FEMA Seeks Comments on Flood Insurance Paperwork—As Usual
Published Date: 7/31/2026
Notice
Summary
The Federal Emergency Management Agency (FEMA), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public to take this opportunity to comment on an extension, without change, of a currently approved information collection. In accordance with the Paperwork Reduction Act of 1995, this notice seeks comments concerning the collection of information under which communities submit information to FEMA for application and continued participation in the National Flood Insurance Program (NFIP).
Analyzed Economic Effects
3 provisions identified: 0 benefits, 2 costs, 1 mixed.
Communities must apply or lose federal aid
If a community is identified as flood-prone, it must apply for participation in the National Flood Insurance Program within one year of that identification or be subject to the prohibition of certain types of federal and federally related financial assistance for use in its floodplains. This requirement comes from the NFIP authorities cited at 42 U.S.C. 4001 et seq. and is described in the notice.
Paperwork burden and estimated costs for respondents
FEMA estimates this information collection will involve 22,792 respondents, 91,033 responses, 273,144 total annual burden hours, and an estimated total annual respondent cost of $28,704,703. FEMA is seeking comment on this extension, without change, of the currently approved collection (OMB No. 1660-0004).
Communities must keep and show floodplain records
Participating communities must adopt minimum floodplain standards (see 44 CFR 60.3, 60.4, and 60.5) and retain documentation on development in flood hazard areas. FEMA may request this documentation under 44 CFR 59.22 to verify that the community maintains required standards and to evaluate property owners' eligibility for flood insurance.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-19036, Agency Information Collection Activities: Proposed Collection; Comment Request; Hazard Mitigation Grant Program (HMGP) Application Reporting
FEMA is asking for public feedback on keeping the Hazard Mitigation Grant Program’s application process the same, without any changes. This program helps communities get money to reduce damage from future disasters. If you want to share your thoughts, make sure to comment by November 16, 2026!
2026-19009, Agency Information Collection Activities: Submission for OMB Review, Comment Request; National Fire Department Registry
FEMA is asking for public feedback on extending the National Fire Department Registry form, which collects important info about fire departments across the U.S. This helps keep track of fire stations, firefighters, and the communities they protect. Comments are due by October 16, 2026, and this extension keeps the data flowing without extra costs or delays.
2026-18404, Changes in Flood Hazard Determinations
This notice lists communities where the addition or modification of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway (hereinafter referred to as flood hazard determinations), as shown on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports, prepared by the Federal Emergency Management Agency (FEMA) for each community, is appropriate because of new scientific or technical data. The FIRM, and where applicable, portions of the FIS report, have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Federal Regulations. The current effective community number is shown in the table below and must be used for all new policies and renewals.
2026-18405, Changes in Flood Hazard Determinations
This notice lists communities where the addition or modification of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway (hereinafter referred to as flood hazard determinations), as shown on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports, prepared by the Federal Emergency Management Agency (FEMA) for each community, is appropriate because of new scientific or technical data. The FIRM, and where applicable, portions of the FIS report, have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Federal Regulations. The current effective community number is shown in the table below and must be used for all new policies and renewals.
2026-18409, Final Flood Hazard Determinations
Flood hazard determinations, which may include additions or modifications of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and where applicable, in the supporting Flood Insurance Study (FIS) reports have been made final for the communities listed in the table below. The FIRM and FIS report are the basis of the floodplain management measures that a community is required either to adopt or to show evidence of having an effect in order to qualify or remain qualified for participation in the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program (NFIP).
2026-18403, Changes in Flood Hazard Determinations
New or modified Base (1-percent annual chance) Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and/or regulatory floodways (hereinafter referred to as flood hazard determinations) as shown on the indicated Letter of Map Revision (LOMR) for each of the communities listed in the table below are finalized. Each LOMR revises the Flood Insurance Rate Maps (FIRMs), and in some cases the Flood Insurance Study (FIS) reports, currently in effect for the listed communities.
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