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KansasHB 23232025–2026 Regular SessionHouseWALLET

Establishing procedures for a civil action instituted by the commissioner of insurance related to fraudulent insurance acts, providing that expunged criminal records will be disclosed in any application for licensure as an insurance producer or public adjuster if the arrest, conviction or diversion is for a fraudulent insurance act and including automobile assigned claims plans in provisions related to fraudulent insurance acts.

Sponsored By: Sponsor information unavailable

Signed by Governor

judiciary

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Bill Overview

Analyzed Economic Effects

5 provisions identified: 2 benefits, 2 costs, 1 mixed.

Insurance license applicants must disclose expunged fraud

If you apply for an insurance producer or public adjuster license, you must disclose any expunged arrest, conviction, or diversion for a fraudulent insurance act. This can affect your chance to get or keep a license.

Criminal tiers and payback for insurance fraud

Crime levels now depend on the dollar amount. $25,000 or more is a severity level 6 felony; $5,000–$24,999 is level 7; $1,000–$4,999 is level 8; under $1,000 is a class C misdemeanor. Acts that add up to $25,000 or more in six months carry presumptive sentences. Courts must order anyone who violates the fraud law to repay insurers or other victims for their losses. Insurers do not have to pay any claim that involves a fraudulent insurance act.

New civil suits and fines for insurance fraud

The Insurance Commissioner can sue in district court where you live or where the fraud happened. The Commissioner must prove fraud by clear and convincing evidence. A court can fine up to $10,000 for each act, order you to repay the insurer or assigned claims plan for actual losses, and make you pay the department’s investigation costs. A court can require you to testify or give records, but that compelled evidence cannot be used against you in a criminal case, except for perjury, contempt, or disobeying the order. Witnesses can testify by two‑way audio‑video. Insurers and the assigned claims plan cannot be added as parties in these commissioner cases. Older statutes are repealed and replaced by these rules.

Fraud rules cover auto assigned claims plans

Fraud rules now apply to all insurance applications, ratings, claims, and benefits under any policy and under the automobile assigned claims plan. The fraud definition also covers communications to or from the Kansas automobile assigned claims plan.

Report fraud; insurers must run antifraud plans

Insurers and the auto assigned claims plan must report suspected fraud to the Insurance Commissioner on the state form and provide extra details when asked. Anyone can send tips the same way. Good‑faith reporters are protected from libel or slander suits, unless the report was made with fraud, bad faith, or malice. Each insurer and the plan must have antifraud efforts; if they file a written plan, they must report material changes and file an amended plan within 30 days. Filed antifraud plans are confidential and not public, and are not discoverable in civil cases unless a judge privately reviews and finds them relevant and admissible.

Sponsors & Cosponsors

Sponsors

There is no primary sponsor on record.

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 284 • No: 1

House vote • 4/23/2026

Yea: 122 Nay: 0

Yes: 122 • No: 0

House vote • 4/23/2026

Yea: 40 Nay: 0

Yes: 40 • No: 0

House vote • 4/23/2026

Yea: 122 Nay: 1

Yes: 122 • No: 1

Actions Timeline

  1. Approved by Governor on Monday, April 6, 2026

    4/9/2026House

  2. Enrolled and presented to Governor on Friday, March 27, 2026

    3/26/2026House

  3. Reengrossed on Monday, March 23, 2026

    3/24/2026House

  4. Concurred with amendments; Yea: 122 Nay: 0

    3/23/2026House

  5. Final Action - Passed as amended; Yea: 40 Nay: 0

    3/18/2026Senate

  6. Committee of the Whole - Committee Report be adopted

    3/17/2026Senate

  7. Committee of the Whole - Be passed as amended

    3/17/2026Senate

  8. Committee Report recommending bill be passed as amended by Committee on Judiciary

    3/13/2026Senate

  9. Hearing: Tuesday, March 10, 2026, 10:30 AM Room 346-S

    3/10/2026Senate

  10. Referred to Committee on Judiciary

    2/26/2025Senate

  11. Engrossed on Monday, February 24, 2025

    2/26/2025House

  12. Received and Introduced

    2/25/2025Senate

  13. Final Action - Passed as amended; Yea: 122 Nay: 1

    2/20/2025House

  14. Committee of the Whole - Committee Report be adopted

    2/19/2025House

  15. Committee of the Whole - Be passed as amended

    2/19/2025House

  16. Committee Report recommending bill be passed as amended by Committee on Judiciary

    2/17/2025House

  17. Hearing: Thursday, February 13, 2025, 3:30 PM Room 582-N

    2/13/2025House

  18. Hearing: Wednesday, February 12, 2025, 3:30 PM Room 582-N - CANCELED

    2/12/2025House

  19. Introduced

    2/7/2025House

  20. Referred to Committee on Judiciary

    2/7/2025House

Bill Text

  • As Amended by House Committee

    PDF

  • As Amended by Senate Committee

    PDFPDF

  • As introduced

    PDF

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