All Roll Calls
Yes: 123 • No: 23
LouisianaSB 2312025 Regular SessionSenate
CIVIL PROCEDURE: Provides for recoverable medical expenses. (1/1/26)
Sponsored By: Mike Reese (Republican)
Signed by Governor
Civil Law and ProcedureJudiciary A
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
Auto medical benefits escape lawsuit limits
For Louisiana lawsuits filed on or after January 1, 2026, auto insurance medical-payments benefits stay outside these medical-expense rules. This exception covers benefits received through an automobile liability policy with medical-payments coverage. The law does not set a specific recovery amount for those benefits. The medical-expense rules also exclude medical malpractice cases under the listed Louisiana malpractice laws.
Patients face lower medical lawsuit recovery
These Louisiana rules apply to lawsuits filed on or after January 1, 2026, not earlier filings. For health insurance payments to contracted providers, recovery covers actual payments plus patient copays, deductibles, and other cost sharing paid or owed—not billed charges. Contracted providers include in-network providers with negotiated rates and participating providers paid by Medicare. The law removes the extra recovery of 40% of the gap between billed and paid amounts. Medicaid-paid expenses follow the same actual-payment-plus-cost-sharing limit. When a patient's lawyer arranges a discount accepted as full payment, recovery covers actual payments plus applicable patient cost sharing. For expenses outside the insurance and Medicaid rules, recovery includes amounts paid for the patient and amounts still owed, including secured debts. At trial, the judge or jury must hear both billed and paid amounts for past medical expenses.
Sponsors & Cosponsors
Sponsor
Mike Reese
Republican • Senate
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 6/8/2025
Read third time by title, amended, roll called on final passage, yeas 81, nays 15. Finally passed, ordered to the Senate.
Yes: 81 • No: 15
House vote • 6/2/2025
Reported favorably
Yes: 15 • No: 0
Senate vote • 5/21/2025
Senate floor amendments read and adopted. Read by title and passed by a vote of 27 yeas and 8 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled.
Yes: 27 • No: 8
Actions Timeline
Signed by the Governor. Becomes Act No. 466.
6/30/2025SenateEffective date 1/1/2026.
6/30/2025SenateEnrolled. Signed by the President of the Senate.
6/11/2025SenateSigned by the Speaker of the House.
6/11/2025HouseSent to the Governor by the Secretary of the Senate.
6/11/2025SenateRules suspended, called out of its regular order.
6/8/2025HouseRead third time by title, amended, roll called on final passage, yeas 81, nays 15. Finally passed, ordered to the Senate.
6/8/2025HouseReceived from the House with amendments.
6/8/2025SenateRead by title, passed to 3rd reading.
6/4/2025HouseScheduled for floor debate on 06/08/2025.
6/4/2025HouseReported without Legislative Bureau amendments.
6/3/2025HouseReported favorably (15-0). Referred to the Legislative Bureau.
6/2/2025HouseRead by title, under the rules, referred to the Committee on Civil Law and Procedure.
5/27/2025HouseReceived in the House from the Senate, read by title, lies over under the rules.
5/22/2025HouseRules suspended. Called from the Calendar.
5/21/2025SenateSenate floor amendments read and adopted. Read by title and passed by a vote of 27 yeas and 8 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled.
5/21/2025SenateSenate floor amendments read and adopted.
5/20/2025SenateRead by title and returned to the Calendar, subject to call.
5/20/2025SenateRead by title. Committee amendments read and adopted. Ordered engrossed and passed to third reading and final passage.
5/19/2025SenateReported with amendments.
5/14/2025SenateIntroduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Judiciary A.
4/14/2025SenatePrefiled and under the rules provisionally referred to the Committee on Judiciary A.
4/4/2025Senate
Bill Text
Engrossed
Enrolled
Introduced
Reengrossed
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