FEMA Updates Flood Hazards in Multiple Areas
Published Date: 6/11/2026
Notice
Summary
FEMA is updating flood risk maps for certain communities based on new science, which could change flood zones and insurance rules. If you live or own property in these areas, your flood insurance costs or requirements might change soon. You have 90 days after local notice to ask for a review before the updates become final.
Analyzed Economic Effects
5 provisions identified: 2 benefits, 1 costs, 2 mixed.
Flood map changes may alter insurance
If you live or own property in any community listed in the table, FEMA has updated flood maps (BFEs, SFHA boundaries, zone designations, or regulatory floodways) and your flood insurance costs or insurance requirements might change when those updates are finalized on the dates shown (for example, Jun. 8, 2026 and Jul. 6, 2026). The revised maps are reflected in Letters of Map Revision (LOMRs) and replace the prior Flood Insurance Rate Maps (FIRMs) and supporting Flood Insurance Study (FIS) reports for those areas.
New community numbers used for policies
For the listed communities, the current effective community number shown in the table must be used for all new flood insurance policies and renewals once the changes are finalized on the dates listed. The FIRM and portions of the FIS have been revised through issuance of Letters of Map Revision (LOMRs).
Communities must meet NFIP flood rules
The FIRM and FIS report revisions are the basis of floodplain management measures the community is required to adopt or show it has in effect to qualify or remain qualified for the National Flood Insurance Program (NFIP) under 44 CFR 60.3. Communities may also keep or enact stricter local requirements at any time.
You have 90 days to request review
If you are in a listed community, you have 90 days from the second local newspaper notice of these changes to ask your community to submit a request to FEMA's Assistant Administrator to reconsider the flood hazard determinations. Any flood hazard determination information may be changed during that 90-day period.
Revised maps available online and locally
You can inspect the revised flood hazard information for each listed community at the online FEMA Map Service Center (https://msc.fema.gov) and at the community map repository address listed in the table. The current effective FIRM and FIS reports are also available online for comparison.
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Key Dates
Department and Agencies
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Previous / Next Documents
Previous: 2026-11675, Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
Next: 2026-11677, Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities using new science and data. These changes might affect flood insurance rules and costs, so residents and businesses should check the updated maps and act fast if they want to appeal within 90 days. The updates take effect on specific dates listed for each community, helping everyone stay safer and smarter about flood risks.