New JerseyA5052220th Legislature (2024-2025)HouseWALLET

Requires health insurance and Medicaid coverage for screening, prevention, and treatment services of behavioral health issues affecting children.

Sponsored By: Rosaura Bagolie (Democratic), Linda S. Carter (Democratic), Andrea Katz (Democratic), Nicholas P. Scutari (Democratic), Joseph F. Vitale (Democratic)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Children gain behavioral health coverage through Medicaid

Beginning April 20, 2026, NJ FamilyCare and its managed care plans must cover children's behavioral health screening, prevention, and treatment. They must accept and pay claims using an at-risk diagnosis for children age 18 or younger. This allows care without a formal mental health diagnosis, based on risks such as family circumstances or life challenges. Services can include individual, group, and family therapy. The state must seek federal plan changes or waivers to implement coverage and secure federal Medicaid funding. The Human Services Department can update contracts and guidance and issue rules effective upon filing for up to 12 months. After that, normal rulemaking procedures apply.

More behavioral health coverage for children

Beginning April 20, 2026, New Jersey private health plans must cover children's behavioral health screening, prevention, and treatment. This applies to policies delivered, signed, issued, or renewed on or after that date. Plans must accept and pay claims using an at-risk diagnosis for children age 18 or younger. This identifies risks, such as family circumstances or life challenges, without requiring a formal mental health diagnosis. Providers can use alternative billing codes, including codes for social factors affecting health. Covered care can include early screening and individual, group, or family therapy before a formal diagnosis.

Public employees gain children's behavioral health coverage

Beginning April 20, 2026, New Jersey's state and school employee health benefits commissions must buy contracts covering children's behavioral health care. This applies to hospital and medical expense contracts purchased on or after that date. Coverage includes screening, prevention, and treatment, to the same extent as other covered services. Contracts must accept and pay claims using an at-risk diagnosis for children age 18 or younger. This allows care without a formal mental health diagnosis, based on risks such as family circumstances or life challenges. Services can include individual, group, and family therapy.

Sponsors & Cosponsors

Sponsors

  • Rosaura Bagolie

    Democratic • House

  • Linda S. Carter

    Democratic • House

  • Andrea Katz

    Democratic • House

  • Nicholas P. Scutari

    Democratic • Senate

  • Joseph F. Vitale

    Democratic • Senate

Cosponsors

  • David Bailey Jr.

    Democratic • House

  • Renee C. Burgess

    Democratic • Senate

  • Patrick J. Diegnan Jr.

    Democratic • Senate

  • Margie Donlon M.D.

    Democratic • House

  • Linda R. Greenstein

    Democratic • Senate

  • Shama A. Haider

    Democratic • House

  • Tennille R. McCoy

    Democratic • House

  • Angela V. McKnight

    Democratic • Senate

  • Luanne M. Peterpaul Esq.

    Democratic • House

  • Verlina Reynolds-Jackson

    Democratic • House

  • M. Teresa Ruiz

    Democratic • Senate

  • Alexander Schnall

    Democratic • House

  • Sterley S. Stanley

    Democratic • House

  • Lisa Swain

    Democratic • House

  • Britnee N. Timberlake

    Democratic • Senate

  • Andrew Zwicker

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 99 • No: 5

Senate vote • 1/12/2026

3RDG FINAL PASSAGE

Yes: 39 • No: 0

House vote • 12/22/2025

3RDG FINAL PASSAGE

Yes: 60 • No: 5 • Other: 9

Actions Timeline

  1. Approved by Governor — P.L.2025, c.369.

    1/20/2026Governor
  2. Passed Senate, PBH — (39-0)

    1/12/2026Senate
  3. Substituted for S4018

    1/12/2026Senate
  4. Received in Senate, SWR, 2nd Reading in Senate

    1/6/2026Senate
  5. Passed Assembly — (60-5-9)

    12/22/2025House
  6. Reported, 2nd Reading in Assembly

    12/18/2025House
  7. Reported, Referred to Assembly Appropriations Committee

    12/11/2025House
  8. Introduced, 1st Reading in Assembly, Referred to Assembly Financial Institutions and Insurance Committee

    12/9/2024House

Bill Text

  • Version PL2025

    8/7/2026

  • Version AL2025

    7/7/2026

  • As Introduced

    1/13/2026

  • 12/19/25; as introduced

    12/19/2025

  • Assembly Appropriations Substitute (12/18/25)

    12/19/2025

  • Assembly Financial Institutions and Insurance Substitute (12/11/25)

    12/12/2025

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