed as amended by Committee on Financial Institutions and Insurance
3/12/2025SenateHearing: Tuesday, February 25, 2025, 9:30 AM Room 546-S
2/25/2025SenateReferred to Committee on Financial Institutions and Insurance
2/10/2025SenateEngrossed on Friday, February 7, 2025
2/7/2025HouseFinal Action - Passed as amended; Yea: 114 Nay: 0
2/7/2025HouseReceived and Introduced
2/7/2025SenateCommittee of the Whole - Committee Report be adopted
2/6/2025HouseCommittee of the Whole - Be passed as amended
2/6/2025HouseCommittee Report recommending bill be passed as amended by Committee on Insurance
1/30/2025HouseHearing: Monday, January 27, 2025, 3:30 PM Room 218-N
1/27/2025HouseIntroduced
1/21/2025HouseReferred to Committee on Insurance
1/21/2025House
Bill Text
As Amended by House Committee
As Amended by Senate Committee
As introduced
Enrolled
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