2026-15560NoticeWallet

FEMA wants comments on flood insurance paperwork—yawn.

Published Date: 7/31/2026

Notice

Summary

The Federal Emergency Management Agency (FEMA), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public to take this opportunity to comment on an extension, without change, of a currently approved information collection. In accordance with the Paperwork Reduction Act of 1995, this notice seeks comments concerning the collection of information under which communities submit information to FEMA for application and continued participation in the National Flood Insurance Program (NFIP).

Analyzed Economic Effects

3 provisions identified: 0 benefits, 2 costs, 1 mixed.

Communities must apply or lose federal aid

If a community is identified as flood-prone, it must apply for participation in the National Flood Insurance Program within one year of that identification or be subject to the prohibition of certain types of federal and federally related financial assistance for use in its floodplains. This requirement comes from the NFIP authorities cited at 42 U.S.C. 4001 et seq. and is described in the notice.

Paperwork burden and estimated costs for respondents

FEMA estimates this information collection will involve 22,792 respondents, 91,033 responses, 273,144 total annual burden hours, and an estimated total annual respondent cost of $28,704,703. FEMA is seeking comment on this extension, without change, of the currently approved collection (OMB No. 1660-0004).

Communities must keep and show floodplain records

Participating communities must adopt minimum floodplain standards (see 44 CFR 60.3, 60.4, and 60.5) and retain documentation on development in flood hazard areas. FEMA may request this documentation under 44 CFR 59.22 to verify that the community maintains required standards and to evaluate property owners' eligibility for flood insurance.

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Key Dates

Published Date
Comments Due
7/31/2026
9/29/2026

Department and Agencies

Department
Independent Agency
Agency
Homeland Security Department
Federal Emergency Management Agency
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