FEMA Updates Flood Risks in More Communities
Published Date: 6/11/2026
Notice
Summary
FEMA is updating flood risk maps for certain communities using new science, which could change flood zones and insurance rules. If you live or own property in these areas, your flood insurance costs or requirements might change soon. You’ve got 90 days after local notices to ask for a review, so keep an eye out and act fast!
Analyzed Economic Effects
5 provisions identified: 2 benefits, 1 costs, 2 mixed.
Updated flood maps may change insurance
FEMA revised Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) information for many communities by changing Base Flood Elevations, flood depths, Special Flood Hazard Area boundaries or zone designations, and regulatory floodways. If you live in one of the listed communities in the table, your flood insurance requirements or costs could change when these map revisions take effect on the dates shown (dated May 13, 2026 through June 12, 2026).
You have 90 days to appeal map changes
From the date of the second publication of notification in a newspaper of local circulation, any person has 90 days to ask the local community to request that FEMA reconsider the revised flood hazard determinations. If you live or own property in a listed community, watch for the local notice and submit any request within that 90-day window.
Communities must meet NFIP minimum requirements
FEMA states that the revised FIRMs and FIS reports are the basis of the floodplain management measures communities are required to adopt or demonstrate they already have in effect to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). Communities may also adopt stricter local requirements if they choose.
Revised flood maps posted online and locally
Revised flood hazard information for each listed community is available online through the FEMA Map Service Center (https://msc.fema.gov) and at the local community map repository addresses shown in the table. You can inspect the revised maps and compare them to current FIRMs and FIS reports using those resources.
New community number used for policies
The notice says the current effective community number shown in the table must be used for all new flood insurance policies and renewals for the listed communities. That means insurers and policyholders should use the updated community number when issuing new policies or renewing existing policies after the map change date.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-19036, Agency Information Collection Activities: Proposed Collection; Comment Request; Hazard Mitigation Grant Program (HMGP) Application Reporting
The Federal Emergency Management Agency (FEMA), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public to take this opportunity to comment on an extension, without change, of a currently approved information collection. In accordance with the Paperwork Reduction Act of 1995, this notice seeks comments regarding the requirements, grants management procedures, and implementation of grants awarded under the Hazard Mitigation Grant Program (HMGP), which is a post-disaster program that contributes funds toward the cost of hazard mitigation activities to reduce the risk of future damage, hardship, loss, or suffering in any area affected by a major disaster.
2026-19009, Agency Information Collection Activities: Submission for OMB Review, Comment Request; National Fire Department Registry
The Federal Emergency Management Agency (FEMA) will submit the information collection abstracted below to the Office of Management and Budget for review and clearance in accordance with the requirements of the Paperwork Reduction Act of 1995. FEMA invites the general public to take this opportunity to comment on an extension of a currently approved information collection. In accordance with the requirements of the Paperwork Reduction Act of 1995, this notice seeks comments concerning the use of a form to collect data for the development and continuation of the National Fire Department Registry.
2026-18408, Proposed Flood Hazard Determinations
Comments are requested on proposed flood hazard determinations, which may include additions or modifications of any Base Flood Elevation (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundary or zone designation, or regulatory floodway on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports for the communities listed in the table below. The purpose of this notice is to seek general information and comment regarding the preliminary FIRM, and where applicable, the FIS report that the Federal Emergency Management Agency (FEMA) has provided to the affected communities. The FIRM and FIS report are the basis of the floodplain management measures that the community is required either to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP).
2026-18405, Changes in Flood Hazard Determinations
This notice lists communities where the addition or modification of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway (hereinafter referred to as flood hazard determinations), as shown on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports, prepared by the Federal Emergency Management Agency (FEMA) for each community, is appropriate because of new scientific or technical data. The FIRM, and where applicable, portions of the FIS report, have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Federal Regulations. The current effective community number is shown in the table below and must be used for all new policies and renewals.
2026-18404, Changes in Flood Hazard Determinations
This notice lists communities where the addition or modification of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway (hereinafter referred to as flood hazard determinations), as shown on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports, prepared by the Federal Emergency Management Agency (FEMA) for each community, is appropriate because of new scientific or technical data. The FIRM, and where applicable, portions of the FIS report, have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Federal Regulations. The current effective community number is shown in the table below and must be used for all new policies and renewals.
2026-18409, Final Flood Hazard Determinations
Flood hazard determinations, which may include additions or modifications of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and where applicable, in the supporting Flood Insurance Study (FIS) reports have been made final for the communities listed in the table below. The FIRM and FIS report are the basis of the floodplain management measures that a community is required either to adopt or to show evidence of having an effect in order to qualify or remain qualified for participation in the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program (NFIP).
Previous / Next Documents
Previous: 2026-11668, Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities based on new science, which could change flood zones and insurance rules. If you live in these areas, your flood insurance might be affected, so check the new maps online or at local offices. You have 90 days after local notice to ask for a review if you disagree with the changes.
Next: 2026-11670, Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities using new science and data. These changes affect flood zones, flood heights, and insurance rules, so residents and businesses might see new flood risks and insurance costs. People have 90 days after local notice to ask for a review before changes become final.