All Roll Calls
Yes: 148 • No: 0
LouisianaHB 3292025 Regular SessionHouseWALLET
INSURANCE DEPARTMENT: Provides for the disposition of proceeds from certain taxes and fees collected by the Department of Insurance
Sponsored By: Troy Jude Hebert (Republican)
Signed by Governor
Insurance
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
Dedicated insurance revenue for Louisiana home upgrades
Beginning July 1, 2026, Louisiana dedicates insurance revenue to the Louisiana Fortify Homes Program Fund. The fund gets the first $5 million in annual surplus-lines tax collections, plus $5 million yearly from other insurance taxes. It also gets $1,000 from each annual financial regulation fee. Another $15 comes from each listed first-time application, added-line application, initial or renewal company appointment, and claims or public adjuster fee. The adjuster fees cover businesses and resident and nonresident individuals. These deposits fund home fortification but do not set household eligibility or grant amounts.
New tax tools for specialty insurance
Beginning July 1, 2026, the law sets an annual 4.85% tax on gross premiums for covered surplus-lines insurance. This covers policies placed through Louisiana-licensed surplus-lines brokers with surplus-lines or other unauthorized insurers when Louisiana is the policyholder's home state. Louisiana's insurance commissioner collects the tax and may arrange a shared system to gather policy details. Agreements may collect extra data, calculate tax by risk type, and report tax-exempt transactions. The commissioner may adopt enforcement rules and allow a system transaction fee; no fee is required or amount set.
Sponsors & Cosponsors
Sponsor
Troy Jude Hebert
Republican • House
Cosponsors
Chance Keith Henry
Republican • House
Dennis Bamburg Jr.
Republican • House
Emily Chenevert
Republican • House
Jessica Domangue
Republican • House
Josh Carlson
Republican • House
Kim Carver
Republican • House
Kimberly Landry Coates
Republican • House
Michael Melerine
Republican • House
Roll Call Votes
Senate vote • 5/28/2025
Read by title, passed by a vote of 38 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
Yes: 38 • No: 0
House vote • 4/29/2025
Read third time by title, amended, roll called on final passage, yeas 95, nays 0. Finally passed, title adopted, ordered to the Senate.
Yes: 95 • No: 0
House vote • 4/23/2025
Reported with amendments
Yes: 15 • No: 0
Actions Timeline
Signed by the Governor. Becomes Act No. 79.
6/4/2025HouseEffective date: 07/01/2026.
6/4/2025HouseSigned by the President of the Senate on 5/29/2025.
6/1/2025SenateSent to the Governor for executive approval.
5/30/2025HouseReceived from the Senate without amendments.
5/29/2025HouseEnrolled and signed by the Speaker of the House.
5/29/2025HouseRead by title, passed by a vote of 38 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
5/28/2025SenateReported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.
5/20/2025SenateRead by title and referred to the Legislative Bureau.
5/19/2025SenateReported favorably.
5/14/2025SenateRead second time by title and referred to the Committee on Insurance.
5/5/2025SenateReceived in the Senate. Read first time by title and placed on the Calendar for a second reading.
4/30/2025SenateRead third time by title, amended, roll called on final passage, yeas 95, nays 0. Finally passed, title adopted, ordered to the Senate.
4/29/2025HouseScheduled for floor debate on 04/29/2025.
4/28/2025HouseRead by title, amended, ordered engrossed, passed to 3rd reading.
4/24/2025HouseReported with amendments (15-0).
4/23/2025HouseRead by title, under the rules, referred to the Committee on Insurance.
4/14/2025HousePrefiled.
4/3/2025HouseUnder the rules, provisionally referred to the Committee on Insurance.
4/3/2025House
Bill Text
Enacted
Engrossed
Enrolled
Introduced
Reengrossed
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