New YorkA 4302025-2026 Regular SessionHouseWALLET

Requires certain health insurance policies to cover scalp cooling systems for the preservation of hair during cancer chemotherapy treatment; repealer

Sponsored By: Linda Rosenthal (Democratic)

Signed by Governor

INSURANCERULES

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 1 costs, 0 mixed.

Large group plans must cover scalp cooling

Beginning January 1, 2026, qualifying large group health plans issued or delivered in New York must cover scalp cooling systems. These systems help preserve hair during cancer chemotherapy. Plans must provide comprehensive medical coverage and cover cancer chemotherapy for this requirement to apply. The rule applies to policies and contracts issued, renewed, modified, altered, or amended on or after that date. Annual deductibles, coinsurance, and copayments remain allowed when approved by the state insurance superintendent and consistent with other plan benefits.

Some policies lose scalp cooling coverage guarantees

Beginning January 1, 2026, the law repeals the scalp cooling coverage requirement under New York Insurance Law section 3216. This removes that section's requirement for policies it governs to cover scalp cooling during cancer chemotherapy. Insurers may still cover these systems; the repeal does not ban coverage.

Sponsors & Cosponsors

Sponsor

  • Linda Rosenthal

    Democratic • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 210 • No: 0

Senate vote • 2/3/2025

FLOOR Vote

Yes: 63 • No: 0

House vote • 2/3/2025

Assembly floor vote

Yes: 147 • No: 0

Actions Timeline

  1. SIGNED CHAP.14

    2/14/2025House
  2. DELIVERED TO GOVERNOR

    2/12/2025House
  3. RETURNED TO ASSEMBLY

    2/3/2025Senate
  4. PASSED SENATE

    2/3/2025Senate
  5. 3RD READING CAL.48

    2/3/2025Senate
  6. SUBSTITUTED FOR S774

    2/3/2025Senate
  7. REFERRED TO RULES

    2/3/2025Senate
  8. DELIVERED TO SENATE

    2/3/2025House
  9. PASSED ASSEMBLY

    2/3/2025House
  10. ORDERED TO THIRD READING RULES CAL.69

    1/28/2025House
  11. RULES REPORT CAL.69

    1/28/2025House
  12. REPORTED

    1/28/2025House
  13. REPORTED REFERRED TO RULES

    1/28/2025House
  14. REFERRED TO INSURANCE

    1/8/2025House

Bill Text

  • Original

    1/3/2025

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