Title 50 › CHAPTER 38 — CENTRAL INTELLIGENCE AGENCY RETIREMENT AND DISABILITY › SUBCHAPTER II — CENTRAL INTELLIGENCE AGENCY RETIREMENT AND DISABILITY SYSTEM › Part C — Computation of Annuities › § 2031
Sets rules for calculating retirement pay and who gets survivor benefits. A retiree’s basic annuity equals their "high-3" average pay times years of service (up to 35) times 2 percent. Unused sick leave days are added to service for immediate retirees or when a participant dies, but those days do not count toward the high-3 average and need no deposit. Part-time service after April 6, 1986 is split into pre- and post‑April 7, 1986 parts and prorated for actual hours; temporary or intermittent jobs are not treated as part-time. "High-3" means the average basic pay for the highest three straight years with full contributions. Fractional months of service are dropped. Unless a spouse or former spouse is waived in writing, a retiree’s pay is cut to provide a survivor annuity. The cut equals 2.5% of the first $3,600 plus 10% of any amount over $3,600. A surviving spouse gets 55% of the full annuity (or 55% of a smaller base if chosen). Retirees who retired after March 31, 1992 may, within 18 months of retirement, add or increase spouse coverage but must deposit the extra cost plus interest before the 18 months end. Children may get survivor annuities with different rules before and after April 1, 1992; the payment for each child is the smallest of three tests using a percent of high-3 or fixed dollar limits: for one set 60% / $900 / $2,700 and for the other 75% / $1,080 / $3,240 (divided by number of children as required). Unmarried retirees in good health may name an "insurable interest" person to receive 55% of a reduced annuity; that reduction is 10% plus 5% for each full 5 years the designee is younger, capped at 40%. If a retiree later marries and did not reduce at retirement, they may elect survivor coverage on remarriage but must deposit the retroactive cost within two years (or by August 14, 1993 for remarriages before August 14, 1991), with interest at 6% per year, or the Director may recover the amount by offset up to 25% of the annuity. The law also covers divorce and remarriage effects, supplemental survivor annuities for recalled annuitants (10% reduction unless waived; survivor gets 55% of the supplemental), Social Security offsets, limited information sharing with Defense/VA/SSA/Labor to check eligibility, and yearly notices to retirees and, when practical, to spouses and former spouses.
Full Legal Text
War and National Defense, Source: USLM XML via OLRC
Legislative History
Reference
Citation
50 U.S.C. § 2031
Title 50, War and National Defense
Last Updated
Sep 22, 2026
Release point: 119-110