FEMA Quietly Redraws Flood Lines for Dozens of Towns
Published Date: 6/11/2026
Notice
Summary
FEMA is updating flood risk maps for certain communities using new science and data. These changes affect flood zones, flood heights, and insurance rules, so residents and businesses might see new flood risks and insurance costs. People have 90 days after local notice to ask for a review before changes become final.
Analyzed Economic Effects
4 provisions identified: 1 benefits, 2 costs, 1 mixed.
Map updates can change your flood risk
FEMA revised Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) reports for specific communities to update Base Flood Elevations, flood depths, Special Flood Hazard Area boundaries or zone designations, and regulatory floodways. If you live or run a business in one of the listed communities, these map changes may change your flood risk and could change your flood insurance costs when the changes are finalized on the dates shown in the table.
Community NFIP adoption requirement
FEMA states the revised FIRM and FIS reports are the basis of the floodplain management measures a community is required to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP).
90-day window to request reconsideration
From the date of the second local newspaper notice, any person has 90 days to ask the community to request that FEMA reconsider the flood hazard changes before they become final. The flood hazard information may change during that 90-day period.
New community number required for policies
The notice states that the current effective community number shown in the table must be used for all new flood insurance policies and renewals for the listed communities. This affects how insurers identify the community on new policies and renewals once the map revisions are in effect.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-15560, Agency Information Collection Activities: Proposed Collection; Comment Request; Application for Participation in the National Flood Insurance Program
The Federal Emergency Management Agency (FEMA), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public to take this opportunity to comment on an extension, without change, of a currently approved information collection. In accordance with the Paperwork Reduction Act of 1995, this notice seeks comments concerning the collection of information under which communities submit information to FEMA for application and continued participation in the National Flood Insurance Program (NFIP).
2026-15333, Agency Information Collection Activities: Submission for OMB Review, Comment Request; Application for Surplus Federal Real Property Public Benefit Conveyance and BRAC Program for Emergency Management Use
The Federal Emergency Management Agency (FEMA) will submit the information collection abstracted below to the Office of Management and Budget for review and clearance in accordance with the requirements of the Paperwork Reduction Act of 1995. FEMA invites the general public to take this opportunity to comment on an extension of a currently approved information collection. In accordance with the requirements of the Paperwork Reduction Act of 1995, this notice seeks comments concerning the application process for the conveyance of Federal real property for public benefit. The purpose of this application is to implement the processes and procedures for the successful, lawful, and expeditious conveyance of real property from the Federal government to public entities such as State, local, city, town, or other like government bodies as it relates to emergency management response purposes, including fire and rescue services. Compliance will ensure that properties will be fully positioned to use at their highest and best potentials as required by General Services Administration (GSA) and Department of Defense (DOD)/Department of War (DOW) regulations, Federal law, Executive Orders, and the Code of Federal Regulations (CFR).
2026-13901, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for several communities, which could change flood zones and rules for flood insurance. If you live in these areas, your flood insurance costs or requirements might change, so check the new maps and share your thoughts by October 7, 2026. These updates help communities stay safe and keep their flood insurance programs running smoothly.
2026-13897, Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
2026-13899, Changes in Flood Hazard Determinations
FEMA is updating flood maps for certain communities using new science to better show flood risks. If you live or own property in these areas, your flood insurance rules might change soon, so check the new maps and act fast! You’ve got 90 days after local notices to ask for a review, and these updates could affect your insurance costs and safety plans.
2026-13900, Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for several communities based on new science, changing flood zones, water levels, and boundaries. If you live or own property in these areas, your flood insurance rules and costs might change soon. You’ve got 90 days after local notice to ask for a review before the updates become final, so keep an eye out and act fast!
Previous / Next Documents
Previous: 2026-11669, Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities using new science, which could change flood zones and insurance rules. If you live or own property in these areas, your flood insurance costs or requirements might change soon. You’ve got 90 days after local notices to ask for a review, so keep an eye out and act fast!
Next: 2026-11671, Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities based on new science, changing flood zones and water levels. If you live or own property in these areas, your flood insurance rules might change, possibly affecting costs. You’ve got 90 days after local notice to ask for a review before changes become final, so stay alert and check the updated maps online!