All Roll Calls
Yes: 303 • No: 24
KansasSB 422025–2026 Regular SessionSenateWALLET
Providing for the establishment of a web-based online insurance verification system for the verification of evidence of motor vehicle liability insurance, eliminating the requirement that the commissioner of insurance submit certain reports to the governor and requiring certain reports be available on the insurance department's website, removing certain entities from the definition of person for the purpose of enforcing insurance law, requiring that third party administrators maintain separate fiduciary accounts for individual payors and prohibiting the commingling of funds held on behalf of multiple payors, requiring the disclosure to the commissioner of insurance of any bankruptcy petition filed by or on behalf of such administrator pursuant to the United State bankruptcy code, requiring title agents to make their reports available for inspection upon request of the commissioner of insurance instead of submitting such reports annually, standardizing the amount of surety bonds filed with the commissioner of insurance at $100,000 and eliminating the small business exemption in certain counties.
Sponsored By: Sponsor information unavailable
Signed by Governor
insurancefinancial institutions and insurance
Your PRIA Score
Score Hidden
Personalized for You
How does this bill affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
5 provisions identified: 4 benefits, 0 costs, 1 mixed.
Title agents must post $100K bond
Beginning January 1, 2026, title agents who handle escrow must keep funds in separate trust accounts. They must get an annual escrow audit and give it to the commissioner within 30 days if asked. They must file a $100,000 surety bond or an irrevocable letter of credit from an approved company. This protects homebuyers and others whose money is held at closing.
Statewide online car insurance check system
Kansas creates one secure web system to verify car insurance. It must be fully operational by July 1, 2026, after at least nine months of testing. No enforcement can use system data until testing is complete. Insurers must return real‑time policy status; small insurers may use an approved alternative. The Insurance Department funds the system and may hire experienced vendors. System data is confidential and not open to the public or private lawsuits. Commercial policies and out‑of‑state vehicles are not required. Insurers get relief for scheduled maintenance or emergencies and immunity for good‑faith efforts.
Easier insurance checks for registration
You can verify required car insurance online for registration and renewal. The insurance commissioner can require insurers to verify coverage electronically. Police cannot use a system match as the main reason to stop a vehicle.
Administrators must separate client funds
Third‑party administrators must keep each payor’s money in a separate fiduciary account. They cannot commingle funds and must keep records and send periodic accountings as agreed. They must tell the insurance commissioner at the time they file chapter 9 or 11 bankruptcy.
Who can be regulated, and repeals
The law updates who counts as a “person” for insurance enforcement. It includes insurers, administrators, and similar entities, but excludes agents and brokers. It also repeals several older insurance statutes now and two more on January 1, 2026.
Sponsors & Cosponsors
Sponsors
There is no primary sponsor on record.
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
Senate vote • 4/23/2026
Yea: 39 Nay: 1
Yes: 39 • No: 1
Senate vote • 4/23/2026
Yea: 124 Nay: 1
Yes: 124 • No: 1
Senate vote • 4/23/2026
Yea: 102 Nay: 20
Yes: 102 • No: 20
Senate vote • 4/23/2026
Yea: 38 Nay: 2
Yes: 38 • No: 2
Actions Timeline
Enrolled and presented to Governor on Friday, April 4, 2025
4/10/2025SenateApproved by Governor on Tuesday, April 8, 2025
4/10/2025SenateConference committee report now available
3/27/2025HouseConference Committee Report was adopted; Yea: 124 Nay: 1
3/27/2025HouseConference Committee Report was adopted; Yea: 39 Nay: 1
3/27/2025SenateMotion to accede adopted; Representative Sutton, Representative Bergkamp and Representative Neighbor appointed as conferees
3/19/2025HouseNonconcurred with amendments; Conference Committee requested; appointed Senator Dietrich , Senator Fagg and Senator Francisco as conferees
3/18/2025SenateFinal Action - Passed as amended; Yea: 102 Nay: 20
3/17/2025HouseCommittee of the Whole - Committee Report be adopted
3/14/2025HouseCommittee of the Whole - Be passed as amended
3/14/2025HouseCommittee Report recommending bill be passed as amended by Committee on Insurance
3/7/2025HouseHearing: Monday, March 3, 2025, 3:30 PM Room 218-N
3/3/2025HouseReceived and Introduced
2/25/2025HouseReferred to Committee on Insurance
2/25/2025HouseCommittee of the Whole - Committee Report be adopted
2/19/2025SenateCommittee of the Whole - Motion to Amend - Offered by Senator Dietrich
2/19/2025SenateCommittee of the Whole - Amendment by Senator Dietrich was adopted
2/19/2025SenateCommittee of the Whole - Motion to Amend - Offered by Senator Titus
2/19/2025SenateCommittee of the Whole - Amendment by Senator Titus was adopted
2/19/2025SenateCommittee of the Whole - Be passed as further amended
2/19/2025SenateEmergency Final Action - Passed as amended; Yea: 38 Nay: 2
2/19/2025SenateCommittee Report recommending bill be passed as amended by Committee on Financial Institutions and Insurance
2/17/2025SenateHearing: Wednesday, February 12, 2025, 9:30 AM Room 546-S
2/12/2025SenateHearing: Tuesday, February 11, 2025, 9:30 AM Room 546-S
2/11/2025SenateReferred to Committee on Financial Institutions and Insurance
1/22/2025Senate
Bill Text
As Amended by House Committee
As Amended by Senate Committee
As Amended by Senate Committee of the Whole
As introduced
Enrolled
Related Bills
HB 2761 — Enacting the speech-language pathology assistant act to provide for the licensure of speech-language pathology assistants.
HB 2739 — Relating to housing code requirements, removing the definition of apartment houses from chapter 31 of the Kansas Statutes Annotated, providing requirements for adoption of the international fire code, 2024 edition, and providing that certain state accessibility standards are not applicable to moderate income housing program and Kansas investor tax credit housing act projects.
HB 2737 — Enacting the taxpayer agreement act to provide for an alternative method of tax increment financing of municipal economic development projects through taxpayer agreements.
HB 2711 — Modifying and updating procedures for dissolution of cities of the third class.
SB 473 — Authorizing Audubon of Kansas to convey certain property in Wabaunsee county and requiring any deeds or conveyances related to such property be reviewed and approved by the state historical society.
HB 2702 — Providing that applicants for a physician assistant license submit to a criminal record check, providing for the collaboration between physicians and physician assistants and requiring the revocation of a physician assistant license under certain circumstances.