All Roll Calls
Yes: 96 • No: 6
WyomingSF 522025 General SessionSenate
AN ACT relating to the insurance code; amending the definition of insurance transaction; making requirements applicable to original certificates of authority apply to all certificates of authority; requiring insurers to update their contact information as specified; amending service of process requirements; clarifying requirements regarding reporting of actions; clarifying the applicability of statutes governing property and casualty insurance; repealing the requirement for insurers to deliver certificates of authority to the insurance commissioner upon expiration, suspension or termination of the certificates; repealing disclosure requirements regarding the extent to which disability, group disability and blanket disability insurance policies include comprehensive adult wellness benefits; and providing for an effective date.
Sponsored By: null Corporations
Signed by Governor
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Bill Overview
Analyzed Economic Effects
4 provisions identified: 1 benefits, 2 costs, 1 mixed.
Insurance rules now cover personal cars
Beginning July 1, 2025, Wyoming’s property and casualty insurance article includes personal car insurance policies. The law removes their prior exclusion from that article. Binders and other temporary insurance contracts remain excluded. This change does not specify a premium increase or decrease.
Insurers drop required wellness benefit disclosures
Beginning July 1, 2025, insurers no longer must disclose how fully certain policies cover comprehensive adult wellness benefits. This applies to disability, group disability, and blanket disability insurance policies. The repeal removes that specific disclosure duty; it does not itself change the covered benefits.
New reporting duties for insurance licensees
Beginning July 1, 2025, insurers and covered licensees or registrants must report contact-information changes within 30 days. Notice must use a method accepted by the commissioner or set by rule. Insurance licensees must report administrative actions from another jurisdiction or another Wyoming government agency within 30 days after final disposition. They must report criminal prosecutions in any jurisdiction within 30 days of the first pretrial hearing date. Administrative reports must include the order, consent agreement, or other relevant documents. Criminal reports must include the initial complaint and relevant later hearing orders or documents. When legal process is served on the commissioner, the commissioner must immediately send a copy to the insurer’s designated recipient. That mailing must use certified mail instead of registered mail.
Tighter insurer rules and financial safeguards
Beginning July 1, 2025, requirements once limited to original insurer permits apply to certificates of authority generally. They cover insurer names, capital and surplus, sworn applications, renewals, and domestic mutual insurers. The commissioner can allow or require a changed corporate name to avoid conflicts with existing insurers. Insurers that miss the renewal deadline must meet all original-certificate requirements to regain authority. Domestic mutual insurers must file a $15,000 corporate surety bond before seeking applications for an original certificate. The bond protects members and creditors and requires compliance with the law. The commissioner can examine insurers, request more information, and issue certificates after finding compliance. Certificates are recorded and serve as evidence that the insurer exists on the certificate date. Insurers no longer must return expired, suspended, or terminated certificates to the commissioner.
Sponsors & Cosponsors
Sponsor
null Corporations
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 3/3/2025
H 3rd Reading:Passed 54-5-2-0-1
Yes: 54 • No: 5 • Other: 1
House vote • 2/24/2025
H07 - Corporations:Recommend Do Pass 8-0-0-0-1
Yes: 8 • No: 0 • Other: 1
Senate vote • 1/17/2025
S 3rd Reading:Passed 29-1-1-0-0
Yes: 29 • No: 1
Senate vote • 1/15/2025
S07 - Corporations:Recommend Do Pass 5-0-0-0-0
Yes: 5 • No: 0
Actions Timeline
Assigned Chapter Number 114
3/5/2025Governor Signed SEA No. 0065
3/5/2025GovernorH Speaker Signed SEA No. 0065
3/3/2025HouseS President Signed SEA No. 0065
3/3/2025SenateAssigned Number SEA No. 0065
3/3/2025H 3rd Reading:Passed 54-5-2-0-1
3/3/2025HouseH 2nd Reading:Passed
2/28/2025HouseH COW:Passed
2/27/2025HouseH Placed on General File
2/24/2025HouseH07 - Corporations:Recommend Do Pass 8-0-0-0-1
2/24/2025HouseH Introduced and Referred to H07 - Corporations
2/18/2025HouseH Received for Introduction
1/17/2025HouseS 3rd Reading:Passed 29-1-1-0-0
1/17/2025SenateS 2nd Reading:Passed
1/16/2025SenateS COW:Passed
1/15/2025SenateS Placed on General File
1/15/2025SenateS07 - Corporations:Recommend Do Pass 5-0-0-0-0
1/15/2025SenateS Introduced and Referred to S07 - Corporations
1/14/2025SenateS Received for Introduction
1/2/2025SenateBill Number Assigned
12/20/2024
Bill Text
Enrolled
Introduced
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