KansasSB 552025–2026 Regular SessionSenate

Prohibiting the assignment of benefits under certain property and casualty insurance contracts and defining such assignment of benefits as an unfair method of competition and unfair or deceptive act or practice.

Sponsored By: Committee on Financial Institutions and Insurance

Signed by Governor

house committee on insurancesenate committee on financial institutions and insurance

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Homeowners face limits on insurance benefit transfers

Kansas law bans seeking or accepting transfers of all or part of home insurance benefits after a loss. These agreements are void, including covered transfers to repair contractors. Exceptions cover transfers to federally insured financial institutions, mortgage holders, and later property buyers; liability coverage is also excluded. Violations are unfair or deceptive practices. They also count as unfair claim settlement practices when flagrant and knowingly unlawful, or frequent enough to show a general business practice.

Sponsors & Cosponsors

Sponsor

  • Committee on Financial Institutions and Insurance

    Affiliation unavailable

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 328 • No: 0

Senate vote • 4/23/2026

Yea: 40 Nay: 0

Yes: 40 • No: 0

Senate vote • 4/23/2026

Yea: 124 Nay: 0

Yes: 124 • No: 0

House vote • 3/18/2026

Emergency Final Action - Passed

Yes: 124 • No: 0

Senate vote • 2/18/2026

Emergency Final Action - Passed as amended

Yes: 40 • No: 0

Actions Timeline

  1. Approved by Governor on Friday, April 3, 2026

    4/3/2026Senate
  2. Enrolled and presented to Governor on Tuesday, March 24, 2026

    3/24/2026Senate
  3. Committee of the Whole - Be passed

    3/18/2026House
  4. Motion to advance to Emergency Final Action adopted

    3/18/2026House
  5. Emergency Final Action - Passed; Yea 124, Nay 0, Absent 1

    3/18/2026House
  6. Committee Report recommending bill be passed by House Committee on Insurance

    3/12/2026House
  7. Hearing: Wednesday, March 4, 2026, 3:30 PM — Room 218-N

    3/4/2026House
  8. Received and Introduced

    2/25/2026House
  9. Referred to House Committee on Insurance

    2/25/2026House
  10. Committee of the Whole - Committee Report be adopted

    2/18/2026Senate
  11. Committee of the Whole - Be passed as amended

    2/18/2026Senate
  12. Emergency Final Action - Passed as amended; Yea 40, Nay 0

    2/18/2026Senate
  13. Committee Report recommending bill be passed as amended by Senate Committee on Financial Institutions and Insurance

    2/17/2026Senate
  14. Hearing: Thursday, February 5, 2026, 9:30 AM — Room 546-S

    2/5/2026Senate
  15. Hearing: Thursday, February 6, 2025, 9:30 AM — Room 546-S

    2/6/2025Senate
  16. Referred to Senate Committee on Financial Institutions and Insurance

    1/23/2025Senate
  17. Introduced

    1/22/2025Senate

Bill Text

  • As Amended by Senate Committee

  • As Introduced

  • Enrolled

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