KansasHB 23232025–2026 Regular SessionHouseWALLET

Establishing procedures for a civil action instituted by the commissioner of insurance related to fraudulent insurance acts, providing that expunged criminal records will be disclosed in any application for licensure as an insurance producer or public adjuster if the arrest, conviction or diversion is for a fraudulent insurance act and including automobile assigned claims plans in provisions related to fraudulent insurance acts.

Sponsored By: Committee on Judiciary

Signed by Governor

senate committee on judiciaryhouse committee on judiciary

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 0 benefits, 1 costs, 2 mixed.

Insurance license applicants must disclose expunged records

Kansas insurance producer and public adjuster license applicants must disclose expunged arrests, convictions, or diversions involving insurance fraud. The insurance commissioner or a designee can obtain those records when reviewing the application.

Auto claims plan faces new fraud rules

After publication in the statute book, existing insurance-fraud penalties and repayment rules also cover automobile assigned claims plans. Covered fraud includes knowingly giving false information or hiding important information about applications, rates, claims, or benefits, with intent to defraud. The Kansas plan must maintain ways to detect fraud and report acts it knows or believes in good faith are happening or have happened. If it submits an antifraud plan, it must report material changes within 30 days and submit an updated plan. It also gains protection from covered lawsuits, including libel and slander claims, over fraud reports and information-sharing, including with the commissioner or law enforcement, unless it acts with fraud, bad faith, or malice.

Insurance fraud lawsuits add penalties and protections

The Kansas insurance commissioner can sue over suspected insurance fraud where the defendant lives or the alleged act occurred. Courts must find clear and convincing evidence before ordering relief, including penalties up to $10,000 per act. Courts can also order repayment of insurers’ or automobile assigned claims plans’ actual financial losses, reasonable investigation expenses, fees paid to the insurance department service regulation fund, and other appropriate relief. People cannot withhold required testimony, records, or other evidence because it may incriminate them; courts can compel compliance. Compelled evidence generally cannot be used against them in criminal cases, except for perjury, contempt, or disobeying the court’s order.

Sponsors & Cosponsors

Sponsor

  • Committee on Judiciary

    Affiliation unavailable

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 568 • No: 2

House vote • 4/23/2026

Yea: 122 Nay: 0

Yes: 122 • No: 0

House vote • 4/23/2026

Yea: 40 Nay: 0

Yes: 40 • No: 0

House vote • 4/23/2026

Yea: 122 Nay: 1

Yes: 122 • No: 1

House vote • 3/23/2026

Concurred with amendments

Yes: 122 • No: 0

Senate vote • 3/18/2026

Final Action - Passed as amended

Yes: 40 • No: 0

House vote • 2/20/2025

Final Action - Passed as amended

Yes: 122 • No: 1

Actions Timeline

  1. Approved by Governor on Monday, April 6, 2026

    4/6/2026House
  2. Enrolled and presented to Governor on Friday, March 27, 2026

    3/26/2026House
  3. Reengrossed on Monday, March 23, 2026

    3/24/2026House
  4. Concurred with amendments; Yea 122, Nay 0, Absent 3

    3/23/2026House
  5. Final Action - Passed as amended; Yea 40, Nay 0

    3/18/2026Senate
  6. Committee of the Whole - Committee Report be adopted

    3/17/2026Senate
  7. Committee of the Whole - Be passed as amended

    3/17/2026Senate
  8. Committee Report recommending bill be passed as amended by Senate Committee on Judiciary

    3/13/2026Senate
  9. Hearing: Tuesday, March 10, 2026, 10:30 AM — Room 346-S

    3/10/2026Senate
  10. Referred to Senate Committee on Judiciary

    2/26/2025Senate
  11. Engrossed on Monday, February 24, 2025

    2/26/2025House
  12. Received and Introduced

    2/25/2025Senate
  13. Final Action - Passed as amended; Yea 122, Nay 1, Absent 2

    2/20/2025House
  14. Committee of the Whole - Committee Report be adopted

    2/19/2025House
  15. Committee of the Whole - Be passed as amended

    2/19/2025House
  16. Committee Report recommending bill be passed as amended by House Committee on Judiciary

    2/17/2025House
  17. Hearing: Thursday, February 13, 2025, 3:30 PM — Room 582-N

    2/13/2025House
  18. Hearing: Wednesday, February 12, 2025, 3:30 PM — Room 582-N — CANCELED

    2/12/2025House
  19. Introduced

    2/7/2025House
  20. Referred to House Committee on Judiciary

    2/7/2025House

Bill Text

  • As Amended by House Committee on Judiciary

  • As Amended by Senate Committee

  • As Introduced

  • Enrolled

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