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TennesseeSB 0440114th General Assembly (2025-2026)SenateWALLET

AN ACT to amend Tennessee Code Annotated, Title 56, relative to excepted benefits exemptions.

Sponsored By: Page Walley (Republican)

Became Law

Insurance, Health, Accident

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Health plans can skip excepted benefits

Beginning July 1, 2025, "excepted benefits" (section 56-7-2802) are exempt from state coverage mandates. They do not have to cover a specific person, provider, treatment, service, condition, or disease unless a law says so. This applies to policies or contracts entered into, issued, delivered, amended, or renewed on or after that date. Insurers can drop or limit these benefits, which can raise out-of-pocket costs for enrollees.

Sponsors & Cosponsors

Sponsor

  • Page Walley

    Republican • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 128 • No: 0

House vote • 4/3/2025

FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 4/3/2025

Yes: 88 • No: 0

Senate vote • 3/17/2025

FLOOR VOTE: Third Consideration 3/17/2025

Yes: 32 • No: 0

Senate vote • 3/11/2025

SENATE COMMERCE AND LABOR COMMITTEE

Yes: 8 • No: 0

Actions Timeline

  1. Pub. Ch. 210

    4/29/2025

  2. Effective date(s) 07/01/2025

    4/29/2025

  3. Signed by Governor.

    4/15/2025Senate

  4. Transmitted to Governor for action.

    4/8/2025Senate

  5. Signed by Senate Speaker

    4/7/2025Senate

  6. Signed by H. Speaker

    4/7/2025House

  7. Enrolled and ready for signatures

    4/4/2025Senate

  8. Subst. for comp. HB.

    4/3/2025House

  9. Passed H., Ayes 88, Nays 0, PNV 1

    4/3/2025House

  10. Rcvd. from S., held on H. desk.

    3/20/2025House

  11. Passed Senate, Ayes 32, Nays 0

    3/17/2025Senate

  12. Engrossed; ready for transmission to House

    3/17/2025Senate

  13. Placed on Senate Regular Calendar for 3/17/2025

    3/14/2025Senate

  14. Recommended for passage, refer to Senate Calendar Committee

    3/11/2025Senate

  15. Placed on Senate Commerce and Labor Committee calendar for 3/11/2025

    3/5/2025Senate

  16. Passed on Second Consideration, refer to Senate Commerce and Labor Committee

    2/12/2025Senate

  17. Introduced, Passed on First Consideration

    2/10/2025Senate

  18. Filed for introduction

    1/28/2025Senate

Bill Text

  • Enrolled / Public Chapter

    PDF

  • Fiscal Note

    PDF

  • Introduced

    PDF

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