All Roll Calls
Yes: 119 • No: 0
New JerseyA5810220th Legislature (2024-2025)HouseWALLET
Promotes equity in health insurance appeal process.
Sponsored By: Rosaura Bagolie (Democratic), Margie Donlon M.D. (Democratic), John F. McKeon (Democratic), Angela V. McKnight (Democratic), Eliana Pintor Marin (Democratic)
Signed by Governor
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Patients get help appealing insurance denials
Beginning June 30, 2025, New Jersey patients can authorize providers to challenge denied, reduced, or ended benefits through independent review. The review covers medical necessity or appropriate care, not benefits excluded from the patient's plan. Patients or providers must finish any insurer appeals process and apply within 60 days after the insurer's final decision. Before hospital services, patients or their designees can authorize a provider to handle all insurer and independent appeal stages. Patients can revoke consent at any time. Providers must notify patients when starting an appeal and each time it advances, including to independent review.
Sponsors & Cosponsors
Sponsors
Rosaura Bagolie
Democratic • House
Margie Donlon M.D.
Democratic • House
John F. McKeon
Democratic • Senate
Angela V. McKnight
Democratic • Senate
Eliana Pintor Marin
Democratic • House
Cosponsors
Mitchelle Drulis
Democratic • House
Roy Freiman
Democratic • House
Heather Simmons
Democratic • House
Roll Call Votes
House vote • 6/30/2025
3RDG FINAL PASSAGE
Yes: 80 • No: 0
Senate vote • 6/30/2025
3RDG FINAL PASSAGE
Yes: 39 • No: 0
Actions Timeline
Approved by Governor — P.L.2025, c.75.
6/30/2025GovernorPassed Senate, PBH — (39-0)
6/30/2025SenateSubstituted for S4660
6/30/2025SenateReceived in Senate, SWR, 2nd Reading in Senate
6/30/2025SenatePassed Assembly — (80-0-0)
6/30/2025HouseReported, 2nd Reading in Assembly
6/27/2025HouseIntroduced, 1st Reading in Assembly, Referred to Assembly Budget Committee
6/27/2025House
Bill Text
Version PL2025
8/11/2025
Version AL2025
7/10/2025
As Introduced
7/1/2025
Assembly Budget Substitute (6/27/25)
6/28/2025
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