Communities Get Revised Flood Risk Designations
Published Date: 6/11/2026
Notice
Summary
FEMA is updating flood risk maps for certain communities using new science and data. These changes might affect flood insurance rules and costs, so residents and businesses should check the updated maps and act fast if they want to appeal within 90 days. The updates take effect on specific dates listed for each community, helping everyone stay safer and smarter about flood risks.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Updated Flood Maps May Change Insurance
FEMA revised Flood Insurance Rate Maps (FIRMs) and, where applicable, Flood Insurance Study (FIS) reports for many communities, changing Base Flood Elevations (BFEs), floodplain zones, and regulatory floodways. These map changes might affect flood insurance rules and costs, and the current effective community number shown must be used for all new policies and renewals. The revisions take effect on the dates listed in the notice (various community dates between May 11, 2026 and Jul. 24, 2026).
Map Revisions Drive Local NFIP Rules
The revised FIRM and FIS reports are the basis of the floodplain management measures that communities are required to adopt or show they have in effect to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). These determinations and the floodplain management criteria at 44 CFR 60.3 are the minimum required standards; communities may adopt stricter rules at any time.
You Have 90 Days To Appeal Map Changes
From the date of the second publication of local newspaper notice, any person has 90 days to request that FEMA reconsider the flood hazard changes through the community's Chief Executive Officer. Appeals and requests for reconsideration must be submitted to the community official listed in the notice, and the flood hazard information may change during the 90-day period.
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Key Dates
Department and Agencies
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Previous / Next Documents
Previous: 2026-11676, Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities based on new science, which could change flood zones and insurance rules. If you live or own property in these areas, your flood insurance costs or requirements might change soon. You have 90 days after local notice to ask for a review before the updates become final.
Next: 2026-11678, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for several communities, which could change flood zones and water levels used for insurance and safety rules. If you live or work in these areas, these changes might affect your flood insurance costs and building rules. You’ve got until September 9, 2026, to check the new maps and share your thoughts before they become official.