WyomingSF 1462025 General SessionSenateWALLET

AN ACT relating to trade and commerce; amending the Wyoming Consumer Rental-Purchase Agreement Act as specified; amending licensing requirements; amending disclosure requirements; providing for digital agreements; providing definitions; providing limitations; requiring rulemaking; making conforming amendments; and providing for effective dates.

Sponsored By: Brian Boner (Republican)

Signed by Governor

Your PRIA Score

Score Hidden

Personalized for You

How does this bill affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Bill Overview

Analyzed Economic Effects

4 provisions identified: 2 benefits, 0 costs, 2 mixed.

Clearer rent-to-own rights and caps

Beginning July 1, 2025, your agreement must clearly say you can end it by returning the item in good repair. You must pay any past-due rent at the end of a rental period. Reinstatement and pickup/redelivery fees cannot be higher than the cap the state banking commissioner sets by rule. The required "Notice to Consumer" must be bold 10-point on paper or boxed and clear online. The law also clarifies these rules cover items shown mainly for rental-purchase.

Digital rent-to-own and email notices

Beginning July 1, 2025, you can sign rent-to-own agreements online or in an app. Merchants can list items on their websites, apps, or through third-party retailers. You may choose to get required notices by email if you give written consent after a clear request. After you are three business days in default and have not returned the item, the default notice may also be emailed if you consented.

Merchant location and license updates

Starting July 1, 2025, an independent third-party retailer location (store or site run by someone else) is treated separately from your own place of business. Your place of business is your Wyoming store or your online presence, not a third-party retailer. Merchants licensed as of July 1, 2025 are treated as licensed statewide through December 31, 2025. You must list independent third-party retailer locations separately for licensing.

When rules start and who sets them

Most of this law takes effect July 1, 2025. Sections 3 and 4 take effect immediately when the bill becomes law. The state banking commissioner must issue rules to carry out the law, including definitions, consumer notices, and fee limits.

Free Policy Watch

You just read the policy. Now see what it costs you.

Pick a topic. PRIA runs your household against live legislation and sends you a free personalized readout.

Pick a topic to get started

Sponsors & Cosponsors

Sponsor

  • Brian Boner

    Republican • Senate

Cosponsors

  • Ocean Andrew

    Republican • House

  • Landon Brown

    Republican • House

  • Bob Davis

    Republican • House

  • Lloyd Larsen

    Republican • House

  • J.T. Larson

    Republican • House

  • Martha Lawley

    Republican • House

  • Daniel Singh

    Republican • House

  • Reuben Tarver

    Republican • House

  • Cale Case

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 104 • No: 0

House vote 2/26/2025

H 3rd Reading:Passed 59-0-3-0-0

Yes: 59 • No: 0

House vote 2/20/2025

H08 - Transportation:Recommend Do Pass 9-0-0-0-0

Yes: 9 • No: 0

Senate vote 2/3/2025

S 3rd Reading:Passed 31-0-0-0-0

Yes: 31 • No: 0

Senate vote 1/29/2025

S07 - Corporations:Recommend Do Pass 5-0-0-0-0

Yes: 5 • No: 0

Actions Timeline

  1. Governor Signed SEA No. 0042

    2/28/2025Governor
  2. Assigned Chapter Number 75

    2/28/2025
  3. H 3rd Reading:Passed 59-0-3-0-0

    2/26/2025House
  4. Assigned Number SEA No. 0042

    2/26/2025
  5. S President Signed SEA No. 0042

    2/26/2025Senate
  6. H Speaker Signed SEA No. 0042

    2/26/2025House
  7. H 2nd Reading:Passed

    2/25/2025House
  8. H COW:Passed

    2/24/2025House
  9. H08 - Transportation:Recommend Do Pass 9-0-0-0-0

    2/20/2025House
  10. H Placed on General File

    2/20/2025House
  11. H Introduced and Referred to H08 - Transportation

    2/14/2025House
  12. H Received for Introduction

    2/4/2025House
  13. S 3rd Reading:Passed 31-0-0-0-0

    2/3/2025Senate
  14. S 2nd Reading:Passed

    1/31/2025Senate
  15. S COW:Passed

    1/30/2025Senate
  16. S07 - Corporations:Recommend Do Pass 5-0-0-0-0

    1/29/2025Senate
  17. S Placed on General File

    1/29/2025Senate
  18. S Introduced and Referred to S07 - Corporations

    1/24/2025Senate
  19. S Received for Introduction

    1/22/2025Senate
  20. Bill Number Assigned

    1/21/2025

Bill Text

Related Bills

Back to State Legislation

Take It Personal

Get Your Personalized Policy View

Take the PRIA Score to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.

Already have an account? Sign in