Review FEMA's Proposed Flood Maps Before Your Insurance Changes
Published Date: 6/12/2025
Notice
Summary
FEMA is asking communities and residents to review and comment on new flood risk maps that might change flood zones or water levels. These updates could affect flood insurance rules and costs, so it’s important for people in the listed areas to pay attention and respond by the deadline. Getting these changes right helps keep communities safe and insurance programs running smoothly.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 0 costs, 2 mixed.
Proposed Flood Map Changes
FEMA is proposing additions or changes to Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and regulatory floodways on Flood Insurance Rate Maps (FIRMs) and supporting Flood Insurance Study (FIS) reports for listed communities. If you live in one of the listed communities, these official map changes would update how your location’s flood hazard is defined on the preliminary FIRM and FIS.
Community NFIP Participation Requirement
The preliminary FIRM and FIS reports are the basis of floodplain management measures that a community is required either to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). This means communities listed must adopt or demonstrate existing floodplain management measures tied to those reports to maintain NFIP participation.
Public Review and Comment Opportunity
FEMA is asking communities and residents to review the preliminary FIRM and, where applicable, the FIS report and to submit general information and comments regarding the proposed flood hazard determinations for the communities listed. Individuals and local officials in the listed areas are invited to provide input on the proposed changes.
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Key Dates
Department and Agencies
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Previous / Next Documents
Previous: 2025-10699, Changes in Flood Hazard Determinations
Heads up, folks! Some neighborhoods are seeing changes to their flood risk maps, which could affect flood insurance rules and costs. These updates, based on new flood data, are now official and could impact homeowners, businesses, and local planners starting immediately.
Next: 2025-10703, Actions Taken at the June 4, 2025 Meeting
On June 4, 2025, the Commission gave the green light to new water projects that will help communities manage their water better. These changes affect local water users and could bring improvements soon, with some projects moving forward right away. Money and timing details were set to keep things on track and flowing smoothly.